When we think oftravel orexpatriateinsurance, we often think of sun, beach or extraordinary experiences abroad. However, a stay abroad can quickly turn into a nightmare, and your repatriation insurance can come in very handy.
What is repatriation insurance?
This is a benefit that most travel insurance policies include. It covers you when you are abroad and are the victim of an accident or illness that seriously affects your health. In other words, this coverage applies if you find yourself in a situation that requires you to be sent back to your host country or to a nearby hospital to deal with a medical emergency.
For which situations?
Because some countries in the world do not have hospitals that can provide care in decent sanitary conditions. This guarantee means that the patient is accompanied by a specialized medical team and transported to a suitable facility for treatment.
When will repatriation take place?
This is a medical decision taken by the doctor in conjunction with the insurer. They determine whether the insured’s state of health requires repatriation, or whether he or she can be treated locally.
Forms of repatriation
Depending on the patient’s state of health and pathology, there are several types of repatriation. In the majority of cases, repatriation is carried out on a commercial flight, but it can also be carried out on an aircraft chartered exclusively for the insured.
How to choose your repatriation insurance?
When you take out your health insurance, check the limits forrepatriation insurance and the exclusions for the geographical area covered. Insurance is a budget, but more often than not it’s a saving. We recommend that you compare the prices of each insurer for similar coverage, to determine which one will offer you the most advantages, or that you use an insurance broker who will do the work for you and advise you according to your needs.
