In today’s globalized world, more and more young people and professionals are deciding to go abroad for language exchange, internships, professional training or to seek career opportunities. This international experience enables you to gain valuable first-hand experience, master a foreign language and discover a new culture. If you’re planning to study in Latin America, don’t forget that student insurance in Mexico may be essential to ensure you have the right coverage.
However, it is essential not to neglect the question of health. Leaving without adequate health insurance, whatever your destination or length of stay, can have serious financial and logistical consequences in the event of accident or illness. Before you leave, explore the different international health insurance options available, so you can travel with complete peace of mind.
International health coverage for greater peace of mind
When you’re studying abroad, doing an internship or expatriating, reliable international medical cover is a must. An accident, a fall or a serious illness can lead to very high healthcare costs, particularly in a country where the social protection system is not very generous. Hospitalization or repatriation can quickly cost thousands of euros, without adequate reimbursement in the absence of suitable insurance. How can I prepare for my internship in Mexico? Preparing for an internship in Mexico also means making sure you have solid health cover.
Fortunately, Mondassur offers a wide range of health insurance contracts providing essential cover: medical expenses, civil liability, medical repatriation. Before choosing your insurance, take a close look at the cover included, reimbursement ceilings, repatriation assistance, any deductibles and additional options (cancellation insurance, baggage cover). Our advisors can help you identify the offer best suited to your situation and destination.
Working abroad: the different options
There are several solutions available to those wishing to work abroad. Between the ages of 18 and 30, you can become an au pair with a host family, receiving board and lodging in exchange for services. Those aged 18 to 35 can take advantage of the Working Holiday Program (WHV) to discover countries such as New Zealand, Argentina, Australia, Japan, Canada, Hong Kong, South Korea or even Russia.
There are other alternatives, such as continuing vocational training abroad, to enrich your career path, or finding a work contract before you leave or directly on the spot. In all cases, it’s important to think about your social protection and health cover, so that you’re not caught unprepared in the event of a health problem.
Compare our student abroad or expatriate insurance online
Whether you’re a student, an au pair, an intern, a participant in a Working Holiday Program (WHV) or an expatriate, don’t hesitate to compare the offers available. Coverage and rates vary according to your age, the length of your stay and the risks involved. A well-chosen plan will help you avoid having to pay high health-care costs while you’re away, and ensure you’re optimally protected.
Choosing international health insurance: key criteria
The choice of international health insurance depends mainly on the nature and duration of your stay abroad. The needs of a student on exchange for a few months differ from those of an expatriate settling for several years outside his home country. Before signing up, ask yourself a few essential questions:
- Does the insurance cover 100% hospitalization ?
- Are accidents (especially those involving two-wheelers) covered?
- Are university sports covered?
- What is the maximum duration of coverage?
- Is there a waiting period, or is coverage immediate?
- Are reimbursements made on the basis of actual expenses?
- Is there a deductible before the first reimbursement?
Depending on your profile, some cover is essential (hospitalization, repatriation, civil liability), while others (maternity, well-being) are optional.
Call on international insurance specialists
To make sure you choose the policy best suited to your destination country, length of stay and personal situation, we strongly advise you to consult an international insurance specialist. Mondassur’s experts, for example, can advise you on the cost of healthcare in your future host country and guide you towards the best international health insurance to meet your specific needs.
Don’t wait until the last minute: contact an advisor now and travel abroad with peace of mind, thanks to comprehensive, tailored medical cover.
