Swiss Student Insurance
We'll help you find the health insurance you need for your university stay in Switzerland.
The Swiss healthcare system is renowned for its exceptional quality and efficiency, consistently ranking among the best in the world. In Switzerland, medical care is very expensive, with a modern healthcare infrastructure and highly qualified professionals. However, this system is based on compulsory health insurance, where each resident must take out private insurance. If you’re planning to study in Switzerland for any length of time, you’ll need suitable international health insurance. This student medical cover is necessary to cover medical expenses during your stay in Switzerland!
Switzerland attracts a large number of foreign students thanks to the high quality of its higher education, which is recognized worldwide. The country’s multilingualism offers learning opportunities in several major languages, enriching the educational experience. In 2022, around 55,000 foreign students will be enrolled at Swiss universities. These foreign students represented 31.4% of the total student population in Switzerland. Among doctoral students, this rate rose to 56%. Get a free quote for your international student insurance today!
Swiss Student Insurance Student Backup
Cost-effective international health insurance for emergencies.
From
27€
- Worldwide coverage
- Maximum age: 30
- Covers emergencies and accidents only
- Up to €50,000 per year
- Repatriation assistance
- Civil liability
- Individual protection
Swiss Student Insurance Student Budget
Health insurance with a good cover/price ratio.
From
37€
- Worldwide coverage
- Maximum age: 30
- Covers emergencies and accidents
- Covers 100% of routine medical care
- 100% hospitalization coverage
- Up to €150,000 per year
- Standard dental and optical expenses up to €350
- Contraception coverage + vaccines
- Maternity care
- Additional insurance for access to private practitioners and clinics
- Repatriation assistance
- Civil liability
- Individual protection
Swiss Student Insurance Student Global
Our most comprehensive international health insurance.
From
45€
- Worldwide coverage
- Maximum age: 35
- Covers emergencies and accidents
- Covers 100% of routine medical care
- 100% hospitalization coverage
- Up to €250,000 per year
- Higher ceilings per routine medical procedure
- Standard dental and optical expenses up to €550
- Contraception coverage + vaccines
- Maternity care
- Covers pre-existing conditions
- Repatriation assistance
- Civil liability
- Individual protection
Any questions? Need advice?
How do I choose a student insurance policy for Switzerland?
Is health insurance compulsory for foreign students in Switzerland?
In Switzerland,health insurance is compulsory for all residents, including foreign students. However, exemptions are possible under certain conditions, notably linked to the student’s country of origin and length of stay.
- Students from the EU/EFTA and the UK: Students from the EU, EFTA or the UK may be exempted from Swiss health insurance if they do not work in Switzerland and remain covered by their home country’s social security system. They can use their European health insurance card for treatment in Switzerland. However, the EHIC covers certain treatments but does not replace comprehensive health insurance. For example, it generally does not cover repatriation costs or certain types of non-emergency specialist care. Dental treatments and certain other types of care are also not covered.
- Students from other countries: Students from non-EU/EFTA countries can also apply for an exemption, provided their private insurance cover is deemed equivalent to Swiss basic insurance. This exemption is generally limited to three years, with the possibility of extension for a further three years.
In all other cases, foreign students must take out Swiss health insurance or international student insurance within three months of their arrival.
Health insurance for foreign students in Switzerland
For international students in Switzerland, there are several options for obtaining adequate medical coverage. Here are two possibilities to consider:
International health insurance :
Foreign students in Switzerland can take out international student insurance. Goldstudent health insurance offers comprehensive medical cover tailored to the specific needs of students. This insurance includes 24/7 emergency assistance, covering medical expenses, hospitalization, repatriation and more. It offers the advantage of multilingual communication, high coverage limits and worldwide geographic coverage, essential for frequent travelers.
Local Swiss health insurance :
Students can also choose to take out local health insurance in Switzerland. While this can be a viable option, international students may encounter challenges such as language barriers and complex contract details. Coverage limits and service levels may vary between companies, and this insurance does not necessarily cover travel outside Switzerland.
These options allow students to choose the coverage that best suits their needs and lifestyle in Switzerland.
Do I need health insurance for my study visa to Switzerland?
Among the documents required to apply for a study visa in China, aninternational health insurance certificate is essential. This insurance must be valid for the entire duration of your stay and cover you in the event of illness, emergency or accident during your studies in Switzerland.
Most international students need a visa to enter and stay in Switzerland for their studies. We therefore recommend that you contact the Swiss consulate in your country for up-to-date information and a list of the documents required for your visa application.
