Are you leaving to study in Canada? Prepare yourself for this exciting adventure by choosing Canada student insurance that guarantees you optimum protection. With very high medical costs, it’s essential to take out health coverage that protects you in Canada. Mondassur offers you a complete, tailor-made solution so you can enjoy your stay with peace of mind.
Student insurance in Canada: all you need to know about RAMQ and private insurance
If you’re going to study in Quebec, it’s essential to take out health insurance for Canada. With your CAQ and study permit in hand, you’re ready to embark on this new adventure. But beware: medical costs in Canada are high. Student insurance is essential to cover you during your stay, and even when you return to your home country. Many Quebec universities, like McGill, ask you to choose between private health insurance and RAMQ (Régie de l’assurance maladie du Québec), if your country has signed an agreement with Quebec. If you’re still unsure about whether to choose RAMQ or private health insurance, we can help.
RAMQ or private health insurance: which option should you choose?
Choosing health coverage for international students in Quebec is essential. However, neither RAMQ nor Quebec private insurance fully meet your needs as an international student. RAMQ offers basic coverage in Quebec, but this is limited outside Canada and in private hospitals. As for the private insurance offered by some universities, such as McGill, it covers emergencies and certain routine health expenses, but often with reimbursement ceilings and no guarantee in the event of your return to your country of origin.
For complete protection tailored to your life as an international student, Mondassur offers student insurance in Canada, such as Gold Student insurance. With Mondassur, you’re covered worldwide, including during stays in your home country.
RAMQ coverage: what you need to know
RAMQ reimbursements are often limited to 70% of medical expenses, and apply only to the conventional rates charged by public establishments. This means that RAMQ does not cover care in private hospitals in Canada. What’s more, when you’re abroad, coverage is limited and only applies in certain emergency situations. If you travel frequently, or if your program of study takes you out of Quebec, RAMQ probably won’t be enough to cover your medical needs. International insurance like Mondassur’s guarantees you continuous, comprehensive coverage.
Choose Mondassur for comprehensive student coverage in Canada
Mondassur insurance offers flexibility and enhanced coverage to meet the specific needs of international students. It provides immediate coverage from the first euro spent, without RAMQ reimbursement ceilings. In addition, Mondassur covers essential medical expenses for students, such as :
- Consultations in public and private hospitals and clinics
- Free choice of practitioners and healthcare facilities
- International coverage, including stays in your home country and other destinations
- Dental and optical care
- Coverage of illnesses and treatments related to pre-existing conditions
How much does Mondassur insurance for international students cost?
The cost of international student insurance varies according to the level of cover chosen. For comprehensive, worldwide coverage, the average price of Mondassur insurance is between 50 and 100 euros per month, offering excellent value for money compared with the limitations of local insurance.
To find out the cost of the insurance that best suits your needs, get a free online quote for Mondassur student insurance now, and benefit from optimal health coverage throughout your stay in Quebec.
