Retired expatriate insurance
I'm retiring abroad
Mondassur offers several ranges of health insurance for retirees under 75.
Looking for health cover for your retirement abroad? Once you reach the age of 65, it becomes increasingly difficult to find international health insurance that covers you at an attractive rate.
For this reason, at Mondassur, we offer insurance contracts that cover your health from the 1st euro, or in addition to the CFE, with a good price/guarantee ratio.
So you can enjoy your retirement abroad with complete peace of mind.
Overseas retirement insurance
Gold Start
Intermediate coverage
International health insurance for your life abroad, with a good level of cover at an attractive price.
Starting from
63€
- Worldwide coverage
- Maximum membership age: 70
- Covers hospitalization and routine medical care
- Up to €300,000 per year (€500,000 for the USA)
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Overseas retirement insurance
Gold Visa
Balanced coverage
Get the best cover at the best price with our Gold Visa insurance, health cover adapted to retirees abroad.
Starting from
99€
- Worldwide coverage
- Maximum membership age: 75
- Covers hospitalization and routine medical care
- Up to €100,000 per year
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Legal protection
Retirement abroad insurance
Gold Expat
Comprehensive coverage
Our most comprehensive international health insurance for expatriates.
Starting from
146€
- Worldwide coverage
- Maximum membership age: 65
- Covers hospitalization and routine medical care
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Any questions? Need advice?
Health insurance for retirees abroad
Where can you retire abroad?
If the countries of residence of these expatriates are anything to go by, the sun attracts a good number of retirees. Thailand, Morocco and Portugal top the list of favorite countries for expatriate retirees, closely followed by the United States (especially Florida, where many retirees settle), Tunisia and Senegal. It’s true that in France the sun doesn’t come out every day! However, expatriation to countries such as Mauritius or Brazil is less talked about, but is also on the increase.
Please note that health insurance is often compulsory to obtain your visa. This is the case, for example, with retirement insurance in Thailand, where health insurance is required to obtain your visa.
Whether you’re planning to retire in Spain, Vietnam, Portugal or Bali, that is why you should think about your health cover for peace of mind! Indeed, medical costs can be high in these countries, despite their attractiveness to retirees.
What’s more, some countries offer high-quality healthcare.
However, costs will be much higher than in your home country.
Mondassur offers thus some international health insurance solutions for retirees tailored to your specific needs.
This allows you to enjoy your retirement to the full without having to worry about your actual expenses.
Our insurance plans are designed to offer comprehensive coverage, including hospital care, routine medical consultations as well as medication.
Consequently, you can concentrate on what really matters: enjoying your new life abroad after taking out expatriate health insurance with reimbursement of healthcare costs.
Our customer service team is also on hand to help you with any queries you may have, so you can enjoy a worry-free expatriation.
How are healthcare costs abroad covered?
This is not a simple matter, and depends on your country of origin and your country of destination. If you are a citizen of the European Union and retire to another EU country, you can easily obtain coverage for your healthcare costs. Indeed, this is one of the conditions for the free movement of people within the Union.
If you’re retiring outside the European Union, you’ll need to stay abroad for less than 90 days in order to continue to benefit from your home country’s health cover. Otherwise, you’ll need to take out insurance for your retirement abroad. Coverage and rates vary according to the type of insurance you choose, your age as well as your destination. You won’t necessarily have a mutual insurance company abroad, so taking out Mondassur insurance for French nationals abroad is essential.
Mondassur’s international health insurance for retirees gives you the peace of mind you need to make the most of your retirement.
Our insurance plans are, indeed, designed to meet the specific needs of expatriate retirees. Thus, you’ll benefit from comprehensive, flexible coverage. Whether you need hospital care, routine medical consultations or dental treatment. Mondassur makes sure you’re protected, wherever you are in the world.
What’s more, Mondassur offers you responsive, personalized customer service. Consequently, our advisors are available to answer all your questions and meet your specific needs. We understand the unique challenges faced by expatriate retirees, and are committed to providing you with ongoing support and tailored advice. Thus, by choosing Mondassur, you’re opting for financial security and an optimal quality of life during your retirement abroad. Consequently, you can contact us today to find out more about our expatriate retiree international health insurance solutions.
In what cases will your years worked abroad be taken into account when calculating your pension?
Firstly, if your home country has signed a bilateral pension agreement with the foreign country in which you worked, you can have the periods you worked included in the calculation of your pension.
Thus, for France, here are the countries that have signed an agreement allowing you to benefit from quarters worked abroad, by continent.
Asia : South Korea, India, Israel, Japan, Philippines.
Africa : Algeria, Benin, Cameroon Cameroon, Cape Verde, Congo, Ivory Coast, Gabon, Mali, Mauritania, Morocco, Niger, Senegal, Togo, Tunisia.
America : Argentina, Brazil, Canada, Chile, Quebec, Saint-Pierre et Miquelon, United States.
Europe : Andorra, Bosnia-Herzegovina, Guernsey, Isle of Man, Jersey, Kosovo, Macedonia, Monaco, Montenegro, Saint-Martin, Serbia, Turkey.
Oceania : New Caledonia, French Polynesia.
Afterward, please note the rule of non-aggregation of agreements. The consequence of this rule is that the calculating quarters will only include quarters spent in one country in addition to your country of origin.
This rule may be relaxed, however, if that country has also signed an agreement with your home country and the country where you spent another part of your career.
Comprehensive international pension insurance
If you’re looking for more comprehensive international retirement insurance, Mondassur also offers its Gold Start range.
This covers you for up to 300,000 euros, with reimbursements of 100% for hospitalization and 80% for routine medical care.
Thus, it’s ideal for enjoying retirement abroad with complete peace of mind!
With Gold Start expatriate health insurance, you benefit from comprehensive coverage that allows you to live with peace of mind, wherever you decide to retire.
So whether you’re planning to settle in Europe, Asia, America or elsewhere, our international health insurance for retirees is at your side to provide you with the security you need.
That’s right, medical care can be expensive medical can quickly escalate.
What’s more, when you choose Mondassur, you can be sure of responsive, personalized customer service.
We’re available to answer all your specific questions and needs, Monday to Friday, 9am to 6pm.
We also understand the unique challenges expatriate retirees can face, and are committed to offering you ongoing support and tailored advice.
Finally, don’t wait any longer to secure your future and guarantee a peaceful retirement abroad with Mondassur.
Contact us today to find out more about our Gold Start range, and start planning your retirement with peace of mind.
