Work from home nomad insurance
WHV Insurance
I travel to many destinations
Mondassur offers several international health insurance solutions if you're going on a temporary work permit (PVT), telecommuting or traveling to several destinations for a gap year or a round-the-world trip.
Do you travel several times a year, or are you on a WHV? Nomadic WHV insurance is essential to cover your health during your stay. Mondassur offers a wide range of health insurance options to give you peace of mind wherever you travel. Therefore, the Gold Start range is available in 3 levels, offering you a choice of more or less comprehensive cover depending on your needs and budget.
Insurance
Nomad WHV
Gold Start Backup
Cover for emergencies and accidents
Cost-effective international health insurance to cover emergencies.
Starting from
30€
- Worldwide coverage
- Maximum age: 70
- Covers emergencies and accidents only
- Up to €50,000 per year
- Repatriation assistance
- Civil liability
- Individual protection
Insurance
Nomad WHV
Gold Start Basic
Coverage that protects you for essential care
Health insurance with a good cover/price ratio that covers you in an emergency.
Starting from
63€
- Worldwide coverage
- Maximum age: 70
- Covers emergencies and accidents
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €150,000 per year
- Maternity coverage up to €3,500
- Covers pre-existing conditions
- Repatriation assistance
- Civil liability
- Individual protection
Insurance
Nomad WHV
Gold Start Nomad
Comprehensive coverage for peace of mind
Our most comprehensive international health insurance.
Starting from
85€
- Worldwide coverage
- Maximum age: 70
- Covers emergencies and accidents
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €300,000 per year (€500,000 for the USA)
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Any questions? Need advice?
International health insurance for frequent travellers
How does nomad/PVT insurance work?
Like travel insurance, nomadic WHV health insurance covers a large proportion of your health-related risks: medical expenses, hospitalization, as well as repatriation assistance. It also includes third-party liability (in case you injure a third party during your stay abroad) and death insurance, as well as coverage for any legal fees (lawyers). Therefore, all claims are made online for greater simplicity. If you need to go to hospital, remember to contact the 24/7 medical platform directly, so that the insurance company can cover the costs directly.
What are the main criteria for choosing PVT nomad health insurance?
Mondassur offers you a range of contracts with trusted insurers, so you can leave with a clear head.
When choosing your insurance, pay notably attention to the quality of the services on offer. In particular the ease with which you can take out cover, the quality of customer service (availability, speed) and the payout times generally applied.
As a general rule, before taking out an insurance policy. Afterward, it is advisable to check that all the terms and conditions of the contract are acceptable to you. For example, you need to find out about any deductibles, waiting periods and exclusions (particularly for extreme sports). Thus, you’ll make sure that the contract meets all your criteria (repatriation, third-party liability, hospitalization and medical expenses).
How do you choose the right country to work in?
In the first place, you can work anywhere in the world. Your imagination will be limited only by the safety of the countries as well as their accessibility thanks to the visas available. The Covid epidemic has prompted some countries to offer specific visas for teleworking. Therefore, the advantage of telecommuting is that you’re not stuck in one country. For this reason, you can start by teleworking in a country that appeals to you. Once there, you’re free to move around as you please to another destination. The country is also determined by the cost of living abroad, which can change the way you see your new life.
Where can I telework abroad?
- Mauritius with the Premium Travel Visa, provided you earn at least $1600 per month.
- Dubai with the Virtual Working Program. You can stay for 1 year, provided you already have a business paying you $5,000.
- Costa Rica with the “Residencia Temporal Empleados Especializados por cuenta propia” if you are self-employed, this visa is valid for 2 years.
- Mexico with the “Residencia Temporal” valid for 1 year and renewable for 4 years, provided you can prove that you have $27,000 at the time of visa application.
- Some European countries also offer visas for teleworkers: Spain, the Czech Republic, Germany with the “Freiberufler” visa, Portugal with Madeira, Iceland and Greece with attractive tax conditions, including a 50% tax reduction for the first 7 years.
- Exotic islands: the Barmades with the “12 Month Barbados Welcome Stamp” visa, provided you earn $50,000 within the year, Antigua and Barbada with the Antigua Nomad Digital Residence visa, the Cayman Islands with the ” The Global Citizen Concierge Program “subject to earning $100,000 a year as well as Bermuda with “Work From Bermuda” for up to one year.
- Thailand with the Smart Visa S, which requires several financial criteria and compulsory health insurance. Thus, the visa allows you to work in Thailand for up to 4 years.
How do you become a digital nomad?
The freelancer
Freelancing is a type of work that allows you to work anywhere in the world and thus become a digital nomad. Thus, the number of missions you can complete is virtually unlimited.
First of all, you need to build up a good clientele who will leave you testimonials and recommendations about your services. Your skills will thus become your brand. Also, you have to do your own communicating. Therefore, make yourself known by undertaking marketing actions about you and your work. Finally, you can call on your network, your former employers or use one of the many online platforms offering freelance assignments.
Working remotely
Before you quit your job and start your own business, try to negotiate with your company. Indeed, you can ask to work remotely. Thus, for your employer, it reduces operating costs.
International health insurance for the digital nomad
In the first place, it is essential that you take out WHV and nomad insurance. Indeed, rates vary according to your age and destination. Therefore, international insurance policy like Gold Start gives you total freedom to choose your destination and status. For this reason, worldwide insurance is protecting yourself in the event of illness or accident. The self-employed especially are the main users of this type of health insurance abroad. Thus, you can take it out for a few months up to several years.
- Global coverage for all types of private or business stays
- 24/7 medical assistance platform
- Reimbursement of medical expenses up to 100% of actual costs
- Permanent assistance abroad to guarantee your medical and legal security
- Repatriation, if necessary, to your country of origin or to a country with the infrastructure to treat you.
Finally, you can request a free quote and take out your telework abroad insurance directly online. This is notably the advantage of traveling, working and all in ideal conditions thanks to our insurance.
