Expatriate insurance in New Zealand
Do you already live in New Zealand or are you planning to move there? Before you leave, think about expatriate insurance New Zealand.
Do you live in New Zealand or would you like to try your hand at adventure? Before you leave, it’s crucial that you take out the right health insurance to guarantee comprehensive medical cover in case of need. At Mondassur, we understand that every expatriate has specific health protection needs. That’s why we offer you a variety of insurance contracts that can be customized to suit your budget.
Our insurance offers for expatriates in New Zealand
Expatriate insurance New Zealand Gold Nomad Expat
Our policy with good levels of cover, suitable for your expatriation to New Zealand.
From
74€
- Worldwide coverage
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €500,000 per year
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate Insurance New Zealand Gold Expat Access
Economical international health insurance tailored to your expatriation plans.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Free choice of practitioners and hospitals abroad
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance New Zealand Gold Expat Safe
Health insurance with a good cover/price ratio. It offers effective cover against accident and illness.
From
107€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- 100% hospitalization coverage
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance New Zealand Gold Expat Premium
Our most comprehensive expatriate health insurance plan in New Zealand.
From
138€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Any questions? Need advice?
Working in New Zealand
| Number of public hospitals | 40 |
| Number of private hospitals | 30 |
| Number of doctors per 1,000 inhabitants | 3,3 |
Expatriate insurance in New Zealand is a crucial aspect for expatriates wishing to settle in this country. So whether you’re working, retired or on a WHV, we strongly recommend that you take out health insurance before moving to New Zealand.
Schooling in New Zealand
New Zealand has a mixed health care system, including public and private health insurance. This system enables residents to benefit from quality, government-subsidized care. There is also the possibility of taking out private insurance for broader health cover and shorter waiting times. For expatriates, it is crucial to understand this system in order to obtain adequate health cover.
Accommodation in New Zealand
Public health insurance
New Zealand’s public health insurance system offers extensive medical coverage to all permanent residents and citizens. Public medical care therefore includes visits to the general practitioner, hospital treatment, and some prescribed medication. Although coverage is good, waiting times for consultations and non-urgent procedures can be long. Expatriates can access these services after obtaining their residency, in order to benefit from care at no direct cost. Note that it takes 6 months at best to obtain residency. A visa for New Zealand is not easy to obtain.
Although there are more public hospitals, treatment times vary. General consultations can be available within a few weeks, while general consultations can take several months. It is therefore essential to take out health insurance before leaving for New Zealand.
How much does it cost to live in New Zealand?
Private health insurance in New Zealand will initially complement the public system. In fact, it offers additional benefits such as shorter waiting times and greater freedom in the choice of care providers, for example. Expatriates and residents can therefore take out private health insurance policies. This means faster access to specialized services, private rooms when hospitalized and coverage of treatments not included in the public system.
The cost of private medicine in New Zealand varies according to a number of criteria. In fact, you’ll pay more depending on your age, medical history and the level of coverage you choose. So choose expatriate insurance in New Zealand so you don’t have to worry about all these costs. This insurance offers peace of mind and therefore greater flexibility for expatriates.
Driving in New Zealand
Public hospitals are spread out to cover the whole country, offering quality care at no cost to residents. However, public waiting times can be a drawback, especially for non-urgent treatments. Private clinics and hospitals, on the other hand, offer faster, more personalized care, with correspondingly higher healthcare costs. In the private sector, prices for medical services are not regulated by the government. Costs can vary considerably between establishments and practitioners. For example, a consultation with a specialist in a private hospital can cost between 150 and 500 NZD (between €85 and €285), while complex surgical procedures can cost several thousand dollars.
New Zealand has a good ratio of health centers to population. This ensures relatively easy access to healthcare services. Indeed, the cost of a night in a private hospital can vary considerably, from NZD 300 to NZD 1,000 (between €170 and €570), depending on the services and care required. Expatriates should evaluate these costs and options to choose the coverage best suited to their needs. To properly evaluate the options & different offers, it is therefore important to get a free New Zealand insurance quote online!
Hygiene and eating habits in New Zealand
When living in New Zealand, it’s crucial to know the emergency numbers. The numbers to memorize and save in your phone are as follows:
- Le 111 to contact the police services the fire department and emergency medical services.
- Le 0800 611 116 is a free service offering medical advice over the phone. It is available 24 hours a day. Contact us for non-urgent health problems.
- The GP’s number.
In short, knowing these emergency numbers is important for any expatriate living in New Zealand. In case of need, these services also provide rapid access to the help you need, ensuring your safety. So whether it’s for medical emergencies, incidents requiring police intervention, or less urgent health advice, every French expatriate needs to know about them. Don’t forget to save these numbers in your phone and write them down in an accessible place in your home. So if you’re well prepared, you can start your new life in New Zealand and Oceania.
Choosing health insurance in New Zealand
The cost of healthcare services can vary considerably between the public and private sectors. In fact, prices vary greatly between the 2 :
- A consultation with a general practitioner is free in the public sector, but costs between NZD 50 and 80 (between €29 and €45).
- The medicines are subsidized to the tune of NZD 5 (approx. €2.80) in the public sector, but are generally more expensive in the private sector (with price variations depending on the brand).
- The hospitalization are free in the public sector (provided you are a resident), but can cost between NZD 3,000 and NZD 5,000 (between €1,715 and €2,850).
- Visit dental care are not covered by the public health system, and cost an average of 150 to 300 NZD (between €85 and €171) for a visit to the dentist.
- The deliveries are free in the public sector (provided you are a resident), but can cost between NZD 9,000 and NZD 15,000 (between €5,150 and €8,575).
Public services offer quality care at little or no cost to citizens and permanent residents alike. However, they are associated with longer waiting times and limitations in certain treatments. Private services, on the other hand, offer faster, more personalized access to care, but at significantly higher costs. When you take out private health insurance, you will be reimbursed in private hospitals. In fact, it guarantees more comprehensive coverage and therefore shorter waiting times for essential care.
Repatriation insurance for New Zealand
Repatriation insurance is essential coverage for expatriates living in New Zealand. This type of insurance guarantees that the costs associated with returning to the country of origin will be covered. Indeed, repatriation costs can be exorbitant, reaching several tens of thousands of euros.
Mondassur health insurance includes repatriation cover. This offers invaluable peace of mind during expatriation. In fact, returning home can be done quickly and without major financial complications. This is in fact an additional guarantee for your stay abroad.
New Zealand, take stock of your vaccinations
Before leaving for New Zealand, check that your vaccinations are up to date. Although there are no compulsory vaccinations for entering New Zealand, some are strongly recommended. Recommended vaccines include tetanus, diphtheria, whooping cough, polio, measles, mumps and rubella (MMR). It’s also advisable to get vaccinated against hepatitis A and B, depending on the length and conditions of your stay.
For expatriates, consult a health professional before departure to ensure that all necessary vaccinations have been carried out. In addition, the New Zealand health system also offers seasonal vaccines against influenza and pneumococcus. These are particularly important for young children, the elderly and those with pre-existing medical conditions. Keeping your vaccinations up to date is a simple but effective measure to prevent illness and to make the most of your stay in New Zealand. If you’re well protected, you can do the Tongariro circuit, one of the most beautiful places in the world for hiking.
Choose Mondassur for your expatriate health insurance New Zealand!
Why take out expatriate insurance?
Buying expatriate health insurance in New Zealand with Mondassur is essential to ensure complete coverage. Although New Zealand’s healthcare system is of high quality, expatriates can face long waiting times for public care and high costs for private services. And expatriate health insurance offers financial protection against unforeseen expenses! In fact, medical consultations, hospitalization and specialized care can be heavy unexpected costs. With the right insurance, you’ll have rapid access to the best care available. Finally, taking out Mondassur health insurance reduces the risks to your health and well-being. What’s more, you can take advantage of our first-euro insurance.
Quick and easy subscription
With Mondassur, buying expatriate health insurance is quick and easy. Our intuitive online quote platform lets you compare different coverage options. Our brokers are at your disposal to help you choose the one that best suits your needs. In just a few clicks, you can obtain a personalized quote and finalize your subscription. We also offer a dedicated customer service team, available to answer all your questions and assist you throughout the process. Whether you’re already in New Zealand or preparing to leave, Mondassur makes it easy to access comprehensive, reliable health cover.
A wide choice of warranties
Mondassur offers a wide range of cover to meet specific needs during expatriation to New Zealand. Our health insurance plans for expatriates in New Zealand include plans for medical consultations, dental and optical treatment, and hospitalization. What’s more, our guarantees can be adapted to suit different profiles. Whether you’re working, retired or planning a WHV in New Zealand, Mondassur is there for you. By choosing us, you’ll benefit from maximum flexibility and tailor-made protection, ensuring your peace of mind throughout your stay.
Other insurances for New Zealand
To meet all your insurance needs, Mondassur also offers other solutions tailored to your stay in New Zealand:
- Travel insurance New Zealand: To cover your vacations and temporary stays.
- Student insurance New Zealand: specially designed for international students.
By choosing Mondassur, you can be sure of optimum protection. Choose your health insurance for New Zealand at Mondassur for insurance tailored to your specific needs. You’ll also benefit from the expertise of an internationally recognized insurer. Don’t wait any longer to secure your health and that of your loved ones in New Zealand!
