Mondassur, expert in expatriate and travel insurance to protect your health abroad.
Simple. Fast. Human. Everywhere. 24h/24.

Expatriate insurance | Schengen visa insurance | Long-stay visa insurance | International student insurance | Travel insurance

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How do I take out health insurance abroad?

1

Ask for a personalized quote

2

Select the insurance contract that suits you best

3

Sign and obtain your insurance documents

Why choose Mondassur?

Protect your health anywhere in the world

Coverage in +190 countries

Health insurance at the best rates

Worldwide coverage from €27/month

Ensure your peace of mind

For over 20 years, Mondassur has covered more than 100,000 people.

Team available 24 hours a day

Multicultural, multilingual team on call 24 hours a day

Simple, efficient user experience

100% digitized, real-time route

Access to doctors and medical facilities abroad

Access to +160,000 hospitals and doctors worldwide

Fast, efficient healthcare reimbursements

Immediate treatment of emergencies, average reimbursement time : 3 days

Get a quote now

Less than 5 minutes to apply for the best international insurance abroad

Assurance expatrie

Expatriate insurance

Protect your health and that of your family during your expatriation abroad.
Changes in living conditions, healthcare systems and the environment can present significant challenges. With the right expatriate insurance, you’ll have the peace of mind to focus on your new adventure.

Schengen visa insurance

Schengen visa insurance is a compulsory requirement for obtaining a Schengen visa and traveling within the Schengen area. This insurance offers comprehensive medical coverage and protects you in the event of medical expenses during your stay abroad. If you need to renew your day permit or apply for a long-stay visa, Mondassur can help you with the best VLS health insurance.

Assurance Schengen visa
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International student insurance

When you decide to study or do an internship abroad, it’s important to consider your safety and well-being. International student insurance is an essential option to protect you and give you peace of mind during your stay abroad.

Travel insurance

Travel and repatriation insurance are essential to ensure your safety and peace of mind when traveling. It protects you against emergencies and unforeseen circumstances that may arise during your stay.

Assurance voyage

Need help with your health insurance abroad? Contact us!

Need advice for your stay abroad?

International health insurance

Understanding Mutuelles and Top-Ups for Expats

 
Understanding French healthcare is challenging, especially for expatriates. A common misconception is that the state healthcare coverage, accessed via the “carte vitale,” is all-encompassing, leaving no need for additional insurance. However, that opinion is shared by only 5% of French people! 95% of French nationals opt for a “mutuelle”, a complementary or “top-up” private health […]

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5 steps to working abroad

How does CFE reimburse healthcare costs abroad? What are the CFE waiting periods? Is it worthwhile taking out a CFE top-up? Everything you need to know about CFE and your next reimbursements.

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International health insurance
International health insurance

Insurance for Long-Term Resident (LTR) Visa in Thailand

 
Thailand, with its enchanting landscapes, rich culture and dynamic economy, has become a destination of choice for expatriates from all over the world. To attract international talent and investors, the Thai government has introduced the Long-Term Resident (LTR) Visa, offering benefits for those wishing to live and work in the country. It is compulsory to […]

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Repatriation insurance: how does it work?

Repatriation insurance is a guarantee not to be neglected when you’re abroad. Whether you’re a tourist, expatriate or student, you’ll need international medical coverage with repatriation guarantees. Here are a few key points to help you understand the importance of repatriation insurance in the event of accident or illness abroad. Why do I need repatriation […]

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International health insurance
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Travel and Insurance in Germany

Would you like to visit Germany, but don’t know where to start? Here’s a selection of German cities to visit during your trip to Germany.

Country tips

Everything you need to know about your destination country: international health insurance, visas, local culture, expat testimonials... Prepare for your departure by taking out the international health insurance best suited to your needs.

Study abroad

Prepare for your studies or internship abroad, find out how to choose your international health cover when studying abroad. With international student insurance, you can study abroad with complete peace of mind!

Expatriation

Our advice to help you organize your expatriation project, understand how to choose the right medical coverage and protect yourself. Choosing expatriate insurance means you'll be covered for medical care in the event of illness or accident.

Travel

Prepare for your trip, find out how to insure yourself before you leave and protect your health abroad in the event of an accident. Having travel insurance means you're covered in the event of an accident.

Travel and Insurance in Germany

Would you like to visit Germany, but don’t know where to start? Here’s a selection of German cities to visit during your trip to Germany.

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Frequently asked questions about international health insurance

Medical costs abroad are often much higher than in France, and social security doesn’t cover you everywhere.
There are many reasons why it’s essential to be insured when you go abroad.

What health coverage is there without international health insurance?

Very often, the coverage you enjoy in your home country is not valid abroad.

There are two main reasons why you can’t count on Social Security cover:

Non-systematic management
Reimbursement based on French rates.

In Europe, the European Health Insurance Card (EHIC) is not enough to be well covered.

Finally, if you have a premium bank card, travel insurance will not be valid if you do not use your card to pay for your stay in full. Conventional cards do not provide for wider coverage. It is not possible to personalize the cover with a credit card. Bank card insurance cover is generally valid for three months, or 90 days.

Immediate coverage with health insurance

International health insurance covers you against certain major risks:

The financial risk: healthcare costs vary greatly from one country to another, and can quickly escalate. The insurance covers your expenses, so you don’t have to pay in advance in the event of hospitalization.
Health risks: in some parts of the world, medical facilities are very limited. It’s important to have comprehensive repatriation assistance cover to make up for local shortcomings.
Risk of access to medicine: in some countries, public structures do not always allow a choice of doctor or hospital, and delays in accessing care are very long.
The insurance provides reimbursement for private medical care, with a free choice of doctor or hospital, anywhere in the world.

Health insurance cover abroad

Insurance offers many advantages, such as :

Complementary social protection: covers loss of luggage, theft, destruction of all or part of the luggage.
Reimbursement of medical and health expenses: the insurer sets a ceiling depending on the contract chosen.
Third-party liability: covers the cost of damage caused to others, their property and social security abroad.

Good health cover is essential if you want to travel abroad with peace of mind!

The insurance that accompanies your credit card (Visa, Mastercard, American Express) is more like an assistance contract, which helps you in the event of an incident, for a short period of time, without offering you very extensive health insurance cover, and under no circumstances if you stay abroad for more than 3 consecutive months. They are interesting (for “top-of-the-range” cards such as Gold, Premier or Infinity), but should be used in conjunction with specific insurance.

All people living abroad (i.e. outside their country of origin) are considered “expatriates” and can take out expatriate insurance, also known as international health insurance.

Indeed, the definition of the term “expatriate” indicates that it refers to an individual residing in a country other than his or her country of origin (homeland). The word comes from the Greek words exo (“outside”) and patrida (“the country”). People can move abroad for personal or professional reasons, whether for study, career prospects, a desire to discover new things, or to be closer to family…

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