Expatriate insurance Mauritius
Are you thinking of moving to Mauritius, or are you already a resident? Protect yourself with the right expatriate insurance for Mauritius.
Mauritius is a popular destination. This is reflected in the number of expatriation requests, as well as in the foreign population there. Its gentleness, its charm, the quality of its living environment, its economic growth, its cultural diversity and also its tax advantages… However, there are some practical details to bear in mind: as soon as you declare that you are no longer residing in your country on a permanent basis, you are no longer covered by social security, and often not even by your mutual insurance company. Whether you’re going to Mauritius to work with Mauritians, or to telecommute digitally and nomadically, consider taking out health insurance for Mauritius to ensure that you and your family have good medical cover abroad.
Our insurance offers for expatriates in Mauritius
Expatriate insurance Mauritius Gold Nomad Expat
Our policy with good levels of cover, suitable for your expatriation to Mauritius.
From
74€
- Worldwide coverage
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €500,000 per year
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate Insurance Mauritius Gold Expat Access
Economical international health insurance tailored to your expatriation plans.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Free choice of practitioners and hospitals abroad
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Mauritius Gold Expat Safe
Health insurance that provides effective coverage in the event of accident or illness.
From
107€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- 100% hospitalization coverage
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Mauritius Gold Expat Premium
Our most comprehensive expatriate health insurance plan in Mauritius.
From
138€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Any questions? Need some advice?
Working in Mauritius
| Number of doctors per 1,000 inhabitants | 1,2 |
| Number of public hospitals | 22 |
| Number of private hospitals | 17 |
These figures underline the importance of good health cover if you want to live in Mauritius. We strongly recommend that you take out health insurance, especially for a country like Mauritius, with its tropical climate and scenery.
Schooling in Mauritius
The healthcare system in Mauritius is a mix of public and private services. Health insurance plays a crucial role in guaranteeing access to quality care for all residents. When you move to Mauritius, you’ll find an accessible healthcare system, albeit different from what you’re used to in your home country. Understanding the specifics of the system is therefore essential to get the most out of the services on offer.
Understanding this dual system is crucial. In this way, it will be possible to make the most of the services available. Good planning and the right expatriate insurance can guarantee optimal access to medical care..
Remember that expatriate insurance does not cover you in the same way as travel insurance, or student insurance for example. Travel insurance for Mauritius will only cover you in an emergency, for a limited period.
You will not be able to take out student insurance in Mauritius for your expatriation, unless you are under 35 and have a school certificate or student card.
How does social security work?
Public health insurance in Mauritius
Public health insurance in Mauritius is financed by the government, offering free services to the entire population. The quality of care is generally good, but waiting times can vary according to demand.
Public health services include a wide range of services. These include general and specialist consultations, hospital care, maternity services and the supply of essential medicines. Public hospitals are equipped to treat a variety of medical conditions, from emergencies to long-term care. Free services therefore make access to care possible for all, regardless of socio-economic status.
All legal residents can benefit from this coverage at no direct cost, making access to medical care universal and inclusive. However, some specialized interventions can take a long time. As a result, it is preferable toopt for private insurance to benefit from faster treatment.
What is the cost of living in Mauritius?
Private health insurance in Mauritius offers a significant alternative and complement to the public system. That’s why many local residents opt for private insurance. In fact, private expatriate insurance offers faster, more personalized care and more extensive coverage. The private sector is renowned for its quality of service and modern infrastructure.
Private health insurance covers a wider range of medical services than public insurance. These include specialized consultations with short waiting times, hospitalization in single rooms, advanced surgical procedures and specialized treatments.
The quality of private insurance cover is generally high, and private establishments offer much greater comfort than the public sector. Private hospitals and clinics are often equipped with the latest medical technology, ensuring accurate diagnosis and effective treatment.
What’s more, Mondassur offers specific plans to prepare you for your expatriation. We take into account special needs, such as healthcare coverage and access to international healthcare networks. These plans can also include additional services such as medical evacuation and 24-hour assistance, ensuring comprehensive coverage in the event of a medical emergency.
Driving in Mauritius?
In Mauritius, healthcare facilities are divided between the public and private sectors. As a result, you have a wide range of choices. Public hospitals, such as those run by the Health Service Support Project (HSSP), are widely accessible, providing free or reduced-cost care. However, despite the state’s good intentions to make healthcare universal, there are challenges, including a shortage of medical staff and sometimes overloaded public infrastructures.
The number of health centers is proportionate to the population. However, public-sector facilities can sometimes find it difficult to cope with a large influx of patients, which can lead to longer waiting times. In contrast, private hospitals and clinics offer high-quality care with shorter waiting times, more available staff and modern facilities.
In terms of costs, a night in a public hospital is generally free, while hospitalization in a private clinic can cost between MUR 4,600 and MUR 14,000 (between €93 and €279) per night, depending on the services offered. However, treatment times in private clinics are shorter. Patients can often see a specialist more quickly than in the public sector. However, private care comes with higher costs, often requiring private health insurance to cover these expenses. The health of senior citizens and retirees abroad is important, and the cost of health care increases with time.
Hygiene and eating habits in Mauritius
Emergency numbers are important to know in Mauritius. The main numbers to remember are :
- Police : 112
- Ambulance : 114
- Fire department : 115
These services are available 24/7, ready to intervene in case of emergency. In addition, some private clinics also offer emergency services and can be contacted directly for cases requiring rapid intervention. Emergency numbers must be easily accessible, and therefore stored in telephones for rapid reaction in case of need.
What is the cost of living in Mauritius?
Healthcare costs in Mauritius vary considerably between the public and private sectors. You don’t usually need a prescription to consult a GP. However, a referral may be necessary to see a specialist.
Medicines can be purchased in pharmacies located across the island. As a result, prices may vary depending on the type of medicine and the pharmacy. Private pharmacies offer a wide range of medicines, often available without a prescription, but at higher prices than public pharmacies.
The cost of hospitalization in a private clinic depends on the nature of the treatment and the length of stay. Advance payment of medical expenses is particularly common in private establishments. Adequate health insurance is therefore important to cover certain costs, which can be high:
- Minor surgery between MUR 46,000 and MUR 140,000 (€930 and €2,780).
- A classic delivery costs between MUR 40,000 and MUR 45,000 (between €800 and €900).
- A Caesarean delivery costs between 93,000 MUR and 233,000 MUR (between €1,850 and €4,600).
- Dental & optical care between MUR 2,200 and MUR 9,300 (between €45 and €185).
In short, while the public sector offers free or low-cost care, the private sector offers a high-quality alternative with high healthcare costs. Mondassur offers private health insurance for complete coverage and peace of mind.
Choosing health insurance for Mauritius
Repatriation insurance is essential coverage for people living in Mauritius. In the event of a serious health problem, injury or accident, repatriation insurance ensures that you can be transported quickly and safely to your home country or to a quality medical facility. This insurance can cover the high costs associated with medical transport, depending on the package chosen.
This coverage is particularly crucial for retirees and senior citizens, as the risk of medical complications increases with age. Well-designed repatriation insurance offers peace of mind, knowing that you have access to the best possible care, wherever you may be. Our insurance plans include repatriation options in your country of residence, with 24-hour assistance. By integrating this insurance into your overall health plan, you can ensure the safety of yourself and your loved ones in the event of an emergency.
Mauritius, take stock of your vaccinations
Checking your vaccinations before leaving for Mauritius to ensure protection against various diseases is crucial. Vaccination against yellow fever is compulsory. Recommended vaccines include those against hepatitis A and B, typhoid and rabies.
Routine vaccinations such as those against diphtheria, tetanus, whooping cough, polio and measles, mumps and rubella (MMR) must also be up to date. For retirees, additional vaccinations are recommended against influenza and pneumococcus, due to the increased risk of contamination by respiratory viruses.
Our expatriate health insurance plans in Mauritius often include preventive consultations and vaccination programs, helping you stay healthy and fully enjoy your life in Mauritius.
On-site precautions
During your stay in Mauritius, certain precautions should be taken to avoid common health problems. Tap water is not always potable, so it’s best to drink bottled or boiled water. Be sure to wash fruits and vegetables with clean water before eating.
Counterfeit medicines can be a problem in some local pharmacies. It is therefore essential to buy from reputable pharmacies or seek advice from a doctor if you want to obtain medicines you can trust. Our health insurance plans often include medical assistance services that can direct you to reliable pharmacies.
You also need to protect yourself against mosquitoes, especially in rural areas, by using repellents and mosquito nets. Diseases such as dengue fever may be present. Dengue fever is a fast-growing disease that can affect anyone. For retirees, who may be more vulnerable to infection, these precautions are all the more important. By choosing the right insurance cover, you can access regular medical consultations and preventive advice, ensuring your well-being and safety in Mauritius.
Choose Mondassur for your expatriate health insurance Mauritius!
Why take out expatriate insurance?
Health insurance for expats is essential to guarantee your peace of mind and health security when living abroad. When you move to Mauritius, you may face unforeseen medical challenges, whether due to accidents, tropical diseases or other health emergencies. An expatriate insurance policy in Mauritius offers comprehensive coverage of your healthcare costs, depending on the plan you choose. It’s important to take out expatriate insurance for retirees! Medical needs can be more frequent and complex.
In Mauritius, common health problems include infectious diseases such as :
- The dengue
- The chikungunya
- From acute respiratory infections
Expatriate insurance covers many services, including civil liability, dental care and maternity . This allows you to benefit from a holistic approach to your health, tailored to your specific needs. For example, if you need glasses or complex dental treatment, Mondassur can help you avoid the high costs associated with this type of care.
Mondassur offers insurance plans designed to fit your specific needs, providing quality services, rapid access to care, and emergency assistance, ensuring that you receive the best possible care without financial stress. Taking out expatriate health insurance is not just a question of financial protection, but also of guaranteeing your well-being and quality of life during your expatriation.
Quick and easy subscription
Taking out expatriate insurance with us is quick and easy. We understand that your time is valuable, which is why we’ve simplified the underwriting process. You can get an online quote in minutes, choose the plan that best suits your needs, and finalize your enrollment with ease. Our intuitive platform and dedicated support team are there to help you every step of the way, guaranteeing a stress-free experience. What’s more, we offer flexible payment options. Whether you’re a retiree looking for comprehensive coverage or a working resident of Mauritius, you’ll need the right protection. We have solutions to meet all your needs.
A wide choice of warranties
Our insurance plans in Mauritius offer a wide range of coverages to meet all your needs. Expatriating to Africa can seem complex. With Mondassur, you’ll be covered for medical consultations, dental care, hospitalization, maternity, and even medical repatriation if necessary (depending on the plan you choose). What’s more, we offer optional third-party liability coverage, as well as wellness insurance, ensuring that you and your loved ones are protected in all circumstances. Choosing Mondassur means opting for maximum security and optimal coverage, whatever your age or life situation.
In conclusion, taking out our expatriate health insurance means you can live in Mauritius with complete peace of mind, with access to the best possible medical care. Our commitment is to offer you comprehensive protection and ongoing assistance, enabling you to make the most of your new life abroad.
