Mauritius Health Insurance
Which health insurance should I choose for Mauritius?
Are you thinking of moving abroad, continuing your studies, doing an internship or simply enjoying a vacation in Mauritius? In all these situations, you need to take out health insurance in Mauritius for yourself and those around you. With its high healthcare costs, Mauritius can represent a significant financial risk in the event of illness or accident. With the right insurance, you can leave with peace of mind, protected against financial, medical and legal contingencies. Our health insurance policies are specially designed for Mauritius. They cover a wide range of expenses, including repatriation, hospitalization, third-party liability and other emergency medical costs.
Student insurance Mauritius
Insurance to cover your studies in Mauritius.
From
27€
- Worldwide coverage
- Maximum age: 35
- Covers emergencies and accidents
- Covers hospitalization and routine medical care
- Up to €250,000 per year
- Standard dental and optical expenses up to €550
- Contraception coverage + vaccines
- Maternity care
- Covers pre-existing conditions
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate insurance Mauritius
International health insurance to cover your expatriation to Mauritius.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers hospitalization and routine medical care
- Up to €1,500,000 per year
- Maternity coverage up to €4,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs up to €370
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Travel insurance Mauritius
Health insurance to cover your trip to Mauritius.
From
30€
- Worldwide coverage
- Maximum age: 85
- Covers emergencies and accidents
- Up to €500,000 per trip
- Covers loss, theft or destruction of baggage
- Repatriation assistance
- Travel assistance
- Civil liability
Any questions? Need some advice?
Information about health insurance in Mauritius
Political system: Parliamentary republic
Capital: Port-Louis
Surface area: 1860 Km²
Population: 1.3 million
Spoken languages : English, French, Mauritian Creole
Currency: Mauritian rupee
The Mauritian healthcare system
The Mauritian healthcare system is considered to be good, and is in a very encouraging development phase. Indeed, many GPs and specialists are graduates of leading European universities. In addition, Mauritius’ healthcare system consists of a public sector, with public hospitals, regional and community centers. The private sector, on the other hand, is made up of numerous clinics spread across the island, offering more expensive but better-quality care. This is due to private investment, which allows advanced technologies to be used in these clinics. The island also boasts a large number of pharmacies, some of which are open on Sundays.
How does the healthcare system work in Mauritius?
The Mauritian healthcare system is therefore made up of a public and a private sector. The public sector is based on the British model of health care. As a result, access to care in the 22 public hospitals is free for all citizens and residents of the island. Public health establishments are therefore overcrowded, and the quality of care is much lower than in the private sector. For example, you may be hospitalized in a room with 10 to 20 other patients. Although healthcare is free, some services, such as dental and paramedical care, are not.
The private sector offers fee-paying healthcare through private clinics spread across the island. Private-sector services are of better quality, and the speed of care is nothing like that of the public sector.
As a result, many Mauritians and expatriates take out additional private insurance to cover a wider range of healthcare services. Dental and optical care are generally of good quality, and are also less expensive than in Europe.
Popular hospitals in Mauritius
In Mauritius, in the public sector, regional public hospitals offer the widest range of health services. Regional hospitals therefore offer a wide range of health services, including :
- Emergency department;
- pediatric ;
- ophthalmology ;
- dental ;
- gynecology ;
- physiotherapy.
In addition to these services, you’ll find all the more conventional care you’d expect to find in a hospital. These include consultations with general practitioners, specialists, paediatricians, etc.
Regional hospitals in Mauritius
Here is a list of 6 regional hospitals that we recommend and that offer the highest quality care services:
- Dr A Gaffoor Jeetoo Hospital
- Sir Seewoosagur Ramgoolam National
- De Flacq
- Jawaharall Nehru
- Victoria
- Queen Elizabeth (Rodrigues)
Private clinics in Mauritius
In the private sector, all clinics offer top-quality services, qualified healthcare personnel and staff with degrees from Europe’s leading universities. These clinics are all equipped with state-of-the-art infrastructures, such as :
- The City Clinic in Port Louis;
- The Good Shepherd Clinic in Rose Hill;
- Mauricienne à Réduit ;
- La Clinique du Nord at Baie du Tombeau;
- From the West to Flic en Flac
What vaccinations should I have before leaving for Mauritius?
First of all, before leaving for Mauritius, only your yellow fever vaccine needs to be updated (if you’re coming from a high-risk area). However, we also recommend that you update your vaccinations against hepatitis A and B, typhoid and malaria. Although malaria is rare on the island, there is still a risk of infection, so be sure to get vaccinated before you leave. We also recommend that you make an appointment with your GP. This will enable you to check your vaccination record before you leave.
Click here to find out all you need to know about vaccinations before traveling abroad.
Risks associated with stonefish
It’s very likely that you’ll be stung by a stonefish during your expatriation to Mauritius. Although they’re not very common, they’re very painful and you’ll need specific treatment. So get yourself to one of the regional hospitals that has an anti-stonefish treatment. While you’re waiting to receive the serum, it’s a good idea to get as close as possible to a source of heat. The toxin is sensitive to heat and you can help to eliminate it.
How can I consult a general practitioner or specialist in Mauritius?
To consult a general practitioner, you can first get a recommendation from another expatriate living in the same area as you. You can also consult a general practitioner by visiting his or her office. Next, we recommend that you visit the website of your embassy in Mauritius. This will provide you with a list of doctors for each sector of the island, as well as specialists. On the embassy website, you’ll find doctors specializing in :
- Ophthalmology
- Oncology
- Cardiology
- Psychiatry
- Psychology
- Dermatology
- Gynecology
- Pediatrics
The cost of a consultation with a public GP is much lower than with a private GP. However, access and waiting times in the public sector are much more difficult and time-consuming.
The emergency department in Mauritius
The emergency number for the Samu in Mauritius is 114. If you need an ambulance, dial 999. You’ll be put through to a number, so you can explain the situation in English to the service, which will assess the seriousness of your situation. The service will then send you the necessary help.
Some examples of average medical costs in private hospitals in Mauritius
In the private sector in Mauritius, clinics had harmonized the price of their consultations on the recommendation of the Association of Private Clinics. A consultation with :
- A general practitioner: 600 to 900 rupees (between €12 and €18).
- A specialist doctor: at least 1,200 rupees (about €24).
Some examples of average prices for medical operations:
- Maternity with natural delivery: 40,000 to 45,000 rupees (between €790 and €890).
- Maternity with caesarean delivery: 93,000 to 233,000 rupees (between €1,850 and €4,600).
- Most reconstructive surgeries will cost you more than 50,000 rupees (around €990).
Maternity in Mauritius
A private maternity clinic in Mauritius can cost between 65,000 and 115,000 rupees (between €1,290 and €2,275) for a vaginal delivery and a complementary length of stay. However, there are costs to take into account, such as the epidural, the anaesthetist’s intervention, the night birth, the extra bed if there is an accompanying person, if you request an extra night, etc…
Here are a few examples of medical costs for a private clinic in Mauritius:
- Delivery : 23,500 rupees (approx. €465).
- Caesarean section : 50,000 rupees (approx. €990).
- Epidural : 3,000 rupees (approx. €59).
- Anaesthesia : 15,000 rupees (approx. €300).
- Baby costs (normal delivery) : 3,000 rupees (approx. €59).
- Baby costs (Caesarean delivery): 6,000 rupees (approx. €120).
- Room : 5,300 rupees per day (approx. €105).
To prepare for childbirth, pack a maternity suitcase. Clinics won’t provide you with everything you’ll need for childbirth. So pack diapers for the baby, cleansing wipes, baby bottles, etc.
Why take out health insurance in Mauritius?
Access to Mauritius’s public health sector is free, but underdeveloped. Indeed, the quality of care is very average. What’s more, the healthcare staff do not include the most highly qualified doctors, nor do they have state-of-the-art medical infrastructures and equipment. As a result, public hospitals can’t handle all the operations and medical treatments for serious illnesses or traumas you may be facing.
This is why many patients are transported to La Réunion to receive healthcare that cannot be covered in Mauritius, but which is not free. Many Mauritians also prefer to pay for treatment in private clinics. It’s essential to take out private international health insurance to cover your healthcare costs in private clinics, especially abroad such as on Reunion Island.
Which private health insurance for Mauritius and for whom?
Everyone can benefit from expatriate insurance, and its international coverage is more advantageous for any type of profile wishing to expatriate to Mauritius. For example:
- If you’re an entrepreneur, it’s essential that you’re covered in the private health sector. When you need to travel, it’s essential that your international insurance covers you for all your trips abroad at the same rates as in Mauritius. What’s more, public health care won’t be sufficient and will take up a lot of your time due to consultation delays.
- As nomadic workers, you need a premium visa to be able to start a business on the island. To obtain this visa, you must take out health insurance for a period at least equivalent to the duration of your visa. That’s why expatriate insurance is essential before you leave for Mauritius.
- As an employee in Mauritius, the same applies as for a nomadic worker. To obtain a permanent visa, you must take out health insurance. With expatriate insurance, you’re covered even if you need healthcare abroad that couldn’t be provided in Mauritius.
Health insurance for retirees in Mauritius?
Maurice can consider you retired from the age of 50.. To obtain a 10-year residency permit, you must be able to pay USD 40,000 into your bank account every year for three years. You must therefore take out a health insurance for retirees which covers you in the event of repatriation to La Réunion or your country of origin for a medical operation. What’s more, this insurance will keep your healthcare costs to a minimum.
Our GoldExpat international health insurance meets all these criteria. Get a free quote on our website and/or contact us by e-mail or telephone to obtain more precise information based on your situation.
