Expatriate health insurance in Italy | Mondassur
For your expatriation to Italy, think about expatriate insurance with Mondassur!

Italy has also become one of the leading immigration countries in the European Union. The country’s cultural richness, gastronomy and mild climate attract foreign workers from all over the world. Before you leave, you’ll need to take out expatriate insurance to cover your health expenses while you’re abroad in Europe.
At Mondassur, we understand that every traveler has unique health coverage requirements. That’s why we offer a wide range of customizable insurance contracts. Our insurance policies are designed to meet your specific needs while respecting your budget.
Our insurance offers for expatriates in Italy
Expatriate Insurance Italy Gold Nomad Expat
Our policy with good levels of cover, suitable for your expatriation to Italy.
From
74€
- Worldwide coverage
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €500,000 per year
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate insurance Italy Gold Expat Access
Economical international health insurance tailored to your expatriation plans.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Free choice of practitioners and hospitals abroad
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Italy Gold Expat Safe
Health insurance with a good cover/price ratio. It offers effective coverage for accidents and illnesses.
From
107€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- 100% hospitalization coverage
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Italy Gold Expat Premium
Our most comprehensive expatriate health insurance plan in Italy.
From
138€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Any questions? Need some advice?
Some figures on health insurance in Italy
Number of public hospitals | 596 |
Number of private hospitals | 462 |
Doctors per 1000 people | 4,2 |
Italy is a country with many private hospitals. To guarantee optimum protection during your stay in Italy, taking out expatriate insurance with Mondassur is essential. You’ll have fast, high-quality access to the best care in the country.
How Italy's healthcare system works :
The Italian healthcare system is renowned for its efficiency and quality. It is divided into two sectors: public and private insurance. Understanding these two options is crucial when planning an expatriation to Italy.
How does social security work?
Italy’s social security system, known as Servizio Sanitario Nazionale (SSN), is the backbone of the country’s public health system. It guarantees universal access to healthcare for all residents, as well as expatriates with a valid residence permit. The SSN is tax-financed and provides coverage for a wide range of medical services.
Public health insurance in Italy
Italy’s public insurance system is designed to be accessible and fair. Indeed, the SSN offers social protection for most medical expenses. Nevertheless, some benefits may require a modest contribution from patients. All legal residents, whether Italian citizens or expatriates, can benefit from this coverage. The quality of services is largely satisfactory. As a result, there are well-trained healthcare professionals and adequate infrastructures. However, waiting times for certain non-urgent procedures can be long. Costs are therefore generally low, with basic care often free or very affordable thanks to a tax-based financing system. However, the quality of care in the public sector is generally inferior to that in the private sector.
Private health insurance in Italy
Private health insurance in Italy offers an alternative for those wishing to benefit from faster or higher quality care. This type of insurance is particularly popular with expatriates and certain residents. Indeed, choosing the right private expatriate insurance in Italy helps avoid NHS waiting lists. It also makes it possible to access to high-quality private healthcare facilities.
Mondassur offers a variety of packages, from basic coverage to more comprehensive plans including specialized services and dental care. Prices vary according to the extent of coverage and the age of the policyholder. However, they remain competitive compared with other European countries. In general, waiting times for medical care are significantly shorter than in the public sector. Service quality is also perceived as superior.
Understanding your needs is crucial to making the best decision for your health.
Healthcare facilities in Italy
Healthcare facilities in Italy offer a full range of medical services. This
includes both public and private hospitals. Public hospitals, managed by the NHS, therefore offer quality care. However, waiting times can be long for some procedures. Private hospitals, on the other hand, often offer faster care and greater comfort, but at higher costs. The price of a night in hospital can vary from €500 to €1,000 in the private sector, while the NHS covers the public sector. However, the quality of care is far superior in the private sector. Therefore, to benefit from the highest standard of healthcare, you need to take out expatriate insurance in Italy with Mondassur.
Emergency numbers in Italy
Before moving to Italy, there are several numbers you need to know. Here are the numbers to know in case of emergency:
- 112 : EU-wide emergency number
- 118 Emergency medical services
- 115 Fire department
- 113 : Police
These numbers should be included in your telephone numbers. Knowing them can help you prepare for your expatriation.
Healthcare costs in Italy
The cost of healthcare services in Italy varies considerably between the public and private sectors. In fact, prices can reach the following levels:
- A standard consultation with a GP in the private sector costs between €50 and €100.
- Visit specialized consultations can cost from €150 to €200.
- The medicines are available in pharmacies, some of which require a prescription.
- Visit hospitalization costs can range from €500 to €3,000 per day in the private sector, depending on the level of care and type of establishment.
- The costs of childbirth in a private clinic range from €3,000 to €7,000.
- Visit dental and optical care are partially covered by the NHS, but there are significant additional costs for specialized treatments.
These costs are very high, but that’s the price of quality health care with no waiting times. By taking out expatriate insurance in Italy, you avoid the stress of waiting and the stress of receiving poorer quality care.
Treat yourself to peace of mind during your expatriation. Start by getting your free quote online and enjoyone of the world’s most beautiful hikes up Mont Blanc.
Repatriation insurance for Italy
Repatriation insurance is crucial for expatriates in Italy. In the event of a serious medical problem, you will be repatriated to your country of origin. This insurance covers transport costs and medical care during repatriation. With Mondassur, you benefit from complete coverage, including medical repatriation, 24/7 medical assistance, and coordination of the hospitals taking care of you. What’s more, Mondassur offers coverage tailored to your specific needs. So we can guarantee you and your family peace of mind in all circumstances. Don’t let the unexpected spoil your experience in Italy, make sure you’re well protected with Mondassur : Take out expatriate insurance!
Choose Mondassur for your expatriate health insurance Italy!
Why take out expatriate insurance?
Expatriate insurance in Italy is essential to guarantee your security and peace of mind while living in Italy. “The Italian healthcare system, while of good quality, can presentwaiting times and high costs for non-residents. Expatriate insurance offers comprehensive coverage. This includes medical care, hospitalization, emergencies and repatriation. You can also benefit from additional services such as provident, wellness and third-party liability insurance. With Mondassur, you get priority access to the best healthcare facilities. This reduces waiting times and unforeseen costs. Protect yourself and your family with coverage tailored to your needs.
Italy is also a country where you can catch certain diseases. Here is a list of some of them:
- Flu (influenza): seasonal flu is common in winter, especially from November to April.
- Hepatitis A and B Hepatitis A is transmitted through contaminated food and water, while hepatitis B is transmitted through blood and body fluids.
- Respiratory illnesses Respiratory infections, such as bronchitis and pneumonia, are common, especially in the elderly.
- Gastroenteritis Often caused by viruses, it is common among travellers.
- Mosquito-borne diseases Mosquito-borne diseases: although rare, cases of dengue fever and chikungunya can occur, especially in the south of the country.
Vaccinations are not compulsory before leaving for Italy, but some are recommended, such as against rabies, hepatitis A & B and influenza.
Quick and easy subscription
At Mondassur, we’ve simplified the underwriting process to help you make the most of your expat experience in Italy. In just a few clicks, you can obtain a personalized quote and take out insurance tailored to your profile. Our intuitive online interface and dedicated team of brokers are with you every step of the way. We guarantee a smooth, fast experience. No need for complex procedures or endless paperwork. Mondassur makes taking out expatriate insurance a quick, stress-free process.
A wide choice of warranties
Mondassur offers a wide range of cover to meet the specific needs of expatriates in Italy. Whatever your needs, we have the right solution. Our plans also include 24/7 assistance services, medical repatriation and drug reimbursement. Choosing Mondassur means opting for comprehensive, flexible health insurance. It’s designed to offer you the best possible protection, wherever you are in Italy. “You can visit Puglia, a trendy destination in southern Italy.
Other insurance for Italy
To complete your coverage in Italy, Mondassur also offers :
- Italy travel insurance, so you can enjoy the sights of Naples, Milan or Turin without worrying about health costs.
- Student insurance in Italy, so you can study with peace of mind on the streets of Rome.
For a better view of our offers in Italy, explore our page dedicated tohealth insurance in Italy. Whether you’re traveling, a student or a resident, Mondassur offers comprehensive protection tailored to your needs. This ensures peace of mind throughout your stay.