Italy Insurance
Whether you're an expatriate, a pensioner, a traveller or even a student, make sure you take out health insurance in Italy before you leave!

Italy, the cradle of art and culture, offers an unrivalled experience with its historic cities like Rome, Florence and Venice, its varied landscapes and its world-famous cuisine. Students will find prestigious universities and a rich cultural immersion. Expatriates appreciate the quality of life, pleasant climate and Italian hospitality. Iconic sites, sunny beaches and picturesque vineyards also enchant vacationers. While retirees enjoy a peaceful life surrounded by beauty, exquisite cuisine and quality health care.
For a carefree stay, our health insurance in Italy offers comprehensive coverage. So study, work, explore or retire in Italy with peace of mind with Mondassur. Welcome to Italy, where every day is a journey to the heart of la dolce vita.
By taking out private health insurance, you can stay in Italy with complete peace of mind. Whether you’re planning to live in Italy for an extended period as an expatriate, an international student, or simply an occasional traveler, you’ll be able to benefit from coverage tailored to your situation. Health cover will help you meet medical and hospital costs, so you don’t have to worry about a thing.
Student insurance Italy
Insurance to cover your studies in Italy.
From
27€
- Worldwide coverage
- Maximum age: 35
- Covers emergencies and accidents
- Covers hospitalization and routine medical care
- Up to €250,000 per year
- Standard dental and optical expenses up to €550
- Contraception coverage + vaccines
- Maternity care
- Covers pre-existing conditions
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate insurance Italy
Health insurance to cover your expatriation to Italy.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers hospitalization and routine medical care
- Up to €1,500,000 per year
- Maternity coverage up to €4,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs up to €370
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Travel insurance Italy
Health insurance to cover your trip to Italy.
From
30€
- Worldwide coverage
- Maximum age: 85
- Covers emergencies and accidents
- Up to €500,000 per trip
- Covers loss, theft or destruction of baggage
- Repatriation assistance
- Travel assistance
- Civil liability
Any questions? Need some advice?
Information on health insurance in Italy

Political system: Republic
Capital: Rome
Surface area: 301,230 km²
Population: 58.9 million
Languages spoken: Italian
Currency: Euro
The healthcare system for foreigners
Coverage of your healthcare costs in Italy depends on your nationality, your situation and the length of your stay.
- If you are a European citizen living in Italy for less than a year: you can apply for the EHIC (European Health Insurance Card) before you leave. You’ll be reimbursed on the same terms as local residents. Be careful, however, as the ceilings are only adapted to public-sector rates. Italy’s national healthcare system is quite disparate from one region to another. In fact, the hospitals in the north, reputed to be of the highest quality, are overwhelmed. What’s more, laboratory tests, prostheses and consultations with a large number of specialists are only partially covered. So you need health insurance, whether you’re just passing through or planning to stay longer.
- If you are seconded to Italy by your employer, you will continue to be covered by the social security system in your home country. However, you will need supplementary health insurance to be adequately covered.
- You are an expatriate: In this case, if you wish, you can benefit from the same rights as Italians. To do so, you need a residence permit. Next, you’ll need to register with the local health authority (Azienda Sanità Locale), presenting certain supporting documents. You’ll need a valid identity document, your ” Codice Fiscale “, a letter from your employer and your residence permit.
It is therefore advisable to take out an international health insurance policy from the 1st euro, which allows you to benefit from full coverage of your healthcare costs, and to freely choose your healthcare establishment.
Do I need health insurance in Italy?
Whether you’re simply a traveller or an expatriate in Italy, we strongly advise you to take out private insurance. Even if the public health system is generally competent, you’ll have to wait a long time for treatment. So it’s much more practical to turn to private medicine. However, fees easily exceed the reimbursement ceilings set by the social security system.
Which health insurance is right for you?
Expatriate Health Insurance Italy
The Mondassur GoldExpat insurance policy is available in 3 offers to suit your situation, your needs and your budget. You can benefit from the following advantages, among others:
- Coverage of your healthcare costs in the private sector
- Repatriation to France or a neighboring country in the event of major operations
- You can choose the doctor and health facilities of your choice
- Health coverage valid during your temporary return to France
It is therefore possible to take out expatriate health insurance from Italy. However, we strongly advise you to do so before you leave France, in order to benefit from the advantages as soon as possible. For more information on our GoldExpat packages, please don’t hesitate to contact us by email or telephone. We’ll be delighted to help.
Student Insurance in Italy
Mondassur offers a range of packages specially designed for students on international assignments, whether internships or university exchanges. Important guarantees include a 24/7 medical assistance platform, direct payment in the event of hospitalization, reimbursement of medical expenses at 100% of actual costs, repatriation assistance and civil liability. This means you’re covered for any trips or excursions outside Italy.
Italy Travel Insurance
Mondassur also offers travel insurance solutions for those who want to discover Italy with complete peace of mind. Our travel insurances are suitable for all types of stay, whether it’s a short tourist trip or a long journey across the country. You’ll benefit from 24-hour assistance for any questions or unforeseen events during your stay in Italy. By taking out travel insurance before you leave, you’ll be able to enjoy your Italian experience to the full, with no worries or hassles. For more information, don’t hesitate to contact us. We’ll be happy to guide you towards the package that best suits your needs.
Depending on the criteria you’re looking for, our advisors will help you find private health insurance tailored to your needs and budget. Request a free quote online today!