International health insurance for France: Gold France Insurance
Find the international health insurance that's right for your life in France, covering you from the 1st Euro spent or topping up French social security.
Are you a foreigner living in France for 1, 2 or more years and looking for health insurance in France? Gold France Insurance offers a range of plans to suit all budgets, either from the 1st euro or in addition to Social Security. You will be covered at 100% for hospitalization and routine medical care, depending on the health insurance plan for foreigners in France you choose: Gold France Insurance Access, Gold France Insurance Safe or Gold France Insurance Premium from 80% to 90%.
Health insurance for impatriates
I'm looking for insurance in France for the 1st euro
A form of health insurance known as “au 1er euro” provides cover from the very first euro spent. This form of insurance differs from complementary health insurance, which generally reimburses only after the social security system has done so. Mondassur offers several levels of health insurance designed for your life in France.
Gold France Insurance Access
1st Euro
Cost-effective insurance
Cost-effective international health insurance for your life in France.
From
108€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- Covers hospitalization up to 100%.
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Gold France Insurance Safe
1st Euro
Balanced insurance
Health insurance with a good cover/price ratio, including accident coverage.
From
127€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- Covers hospitalization up to 100%.
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Gold France Insurance Premium
1st Euro
Comprehensive insurance
Our most comprehensive international health insurance.
From
133€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- Covers hospitalization up to 100%.
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
I'm looking for insurance for France in addition to CFE
Are you a foreigner living in France for personal reasons, research, study or work? Are you covered by the French health insurance system (Sécurité Sociale) and looking for a mutual insurance company to supplement your Social Security reimbursements? Gold France Insurance complements Social Security with a range of plans to suit all budgets, covering hospitalization, maternity, medical, dental and optical expenses. This insurance enables you to prove that you have health cover when renewing your residence permit in France.
Gold France Insurance Access (social security)
Cost-effective insurance
Cost-effective international health insurance for your life in France.
From
42€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- Covers hospitalization up to 100%.
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Gold France Insurance Safe (social security)
Balanced insurance
Health insurance with a good cover/price ratio. It offers effective cover against accident and illness.
From
61€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- Covers hospitalization up to 100%.
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Gold France Insurance Premium (social security)
Comprehensive insurance
Our most comprehensive international health insurance.
From
67€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- Covers hospitalization up to 100%.
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Who can take out Gold France Insurance international health insurance?
Anyone living outside their country of origin who comes to France to work or live, regardless of the length of their stay. Anyone applying for a VLS long-stay visa, a work visa, a working vacation visa or a passeport talent – chercheur, visa scientifique-chercheur… Etc.
Whether you’re self-employed, a scientist, a researcher, an artist, a corporate executive, a craftsman… you can benefit from Gold France Insurance.
You can take out this insurance on the1st Euro if, for example, you are not currently a Social Security beneficiary in France. If you later become eligible for French Social Security in France, it will be possible to change your contract to complementary Social Security insurance.
If you’re looking for a more budget-friendly insurance for your an extended period of time in france, take out long-stay insurance abroad (Gold Start). However, if you are planning to stay in France for a maximum of 90 days, we also offer another budget-friendly insurance option : Schengen Visa health insurance.
What are the advantages of Gold France Insurance for foreign nationals living in France?
- From 92 Euros per month
- Health insurance for foreigners in France that meets the requirements for obtaining a long-stay visa or residence permit in France
- Quick and easy subscription with an online personal space
- A 24/7 worldwide assistance platform
Other Gold France Insurance benefits include:
- Direct payment in the event of hospitalization
- Free choice of doctors and hospitals in France, no deductible constraints
- Free access to a database of quality medical practitioners and facilities worldwide, with prices negotiated for you
- Track your reimbursements from your online policyholder area
- Possibility of paying your insurance premiums quarterly
- Free translation of your claims.
- Coverage of your medical expenses during business trips and vacations abroad and in your home country.
- Excellent warranty/price ratio, among the most affordable on the market
- Response to your e-mails within 24 working days
- Financial strength of leading international insurance partners
Your cover with Gold France Insurance for foreign residents of France
Gold France Insurance includes maternity, dental and optical cover. You can choose repatriation assistance as an option for complete coverage anywhere abroad. Choose a health insurance policy for foreigners in France tailored to your needs as an individual or a family: Gold France Insurance is the most competitive and also insures you worldwide.
Gold France Insurance international health insurance for foreigners in France offers a range of plans to suit all budgets. You’ll be covered for 100% of hospitalization costs, and 80-90% of actual medical, dental and optical expenses, depending on the international health insurance plan you choose: Gold France Insurance Access, Gold France Insurance Safe or Gold France Insurance Premium.
- Gold France Insurance Premium
offers excellent value for money. This is the health insurance plan for foreigners in France that offers the best coverage.
Hospitalization and maternity costs are covered at 100% of actual costs, with direct payment and no advance payment on your part. Medical visits (general practitioners or specialists), X-rays, medical analyses, pharmaceutical expenses, as well as dental and optical expenses are covered at 90% of actual costs, with excellent coverage ceilings.
- Gold France Insurance Safe
is a moderately priced medical health insurance in France. It offers good value for money.
Hospitalization and maternity costs are covered at 100% of actual costs, with no advancement of costs. Medical visits, x-rays, analyses and pharmaceutical costs, as well as dental and optical expenses, are covered at 90% of actual costs, with coverage ceilings in line with medical costs in France.
- Gold France Insurance Access
is the most economical health insurance for foreign residents in France, offering 100% cover of actual costs for hospitalization and maternity.
Medical check-ups, X-rays, tests and pharmaceutical costs, as well as dental/optical care, are covered at 80% of actual costs, with coverage ceilings sufficient to cover most of your medical expenses in France.
We recommend that you choose repatriation assistance as an option, so that you can travel the world with complete peace of mind and be repatriated to France or your home country in the event of a medical emergency. Repatriation assistance cover is often compulsory for foreigners wishing to obtain a long-stay visa or residence permit in France. Check out our article to understand what is repatriation insurance.
How do I take out Gold France Insurance?
Formalities are kept to a minimum and include the following steps:
- Send the completed application form with the medical questionnaire.
- Please enclose a copy of your passport and your bank details for reimbursement purposes.
- Indicate the desired payment method. Subscriptions can be made by email. To confirm your membership, please send us the documents by post.
Don’t hesitate to contact us with any questions you may have about this insurance. Our multilingual team is at your disposal by phone, email or Whatsapp.
What are the conditions for taking out Gold France Insurance?
- Health coverage takes effect on receipt of the application form, medical questionnaire, bank details, copy of passport, payment of premiums and acceptance by the insurer.
- The beneficiary of the contract is insured as soon as he registers:
- immediately for care and hospitalization due to accidents and unexpected illnesses
- after 3 months for all other medical care and hospitalization
- after 6 months for treatment and prostheses, including dental care, orthodontics and optical expenses
- after 10 months for maternity.
These deadlines can be waived if a health insurance policy was previously taken out and cancelled less than a month ago, except for maternity.
- The contract is taken out for one year, renewable by tacit agreement, and can be terminated with two months’ notice, depending on the contract’s guarantees.
- Membership fees are payable quarterly, half-yearly or annually by bank transfer, French cheque, Visa or Mastercard, or by direct debit (from a European account only).
How does health insurance for foreign residents in France work?
In the event of hospitalization, you pay nothing in advance. The hospital is freely chosen by the beneficiary. You need to contact the 24/7 medical platform, which will send a claim form and pay the hospital directly. Other medical expenses are reimbursed promptly by bank transfer, based on receipted invoices. Refunds can be consulted via the Internet. The doctor (general practitioner and specialist) and medical practitioners are freely chosen by the beneficiary.
Why choose Mondassur?
- Health insurance for expatriates, whatever your nationality and whatever your destination, from the1st Euro spent.
- Top-level multilingual service to support you throughout your contract.
- A free analysis of your needs to find the most suitable insurance package for your budget.
- Tailor-made guarantees so you can pay the right price for your budget.
- The financial strength of leading international insurance partners
- A la carte insurance with 3 coverage options: France Insurance Premium, France Insurance Safe, France Insurance Access.
- Reimbursement of dental, optical, preventive and maternity care
- Insurance that can cover your pre-existing conditions.
