Erasmus is an exceptional experience that you wouldn’t want to miss. Erasmus lets you meet new people, discover a new European country and a new culture. It’s also an opportunity to learn a language and, for some, to become more independent. However, there is one thing you need to think about before you leave: your student health insurance abroad. You can get a free online quote for Erasmus student insurance.
Am I covered by the EHIC for an Erasmus stay?
As anErasmus student, you can still benefit from student social security abroad, if you have taken all the necessary steps to obtain a European Health Insurance Card before leaving.
Thanks to this card, your health expenses will be covered by the social security system in accordance with the agreements in force with the country concerned. Please note: the European Health Insurance Card is not sufficient to cover your healthcare costs abroad.
For example, for a visit to the doctor costing €45 in Italy, you will be reimbursed at the current conventional rate of €15. It is therefore necessary to take out supplementary insurance, as this is a classic case, but for hospitalization the bill rises very quickly, even in Europe.
How will I be covered by student insurance abroad?
Mondassur offersJunior International insurance. This contract covers you in addition to the European Health Insurance Card, at 100% of actual costs, with no deductible. For example: for a €60 medical consultation in Germany, the social security system will reimburse €15, while Mondassur will reimburse €45, so you won’t have to pay a cent!
How do I choose my medical cover for an Erasmus trip?
First of all, get a free quote for your Erasmus health insurance. This initial step will give you a clear view of the coverage options available, tailored to your specific needs and destination.
Take into account your current state of health, the activities you plan to undertake during your stay (such as sports or travel), and the characteristics of the healthcare system in the country where you will be studying. This will help you identify the level of coverage you need.
Supplementary insurance is an investment in your safety and well-being. It is therefore essential to determine how much you are prepared to spend on your health cover. Once you’ve established your budget, use it as a filter when looking for your ideal insurance.
If you have any doubts or specific questions, don’t hesitate to contact our experts directly. Our team of advisors will provide you with personalized recommendations, help you navigate through the various options, and guide you in choosing the insurance solution that best suits your needs and expectations.
Practical preparations before departure
Preparing effectively for your Erasmus stay involves a series of essential steps to ensure your safety and well-being abroad. Here are the detailed steps not to be overlooked:
Checklist of Required Documents
- Passport or Identity Card: Make sure your passport is valid for the duration of your stay. Some countries require passports to be valid for six months beyond the planned return date.
- European Health Insurance Card (EHIC): Essential for health coverage in the host country, this must be requested from your health insurance fund well before departure.
- Complementary Insurance Confirmation: Keep proof of your complementary insurance with you, detailing your coverage and emergency contacts.
- Visa or Study Permit: Depending on your destination, a visa or study permit may be required. Find out in advance and take the necessary steps.
- Admission letter from the host university: This document proves your status as an Erasmus student and can be requested on arrival.
Pre-Departure Health Check
- Medical check-up: A medical consultation for a general check-up is recommended. Talk to your doctor about your trip and any specific medical conditions.
- Vaccinations : Check whether specific vaccinations are recommended or mandatory for your destination country. Some countries require proof of vaccination against certain diseases.
- Medication: If you are taking any medication, make sure you have a sufficient supply for the duration of your stay. Also take along a copy of your prescription and, if possible, a letter from your doctor explaining your condition and treatment.
Familiarize yourself with the host country’s healthcare system
- Research online: Before you leave, research information on the host country’s healthcare system, including how to access emergency care.
- Locate Nearby Hospitals and Clinics: Identify the nearest hospital to your home, as well as clinics or doctors who speak your language or English.
- Understanding the Health Care Access Process: Find out what to do if you need medical care (for example, should you contact a GP before going to hospital?).
- Emergency numbers: Write down local emergency numbers and keep them with you at all times. Knowing the general emergency number (such as 112 in Europe) is essential.
