Expatriate health insurance in Vietnam | Mondassur
Expatriate insurance in Vietnam is necessary if you want to expatriate or if you already live there! So what are you waiting for?
Vietnam is a destination that our policyholders have always described as an enriching and enjoyable experience. If you want to live in Vietnam and visit Halong Bay, one of Asia’s must-see places, take the time to take out suitable expatriate insurance before you leave to cover your healthcare costs abroad. Mondassur offers a range of policies to suit your health coverage needs and budget.
Our insurance offers for expatriates in Vietnam
Expatriate Insurance Vietnam Gold Nomad Expat
Our policy with good levels of cover, suitable for your expatriation to Vietnam.
From
74€
- Worldwide coverage
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €500,000 per year
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate insurance Vietnam Gold Expat Access
Economical international health insurance tailored to your expatriation plans.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Free choice of practitioners and hospitals abroad
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Vietnam Gold Expat Safe
Health insurance with a good cover/price ratio. It offers effective coverage for accidents and illnesses.
From
107€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- 100% hospitalization coverage
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Vietnam Gold Expat Premium
Our most comprehensive expatriate health insurance plan in Vietnam.
From
138€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Any questions? Need some advice?
Some figures on health insurance in Vietnam
| Number of public hospitals | 1 162 |
| Number of private hospitals | 238 |
| Number of doctors per 1,000 people | 0,8 |
These figures highlight a significant difference between the number of public and private hospitals. There is also a relatively low ratio of doctors per inhabitant. Mondassur strongly recommends that you take out private expatriate insurance to benefit from the best care and rapid treatment.
Functioning of the healthcare system in Vietnam :
Vietnam’s healthcare system is based on a mix of public and private services. Each sector has
distinct characteristics. Understanding how this works will help you navigate the local healthcare system. This will ensure your well-being during your stay in Vietnam. Social security and expatriate insurance play crucial roles in healthcare coverage.
How does social security work?
Public health insurance
Public health insurance in Vietnam is compulsory for salaried workers, but optional for the self-employed and the unemployed. Public insurance mainly covers basic care provided in public hospitals. As a result, the quality of health coverage varies, with services often overloaded and infrastructure limited. Although premiums are relatively low, waiting times can be long. What’s more, the quality of medical care may not live up to expatriates’ expectations. You may be able to access this health insurance, but it does have its limitations. In addition, you should not rule out the possibility of using private care for faster, higher-quality services.
Private health insurance
Private insurance in Vietnam offers better and more extensive coverage than public insurance. Private hospitals, although fewer in number, are often better equipped and offer faster, more personalized care. Expatriates can therefore benefit from this insurance, giving them access to high-quality medical care. This is true in Vietnam, but also abroad with Mondassur! Premiums are higher than those for public insurance. However, they are more effective, and guarantee rapid treatment in the event of hospitalization or medical emergency. Turnaround times are generally short, and the quality of service is far superior. This makes them a preferable option for those who want maximum peace of mind when it comes to their health.
Healthcare facilities in Vietnam
Vietnam has a network of public and private health establishments. Public hospitals, though numerous, are often overloaded and lack adequate resources. In the public sector, patients are faced with long waiting times and uneven quality of care. Private hospitals, on the other hand , although fewer in number, offer better quality services, with modern equipment and well-trained doctors. However, the cost of care in these facilities is higher.
Some Vietnamese travel abroad, particularly to Thailand, for medical treatment. This is due to the infrastructure and quality of services available. This trend underlines the challenges facing the Vietnamese healthcare system. It also highlights the importance for expatriates of having expatriate insurance that covers private care. Mondassur offers insurance policies that also include care for more complex or urgent treatments.
Where can I go for treatment?
At
your expatriation to Vietnam, it’s essential to know the cities and
hospitals where you can get the best care. After all, too big a cultural change can lead to illnesses or infections to which you are not susceptible in your home country. Here’s a list of the country’s most reputable cities and hospitals:
- Hô Chi Minh-Ville: Vietnam’s largest city is home to several renowned hospitals. These include the Hô Chi Minh-Ville French Hospital and the FV International Hospital. These well-equipped establishments offer high-quality hospital care.
- Hanoi The Vietnamese capital also offers excellent medical services. The Hanoi French Hospital and the Vietno-German Friendship Hospital are among the most highly regarded for their expertise and modern facilities.
- Da Nang Hoan My: this coastal city is an important medical center in central Vietnam. Hoan My Hospital and the University Hospital for Medicine and Pharmacy are renowned for their high-quality medical services and competent staff.
- Can Tho Located in the Mekong Delta, Can Tho is home to the Can Tho General Hospital, which is well-equipped to treat a variety of illnesses and medical conditions.
These cities therefore offer high-quality medical infrastructures, with well-equipped hospitals and qualified staff. This is crucial for expatriates wishing to live in Vietnam with peace of mind.
Emergency numbers in Vietnam
When living in Vietnam, knowing the emergency numbers is essential to being prepared in case of a critical situation. Here are the main emergency numbers to remember:
- Police : 113
- Fire department : 114
- Ambulance : 115
These numbers are available 24 hours a day, and provide rapid assistance in the event of a problem requiring immediate action. Keep local hospital contacts handy. You can also call private medical services for more specific or urgent care.
Healthcare costs in Vietnam
Healthcare costs in Vietnam vary according to the type of care and the facility chosen. Here’s an overview of the main health costs to anticipate:
- A consultation with a general practitioner in a public hospital costs around 100,000 VND (€3.50). In a private hospital, it can cost up to 1,000,000 VND (€35).
- Medicines Medicines can be purchased from local pharmacies without a prescription for basic medicines.
- Hospitalization The cost of hospitalization in a public hospital is around 500,000 VND (€17) per day. In a private hospital, it can cost up to VND 5,000,000 (€175) per day.
- Delivery A delivery in a public hospital costs around VND10,000,000 (€350), compared with VND30,000,000 (€1,050) in a private hospital.
- Dental and optical care Dental and optical care are generally less expensive than in Europe or North America. A dental consultation costs around 7 € (200,000 VND) and a pair of glasses can cost between 500,000 and 2,000,000 VND (between 17 and 70 €).
Expatriates should consider taking out private expatriate insurance to cover these costs and guarantee rapid, quality access to necessary medical care.
Repatriation insurance for Vietnam
Repatriation insurance is crucial for expatriates living in Vietnam. In the event of serious illness, accident or death, this insurance covers the cost of medical transport to your home country or another country with the necessary medical facilities. Without this coverage, repatriation costs can be extremely high, creating significant financial stress.
Mondassur offers repatriation insurance solutions tailored to your specific needs. Our contracts include services such as 24/7 medical assistance, coverage of medical expenses abroad, and transportation to an appropriate medical center in the event of an emergency. What’s more, we make sure you get the best care available. We also ensure that your repatriation is carried out in optimum conditions of safety and comfort.
When you choose Mondassur, you’re guaranteed fast, effective coverage. If necessary, our dedicated teams are ready to step in and provide you with the assistance you need. Whether you need urgent medical consultations, hospitalization or medical evacuation, you’ll be covered.
Vietnam, take stock of your vaccinations
Before leaving for Vietnam, it’s essential to take stock of all your vaccinations. The Vietnamese Ministry of Health makes 1 vaccination compulsory: the yellow fever vaccine (if you are arriving from a region where this disease is present). There are also recommended vaccines for expatriates. These include :
- Hepatitis A and B
- Typhoid
- Rabies
- Japanese encephalitis
The latter are particularly advisable in view of the increased risks in certain parts of the country. Mondassur also recommends that you keep your basic vaccinations up to date, such as tetanus, diphtheria, whooping cough and measles. You should also consult a healthcare professional well in advance of your departure for personalized advice. This will ensure that your vaccinations are up to date.
Vaccines are not just a matter of individual prevention, but also of public health. By being vaccinated, you help reduce the spread of disease and protect local communities. Mondassur can help you in this process, providing you with all the information you need to prepare for your stay in Vietnam.
Best practices in Vietnam
To stay healthy in Vietnam, adapt to good practices to acclimatize to local conditions. First of all, avoid drinking tap water. Tap water can contain contaminants that are hazardous to your health. Prefer bottled or filtered water to minimize the risk of water-borne diseases.
Preventing mosquito bites is also essential to avoid diseases such as dengue fever, malaria and chikungunya. Use repellents, wear long clothing and sleep under a mosquito net if necessary. Mosquitoes are particularly active at dawn and dusk. Be particularly vigilant at these times.
When you’re out and about, beware of ticks, especially if you’re planning to hike in rural areas or forests. Ticks can transmit diseases such as Lyme disease. Check your body and clothing regularly to detect and remove ticks quickly.
Finally, make sure your food is thoroughly cooked, and avoid eating raw fruit and vegetables that have not been peeled or disinfected. Food-borne infections are common in Vietnam, especially among expatriates.
By following these recommendations, and taking out expatriate insurance, you’ll be able to make the most of your expat experience in Vietnam.
Choose Mondassur for your expatriate health insurance Vietnam!
Why take out expatriate insurance?
Buying expatriate insurance in Vietnam is essential to guarantee your peace of mind and health security during your expatriation to Asia. Local health systems can vary in quality and accessibility. This makes reliable medical cover essential. Expatriate insurance offers comprehensive protection in the event of illness, accident or medical emergency. It gives you access to the best care available without financial worries.
As an expatriate, you’ll be exposed to different health risks than in your home country. Healthcare costs can also be high, especially if you want the best quality of service, with private hospitals. With expatriate insurance, you’ll be covered for medical expenses, consultations, hospitalization, and even dental and optical care. It also covers prescription drugs, saving you from unexpected and often costly expenses.
Mondassur also offers expatriate insurance solutions in Vietnam tailored to your specific needs. This guarantees you optimum coverage and 24/7 assistance. We understand the unique challenges facing expatriates in South East Asia. We are committed to providing quality services to ensure your well-being throughout your stay in Vietnam.
More and more retirees are choosing Vietnam as their retirement destination. Attracted by the affordable cost of living, pleasant climate and rich culture, they find Vietnam a comfortable and dynamic place to live. At this age, it’s even more important to be well covered, so consider taking out expatriate insurance.
Quick and easy subscription
Buying expatriate insurance in Vietnam with Mondassur is quick and easy. Our website and insured platform are designed to be intuitive and accessible. The latter enables you to find the coverage that’s right for you in just a few clicks. Our online application form is easy to complete. It only takes a few minutes, so you can quickly benefit from your expatriate insurance.
Once you’ve chosen your plan, you can get a quote for your expatriate insurance. So you can tailor your cover to your specific needs. We offer a wide range of options to ensure you find the plan that best suits your situation and budget. Once you have completed your subscription, you will receive your insurance certificate by e-mail.
Mondassur makes it a point of honor to offer exceptional customer service. Our broker advisors are available to answer all your questions and guide you through the underwriting process. We’re here to help you every step of the way, from selecting your plan to managing your claims, ensuring a stress-free experience perfectly tailored to your needs.
A wide choice of warranties
Mondassur offers you a wide choice of benefits to customize your expat insurance in Vietnam. Our plans offer extensive coverage, including routine medical care, hospitalization and specialized consultations. You can also opt for additional cover. These include, for example, civil liability, provident insurance and mental health consultations. So you’re fully protected.
Our guarantees also include repatriation assistance. What’s more, our plans include options for coverage of pre-existing illnesses, which is essential for expatriates with specific medical needs. For good coverage, don’t hesitate and take out our expatriate insurance Gold Visa for example.
Choosing Mondassur gives you the flexibility to tailor your expatriate insurance to your unique needs. In fact, we work with the best healthcare networks to guarantee you quick and easy access to medical services, wherever you are in Vietnam. Our insurance solutions are designed to give you total peace of mind. So you can concentrate on your expatriate life without worrying about unforeseen medical circumstances.
A wide choice of warranties
To complete your health coverage, Mondassur also offers other types of insurance tailored to your specific needs during your stay in Vietnam:
- Travel insurance for Vietnam : For complete protection during your stay in Vietnam.
- Student insurance for Vietnam To study with peace of mind.
For a better view of our insurance offers in Vietnam and to choose the plan that suits you best, our page onhealth insurance for Vietnam. Mondassur is committed to providing you with the best insurance solutions to ensure your safety and well-being throughout your stay.
