Health insurance in Vietnam
Whatever your situation and the reason for your stay, it's important to think about health insurance in Vietnam.
Whether you’re already here, or planning to leave, consider buying health insurance in Vietnam! Mondassur allows you to cover all your risks by choosing a customized private health insurance plan adapted to all your needs. Depending on your situation, you can choose to take out the right health insurance for your expatriation, your studies or your trip to Vietnam.
Students benefit not only from a quality education, but also from a unique cultural immersion. Expatriates will appreciate the affordable cost of living, professional opportunities and Vietnamese hospitality. Holidaymakers will be charmed by the delicious cuisine, varied landscapes and historical treasures such as Ha Long Bay.
Student insurance Vietnam
Insurance to cover your studies in Vietnam.
From
27€
- Worldwide coverage
- Maximum age: 35
- Covers emergencies and accidents
- Covers hospitalization and routine medical care
- Up to €250,000 per year
- Standard dental and optical expenses up to €550
- Contraception coverage + vaccines
- Maternity care
- Covers pre-existing conditions
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate insurance Vietnam
Health insurance to cover your expatriation to Vietnam.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers hospitalization and routine medical care
- Up to €1,500,000 per year
- Maternity coverage up to €4,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs up to €370
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Travel insurance Vietnam
Health insurance to cover your trip to Vietnam.
From
30€
- Worldwide coverage
- Maximum age: 85
- Covers emergencies and accidents
- Up to €500,000 per trip
- Covers loss, theft or destruction of baggage
- Repatriation assistance
- Travel assistance
- Civil liability
Any questions? Need some advice?
Information about health insurance in Vietnam
Political system: Socialist Republic
Capital: Hanoi
Surface area: 331,210 km²
Population: 98.2 million
Spoken languages : Vietnamese
Currency: Dong
The Vietnamese healthcare system
Vietnamese social security provides two types of health insurance:
- Compulsory health insurance: this applies to all workers on permanent contracts or contracts of more than three months’ duration.
It also covers some twenty other categories of insured persons, with the aim of making it universal. These include children, people on lower incomes, schoolchildren, students, people over 90, war veterans, etc. - Voluntary health insurance: this applies to people who are not covered by the compulsory health insurance scheme. Examples include the self-employed and informal workers.
Although 80% of the population currently benefits from it, coverage remains limited. In fact, it currently covers only a quarter of beneficiaries’ healthcare expenses.
Contribute to Vietnamese health insurance
First of all, membership is free for children up to the age of 6. For the rest of the population, the contribution is 4.5% of remuneration. In addition, the employer generally pays 3% and the employee 1.5%.
If you are an expatriate employed in Vietnam, you must also contribute to the compulsory health insurance scheme. However, as mentioned above, this only covers a quarter of your medical expenses. We therefore recommend that you also take out complementary Vietnam health insurance.
Public and private hospitals in Vietnam
The number of hospitals is insufficient for the density of the Vietnamese population. Indeed, the occupancy rate of public hospitals can reach up to 250% of their capacity. These overloads are compounded by obsolete equipment, and sometimes by a lack of training and experience among caregivers.
It should also be noted that the distribution of care centers is very uneven between urban and rural areas. This considerably slows down the treatment of people living in rural areas.
It is generally advisable to opt for private hospitals and clinics that meet international standards. However, they are more expensive than public ones, which is why it is important to take out supplementary health insurance.
Do I need health insurance in Vietnam?
First of all, the answer is yes. Today, there is no social security agreement between France and Vietnam. Moreover, Vietnamese hospitals do not meet international standards. As a result, medicines imported from Europe and high-quality care (private clinics and doctors) are not available in Vietnam. more expensive.
The French Ministry of Foreign Affairs therefore recommends that all French nationals wishing to settle in Vietnam take out private insurance to make up for the shortcomings of the local system.
You can also contribute to the CFE (caisse des français à l’étranger). However, this only covers costs up to the level reimbursed in France. Nevertheless, Vietnamese health centers do not have the same fee schedule.
So it’s in your own interest to take out health insurance, whether for a short-term stay or an expatriation, to cover the cost of medical care.
Which health insurance for Vietnam?
For peace of mind when traveling to Vietnam, we recommend that you purchase travel insurance for Vietnam. Our insurance contracts cover 100% of your medical expenses, guaranteeing you the best rates on the market.
We therefore advise expatriates in Vietnam to choose an international health insurance plan such as GoldExpat.
GoldExpat expatriate insurance guarantees that your healthcare is covered. Dental and optical care are optional extras. With Mondassur health insurance in Vietnam, you can benefit from the best services in private hospitals and avoid putting your health at risk.
GoldExpat insurance provides 100% coverage for maternity expenses. Pregnancy and childbirth costs are very high abroad, so it’s best to be covered to avoid any risks.
With GoldExpat insurance, you’re covered during your stay abroad. You’re also covered while on vacation anywhere in the world. So you can enjoy life and travel to all countries in complete safety, without worrying about your insurance.
GoldExpat also offers complementary CFE expatriate insurance, which can be tailored to your needs. What’s more, every policyholder has access to a 24/7 medical platform, accessible from anywhere in the world.
