Health insurance in Vietnam
Whatever your situation and the reason for your stay, it's important to think about health insurance in Vietnam.
Whether you’re already in Vietnam or planning to move there, securing the right health insurance is essential. Mondassur offers customized private health insurance plans tailored to your needs, ensuring you’re fully covered. Depending on your situation you can choose a plan that is suited for expatriation, studies or your trip to Vietnam!
Students benefit not only from a quality education, but also from a unique cultural immersion. Expatriates will appreciate the affordable cost of living, professional opportunities and Vietnamese hospitality. Travelers will be captivated by Vietnamese delicious cuisine, diverse landscape and historical landmarks like Ha Long Bay
Student insurance Vietnam
Insurance to cover your studies in Vietnam.
From
27€
- Worldwide coverage
- Maximum age: 35
- Covers emergencies and accidents
- Covers hospitalization and routine medical care
- Up to €250,000 per year
- Standard dental and optical expenses up to €550
- Contraception coverage + vaccines
- Maternity care
- Covers pre-existing conditions
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate insurance Vietnam
Health insurance to cover your expatriation to Vietnam.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers hospitalization and routine medical care
- Up to €1,500,000 per year
- Maternity coverage up to €4,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs up to €370
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Travel insurance Vietnam
Health insurance to cover your trip to Vietnam.
From
30€
- Worldwide coverage
- Maximum age: 85
- Covers emergencies and accidents
- Up to €500,000 per trip
- Covers loss, theft or destruction of baggage
- Repatriation assistance
- Travel assistance
- Civil liability
Any questions? Need some advice?
Information about health insurance in Vietnam
Political system: Socialist Republic
Capital: Hanoi
Surface area: 331,210 km²
Population: 98.2 million
Spoken languages : Vietnamese
Currency: Dong
Vietnamese healthcare system
Vietnam offers two types of health insurance :
- Compulsory Health Insurance – Covers employees with contracts longer than three months and other groups, including children, low-income individuals, students, seniors and war veterans
- Voluntary Health Insurance – Available for those not covered by the compulsory system, such as freelancers and informal workers
While 80% of the population is insured, the system only covers about 25% of medical expenses, making private insurance essential.
Vietnam Social Security (VSS) : cost, cover and eligiblity
First of all, membership is free for children up to the age of 6. For the rest of the population, the contribution is 4.5% of remuneration. In addition, the employer generally pays 3% and the employee 1.5%.
If you are an expatriate employed in Vietnam, you must also contribute to the compulsory health insurance scheme. However, as mentioned above, this only covers a quarter of your medical expenses. We therefore recommend that you also take out complementary health insurance.
- Children under 6 years old receive free healthcare
- Employees contribute 1.5% of their salary while employers pay 3%
- Expats working in Vietnam must contribute but will still need private insurance to cover most medical costs.
Public versus private hospitals in Vietnam
Public hospitals are overcrowded, sometimes exceeding 250% capacity, and often have outdated equipment and limited staff training. It should also be noted that the distribution of care centers is very uneven between urban and rural areas. This considerably slows down the treatment of people living in rural areas.
Private hospitals provide higher-quality care but can be expensive, making supplementary health insurance necessary. Therefore, private insurance is vital to afford better care.
Do I need health insurance in Vietnam ?
Yes. There is no social security agreement between any country and Vietnam, and public hospitals in Vietnam generally do not meet international standards. As a result, access to imported European medicines and high-quality healthcare services—such as private clinics and specialists—is limited and often more expensive.
Additionally, both imported medicines and private healthcare come at a high cost in Vietnam. It is highly advisable to secure comprehensive private coverage before relocating to ensure access to quality care and financial peace of mind.
To avoid financial risk, it’s essential to have a private health insurance, whether for a short stay or long-term expatriation.
Which health insurance plan should I choose ?
For a safe and worry-free experience during your stay in Vietnam, choosing the right health insurance is essential. GoldExpat Health Insurance offers reliable and comprehensive coverage tailored for expatriates. Here’s what makes it a top choice :
- 100% coverage of medical expenses at the best rates
- Access to private hospitals that meet international standards
- Optional dental and optical care
- Maternity coverage – essential for pregnancy and childbirth abroad
- Worldwide travel coverage – stay insured when travelling outside Vietnam
- 24/7 medical support platform
