Expatriate insurance in Thailand
If you're planning to move to Thailand as an expatriate, it's crucial to take out health insurance that's right for you.

If you’re planning to move to Thailand as an expatriate, securing the right insurance is essential. Whether you’re relocating alone, or with your family, or as an entrepreneur. Having a comprehensive coverage ensures peace of mind and protection against unexpected medical costs.
Thailand offers a vibrant and unique experience, but healthcare expenses especially in private hospitals can be costly. Having suitable health insurance allows you to focus on your life and business, while meeting visa requirements.
- For International students, student health insurance in Thailand provides access to necessary medical care, ensuring a worry-free study experience.
- For Travelers: Travel insurance for Thailand is crucial for covering medical emergencies and basic healthcare, allowing you to enjoy a stress-free vacation.
- For retirees: Those on O-A or long-term resident visas (long-term resident or LTR visas) must have comprehensive health insurance to meet legal requirements and access quality medical care.
Expatriate Insurance Thailand Gold Nomad Expat
Our contract with good levels of cover, adapted to life in Thailand.
From
74€
- Worldwide coverage
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €500,000 per year
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Expat Insurance Thailand Gold Expat Access
Economical international health insurance tailored to your expatriation plans.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Expatriate Insurance Thailand Gold Expat Safe
The insurance that provides effective coverage for accidents and illnesses.
From
107€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- 100% hospitalization coverage
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Expatriate Insurance Thailand Gold Expat Premium
Our most comprehensive expatriate health insurance plan in Thailand.
From
138€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Any questions? Need some advice?
Why is it essential to take out expatriate insurance in Thailand?

Political system: Constitutional monarchy
Capital: Bangkok
Area: 513,120 km²
Population: 68.6 million
Languages spoken: Thai
Currency: Baht
Insuring your health as an expatriate employee in Thailand
Health Insurance for Expatriates in Thailand Expatriate working in Thailand need to be able to work with peace of mind, without worrying about their medical security. If you’re living in Thailand on an LTR (Long-Term Resident) visa, you are required to have health insurance that meets the visa’s requirement.
Mondassur provides LTR visa-compliant insurance, offering comprehensive coverage through our Gold Expats or Start au Premier Euro plans. Whether you’re a local contract or have been sent by your company, our insurance ensures full protection, covering routine medical care, emergencies, and hospitalization.
Comprehensive Healthcare for expatriate employees in Thailand
Expatriate insurance in Thailand provides full coverage for medical expenses, including medical check-ups, treatment and hospitalization. With Mondassur, you gain access to high- quality private hospitals, which, while costly, offer some of the best medical services in the region. Our insurance policies guarantee that you receive fast, high-quality treatment without financial burden, allowing you to focus on your professional responsibilities with a peace of mind.
Corporate policies : health insurance for entrepreneurs
Starting and managing a business in Thailand brings exciting opportunities, but ensuring your health coverage is just as important as growing your company. Entrepreneurs face intense work schedules, frequent travels, and unpredictable challenges, making comprehensive health insurance essential.
Our Gold Expat and Gold Start insurances plans are designed to provide entrepreneurs, with extensive medical coverage, including routine check-ups, emergency treatments and hospitalizations. This ensures that business owners can access top-tier medical services without financial constraints, allowing them to run their companies with confidence and security.
We also offer corporate policies for companies of any size, allowing you to take out insurance for your collaborators and employees, no matter where they’re from or where they’re based.
Health coverage for you and your family
People living in Thailand often seek health coverage not just for themselves, but also for their families. Mondassur’s Thailand health insurance plans extend protection to your spouse and children, covering hospitalization, specialist consultations and emergencies. This ensures the well-being of your loved ones while also allowing you to focus on growing your business without added stress.
Health insurance for freelancers in Thailand: our solutions
Freelancing in Thailand offers the freedom and flexibility to work on your own terms. It also comes with the responsibility of managing your own health unlike traditional employees, freelancers do not receive benefits from an employer, making private health insurance a crucial investment.
Medical costs in Thailand, particularly in private hospitals, can be high, and without proper coverage, an unexpected illness or injury could result in significant financial strain. With the right insurance, you gain access to essential medical services, including routine check-ups, emergency care, and hospitalization. This ensures that you can continue working and enjoying your freelance lifestyle with peace of mind, knowing that your health is protected.
Do I need health insurance as a freelancer in Thailand ?
Freelancers living in Thailand are exposed to unforeseen health problems. Residents live in a foreign country where medical costs can quickly escalate. With expatriate insurance, you can cover hospitalization and treatment costs, whether for simple consultations or more extensive treatments. Gold Expat, Start, Visa or Nomad insurance offers you peace of mind as a freelancer in Thailand, allowing you to concentrate fully on your work, without fear of unforeseen health problems.
Freelancing in Thailand comes with freedom, but also uncertainty, especially regarding healthcare. Without any private medical insurance, even a routine check-up or emergencies can become a financial burden.
Mondassur offers tailored plans like Gold expat, Start, Visa and Nomad, ensuring freelancers have coverage for consultations, treatments and hospital stays. With the right insurance, you can focus on your work without worrying about unexpected medial costs.
Health insurance for the Thai retirement visa
Retirees in Thailand must have health insurance to meet O-A visa requirements and ensure access to quality care. Mondassur’s Gold Visa and Gold Expat plans cover hospital stays, emergencies, and routine consultations, giving retirees peace of mind and financial security.
What benefits do I need included in expatriate insurance for Thailand?
As retirees often require regular medical check-ups and specialized care, having the right health coverage is essential. Mondassur’s Gold Visa and Gold expats plans offer hospitalization, treatments and consultations, ensuring unrestricted access to quality healthcare for a worry-free retirement in Thailand.
Why health insurance is crucial for retirees in Thailand
Medical emergencies can happen anytime, and can come with high costs, especially for those on a fixed income. Expatriate insurance covers hospitalization, emergency treatment, and medical evacuation if needed, ensuring immediate access to care. As you enjoy your retirement, having comprehensive coverage is crucial for your peace of mind.
Health insurance for businesses: Protecting your employees abroad
For companies sending employees to Thailand, providing health coverage is vital to ensure their well-being. Mondassur’s expatriate insurance covers routine medical care, emergencies, and hospitalization, helping businesses safeguard their employees’ health while supporting their professional growth.
Optimizing the well-being of expatriate teams with healthcare coverage
Expatriate employees face new health and integration challenges, from adjusting to a new environment to accessing healthcare. Offering quality insurance ensures a safe, productive, and comfortable work experience choosing the right international business insurance helps protect your team an boosts overall productivity. Mondassur’s team is ready to assists with any questions or guidance needed.