Expatriate insurance in Spain
Spain is an attractive country, offering a pleasant living environment and a mild, sunny climate. If you're thinking of moving to Spain, you should know that many expatriates have already made the same choice, so you'll find it easy to continue building your network. And whatever the reasons for your long-term move, remember to take out international expatriate health insurance to cover you and your family.
Spain is a destination that has always been regarded as an enriching and enjoyable experience by our policyholders. Before you leave, it’s essential to take the time to purchase the appropriate international health insurance to cover your medical expenses abroad. At Mondassur, we can offer you a range of policies to suit your health cover needs and budget.
Expatriate Insurance Spain Gold Nomad Expat
Our policy with good levels of cover, suitable for your expatriation to Spain.
From
74€
- Worldwide coverage
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €500,000 per year
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate insurance Spain Gold Expat Access
Economical international health insurance tailored to your expatriation plans.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Free choice of practitioners and hospitals abroad
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Expatriate Insurance Spain Gold Expat Safe
Health insurance with a good cover/price ratio. It offers effective coverage for accidents and illnesses.
From
107€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- 100% hospitalization coverage
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Expatriate Insurance Spain Gold Expat Premium
Our most comprehensive expatriate health insurance, tailored to your expatriation in Spain.
From
138€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Any questions? Need some advice?
Working in Spain
Spain is very open to expatriates, particularly in the financial services, automobile manufacturing, information and communication technologies, aviation and agri-food sectors…Consult the European job mobility website, and put your networks to work to find work in Spain.
The “Oficina de empleo” (employment agencies) also offer job vacancies and will help you in your search.
Schooling in Spain
Foreign students wishing to enroll in Spanish nursery, primary or secondary schools do not need to have their previous studies certified; they enter directly into the class corresponding to their age.
There are 23 French schools in Spain. Scholarships are available for children of French families who do not have sufficient resources to cover their school fees.
There are also many English-speaking establishments, as well as Swedish and German schools.
Accommodation in Spain
Rent prices are not affordable in the big cities, but are always inclusive of utilities. In Madrid and Barcelona, prices for a furnished apartment start at €600/month. Roommates are very common in Spain, as they cost half as much.
It is compulsory to leave one or two months’ rent as a deposit and in cash to cover any damage you may cause.
There is generally no inventory of fixtures, so take photos and draw up an inventory if the apartment is furnished.
The lease is generally for 5 years, with a minimum of one year. It’s a good idea to draw up a rental contract specifying your commitments and those of the landlord, as well as the amount of charges.
How much does it cost to live in Spain?
On average, the cost of living in Spain is 17% lower than in France. Fruit and vegetables are cheaper, as are most everyday consumer goods. The differences aren’t huge, but they can make a big difference to your budget.
Driving in Spain
Be careful, there are many speed cameras in Spain. Speed limits are 50km/h in town, 100km/h on main roads and 120km/h on freeways. In general, Spaniards respect safety distances and are not aggressive at the wheel. They do, however, have a bad habit of not using their turn signals.
Hygiene and eating habits in Spain
No hygiene problems in restaurants, markets or stores. Tap water is drinkable. Spaniards usually have lunch around 2 pm and dinner between 9 and 10 pm. Restaurants therefore serve meals well into the afternoon and evening. The cuisine is Mediterranean, based on olive oil, starches, cold meats, cheeses, fruit and vegetables.
Choosing health insurance in Spain
Taking out international health insurance is an important formality, particularly for Spain. For expatriates, there are two categories of health insurance: so-called “1st euro” insurance and insurance to complement the Caisse des Français à l’Etranger (CFE). Depending on your profile and your criteria, we can present you with different formulas adapted to your needs. So don’t hesitate to contact us and ask for advice – we’ll be happy to help! And if you wish, you can get an immediate free quote online.
