Health Insurance in Spain
Health insurance in Spain with Mondassur can help you whether you're retired, a traveler, an expatriate or a student! Visa, security & peace of mind

Spain, a land of sun and culture, is a must-see destination for students, expatriates, retirees and vacationers alike. From the golden beaches of the Costa del Sol to vibrant metropolises like Madrid and Barcelona, Spain offers unique diversity. Students benefit from prestigious universities and a dynamic student life, rich in festivals and traditions. Expatriates will find an exceptional living environment. Indeed, Spain is a country with a pleasant climate, tasty cuisine and welcoming culture. Holidaymakers are seduced by the varied landscapes, historic sites such as the Alhambra, and the festive atmosphere of Spanish cities.
To make the most of your stay in Spain, our private health insurance offers comprehensive coverage tailored to your needs. Whether you’re a student, expatriate, retiree or vacationer, discover Spain with complete peace of mind! Welcome to Spain, where every day is a celebration of life.
Whatever your situation and the reason for your short or long-term stay in Spain, it’s important to think about insurance. What do you need to know about Spain’s healthcare system?
Student insurance Spain
Insurance to cover your studies in Spain.
From
27€
- Worldwide coverage
- Maximum age: 35
- Covers emergencies and accidents
- Covers hospitalization and routine medical care
- Up to €250,000 per year
- Standard dental and optical expenses up to €550
- Contraception coverage + vaccines
- Maternity care
- Covers pre-existing conditions
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate insurance Spain
Health insurance to cover your expatriation to Spain.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers hospitalization and routine medical care
- Up to €1,500,000 per year
- Maternity coverage up to €4,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs up to €370
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Travel insurance Spain
Health insurance to cover your trip to Spain.
From
30€
- Worldwide coverage
- Maximum age: 85
- Covers emergencies and accidents
- Up to €500,000 per trip
- Covers loss, theft or destruction of baggage
- Repatriation assistance
- Travel assistance
- Civil liability
Any questions? Need some advice?
Information on health insurance in Spain

Political system: Constitutional Monarchy
Capital: Madrid
Surface area: 504,782 km²
Population: 47.78 million
Languages spoken: Spanish
Currency: Euro
Spain's healthcare system for foreigners
French nationals living in Spain must provide proof of residence in Spain and of participation in the social security contribution system if they wish to benefit from the local social security system. They must also be able to justify one of the following conditions in order to benefit from the health card:
- have an employment contract in Spain or be registered as a self-employed worker
- be registered as a job seeker in Spain after having worked in Spain
- be receiving a pension from a Spanish organization
It is therefore necessary to apply for registration on the health registers 3 months after entering Spain. Please note that dental and optical care is not covered by the Spanish public health system. In addition, depending on the region of the country you are in, like other European systems, the Spanish health system is competent. However, waiting times and response times are long.
Do I need health insurance in Spain?
First of all, the answer is yes, whatever your situation! Spanish social security reimbursement ceilings do not always cover all medical expenses (ceilings are sometimes too low, and dental and optical care are systematically excluded). What’s more, there are many situations in which you may not be eligible for the Spanish Insalud system.
Which health insurance for Spain?
Expatriate Health Insurance Spain
The Mondassur GoldExpat insurance contract is available in 3 offers, depending on your situation, your needs and your budget. The contract offers you the following benefits, among others:
- Coverage of your healthcare costs in the private sector
- Repatriation to France or a neighboring country in the event of major operations
- Choice of doctor and health facilities
- Permanent health insurance coverage, especially during your temporary return to France
It is also possible to take out expatriate health insurance from Spain. However, we strongly recommend that you do this before you leave France, so that you can take advantage of the benefits as soon as possible. So if you would like more information about our GoldExpat packages, please don’t hesitate to contact us by email or telephone. Our team of insurance brokers will be delighted to help you.
Student Health Insurance in Spain
Mondassur offers a range of products designed for internationally mobile students. Whether it’s for an internship or a university exchange program, for example. Among the coverages available, some are more important than others in ensuring your health. These include a 24/7 medical assistance platform, direct payment in the event of hospitalization, reimbursement of medical expenses at 100% of actual costs,repatriation assistance and civil liability. These contracts also cover you for any trips or excursions outside Spain. So don’t hesitate – get a free quote online!
Travel Insurance in Spain
Depending on the criteria you’re looking for, our advisors will help you find the right international health insurance for your needs and budget. Request a free quote online today!