Expatriate health insurance in Singapore | Mondassur
Singapore is a very attractive destination: whether you're already expatriated or looking to relocate, make sure you take out expatriate insurance in Singapore!
Expatriate life in Singapore offers an exhilarating and rewarding experience. This dynamic city-state blends modernity and tradition, with world-class infrastructure and exemplary safety. Expatriates benefit from an exceptional quality of life, with easy access to first-class health and education services. Singapore’s cultural diversity is reflected in its varied cuisine, colorful festivals and picturesque neighborhoods. Singapore is a destination of choice for expatriates seeking adventure and personal growth. But first, take out health insurance for Singapore!
Our insurance offers for expatriates in Singapore
Expatriate Insurance Singapore Gold Nomad Expat
Our policy with good levels of cover, suitable for your expatriation to Singapore.
From
74€
- Worldwide coverage
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €500,000 per year
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate Insurance Singapore Gold Expat Access
Economical international health insurance tailored to your expatriation plans.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Free choice of practitioners and hospitals abroad
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Expatriate Insurance Singapore Gold Expat Safe
Health insurance that provides effective coverage in the event of accident or illness.
From
107€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- 100% hospitalization coverage
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Expatriate Insurance Singapore Gold Expat Premium
Our most comprehensive expatriate health insurance package, tailored to suit your expatriation to Singapore.
From
138€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Any questions? Need some advice?
Some figures on health insurance in Singapore
| Public hospitals | 12 |
| Private hospitals | 10 |
| Number of doctors per 1,000 inhabitants | 2,6 |
The distribution of public and private hospitals in Singapore ensures comprehensive and diversified medical coverage. Singapore boasts a well-developed healthcare system that ensures accessible, high-quality care for its residents. This robust infrastructure is essential for expatriates, guaranteeing them fast, efficient access to medical services. They can also benefit from options tailored to their specific needs, whether for public or private services. Taking out expatriate insurance in Singapore is therefore an excellent guarantee of staying healthy. For your information, we also offerstudent insurance for Singapore andtravel insurance adapted for Singapore, which differ in terms of coverage. So be sure to take out expatriate insurance in Singapore.
How Singapore's healthcare system works :
To understand Singapore’s healthcare system, you need to know that the country is renowned for its efficiency and quality. It combines elements of public and private healthcare, offering residents comprehensive health coverage. Consequently, expatriate insurance in Singapore is divided into several segments. Each has its own specific characteristics in terms of coverage, cost and access. Understanding these aspects is therefore crucial for expatriates wishing to settle there.
How does social security work?
Public health insurance
Singapore’s public health insurance system, mainly run by the government, aims to provide accessible, high-quality healthcare. Permanent residents and Singaporean citizens are eligible for this coverage. This includes medical services in public hospitals and subsidized medical consultations. As a result, public health care costs are relatively low, thanks to government subsidies. Consultation times can vary according to demand.
Medishave
Medisave is a compulsory savings scheme to which both employees and their employers contribute. These funds can be used to pay for medical expenses, including hospitalization, surgery and certain chronic treatments. Medisave’s aim is to ensure that individuals have sufficient funds to cover their medical needs without breaking the bank. It’s quite similar to social security.
Medifund
Medifund is a security fund designed to help Singaporeans in financial difficulty pay their healthcare costs. Eligible people can apply for financial assistance to cover medical expenses not covered by Medisave or other forms of insurance. This fund ensures that no one is deprived of necessary medical care because of financial difficulties.
Medishield life
Medishield Life is a national insurance offering basic coverage for costly and prolonged treatments. This insurance is compulsory for all citizens and permanent residents of Singapore. Medishield Life therefore offers affordable premiums and is designed to provide financial protection against high medical expenses in particular.
Private health insurance
Singapore’s private expatriate insurance system complements the coverage offered by the public sector. If you’re looking for more comprehensive coverage, or faster, more personalized medical services during your expatriation, you’ll need to take out private insurance. At Mondassur, insurance policies vary in terms of coverage, including dental care, personal protection and routine medical hospitalization. Our insurance policies offer flexibility and faster access to medical care. For your expatriation, purchasing private health insurance in Singapore from Mondassur ensures peace of mind with solutions tailored to your specific needs. Our insurance covers you if you find a job in Singapore. Here you’ll find all the main work visas in Singapore for expatriates.
Healthcare facilities in Singapore
Singapore stands out for the quality and efficiency of its healthcare facilities. Public hospitals offer a wide range of medical services and benefit from government subsidies. This makes them accessible to a large part of the population. Private hospitals often attract expatriates and
international patients. As a result, they stand out for their modern equipment and fast turnaround times.
Singapore has a total of 12 public and 10 private hospitals, with a high density of healthcare centers relative to the population. This density ensures rapid access to healthcare, particularly in private establishments. The quality of private care is internationally recognized, making Singapore a renowned destination in the medical field.
Which hospitals offer treatment in Singapore?
Singapore is home to some of Asia’s most renowned hospitals. Public hospitals include Singapore General Hospital, National University Hospital and Tan Tock Seng Hospital. All are renowned for their excellence in medical care.
For private hospitals, establishments such as Mount Elizabeth Hospital, Gleneagles Hospital and Raffles Hospital offer top-of-the-range services and fast turnaround. Singapore cities such as Novena, Orchard and Bukit Timah are home to many of these renowned hospitals. This ensures complete coverage across the island. Singapore is a very humid country, as Stéphane, an expatriate in Singapore, confirms. This means you have to take care of your health in a hot, humid climate that differs from that of Western countries in particular.
Emergency numbers in Singapore
You need to know Singapore’s emergency numbers to ensure a rapid response in case of need. Here they are:
- Font : 999
- Fire and ambulance : 995
- Medical Information Center : 1800-225-4122
These numbers are essential to ensure fast, efficient care in the event of a medical emergency. We also recommend that you enter your GP’s number in your telephone.
Healthcare costs in Singapore
The cost of healthcare services in Singapore varies according to the type of care and facility chosen.
- A standard doctor’s consultation in a public hospital costs between 20 and 50 SGD (between €14 and €34), while in a private hospital rates can range from 100 to 200 SGD (between €68 and €137).
- The medications are generally available from hospital and clinic pharmacies. The import of certain medicines is strictly regulated.
- Visit cost of hospitalization in a public hospital can vary from SGD 1,000 to SGD 3,000 (between €685 and €2,050) per day, while in a private hospital, costs can reach up to SGD 10,000 (around €6,825) per day.
- For a deliverycosts vary from SGD 6,000 to 15,000 (€4,095 to €10,240) depending on the type of hospital and the complexity of the delivery.
- Visit dental and optical carecan also be expensive without appropriate expatriate insurance.
As you can see, costs can quickly become exorbitant. Purchase expatriate insurance in Singapore to protect your health and your wallet.
Repatriation insurance for Singapore
For expatriates in Singapore, repatriation insurance is crucial. It will be useful in the event of serious illness or injury requiring a return to the country of origin. This is particularly important when you need specialized treatment. This insurance covers the cost of medical transport, as well as the necessary accompaniment. Mondassur offers tailored repatriation insurance, guaranteeing peace of mind and optimum protection in the event of the unexpected. This insurance is available in all the countries where you take out your policy, whether you’re in Singapore or Hong Kong, for example!
Singapore, take stock of your vaccinations
Before moving to Singapore, you need to check and update your vaccinations. Some are recommended, notably those against hepatitis A and B, typhoid and yellow fever.
Other vaccines are recommended, such as those against tetanus, diphtheria and polio. For expatriates coming from regions where certain diseases are endemic, additional vaccinations may be required. Singapore has vaccination centers where you can be vaccinated according to international recommendations. Mondassur recommends, however, that you consult a doctor before you leave to check your vaccinations.
Choose Mondassur for your expatriate health insurance Singapore!
Why take out expatriate insurance?
Taking out expatriate insurance is essential for expatriates in Singapore to guarantee comprehensive coverage tailored to their specific needs. Singapore has an excellent healthcare system. However, costs can be high, especially in private facilities. Expatriate insurance in Singapore therefore provides peace of mind by covering unforeseen medical expenses, specialist consultations, and even emergency care. It also offers financial protection against the high costs of hospitalization and childbirth, for example. At Mondassur, we offer customized insurance solutions for expatriates, guaranteeing fast, privileged access to the best healthcare in Singapore. Opt for one of our insurance plans to avoid unpleasant surprises and make the most of your expatriation.
Diseases and infections are also present in Singapore:
- Dengue
- Influenza
- Sexually transmitted infections
- Tuberculosis
- Zika
- Respiratory diseases
Quick and easy subscription
Taking out expatriate insurance with Mondassur is a quick and easy process, designed to meet the needs of expatriates. We offer a simple online interface, so you can compare our different insurance policies in just a few clicks. So, once you’ve chosen the coverage that suits you best, complete your subscription online. So there’s no need to travel or fill out endless paperwork. Our team of brokers are also on hand to guide you every step of the way, ensuring you have the support you need for your expatriation project in Asia. In just a few minutes, you can be protected and ready to enjoy your new life in Singapore.
A wide choice of warranties
At Mondassur, we understand that every expatriate has different needs. As a result, we offer a wide choice of cover options for our expatriate insurance. Our policies include cover for medical consultations, dental and optical care, as well as third-party liability. What’s more, we offer additional options for maternity care, pension provision and wellness, for example. Our guarantees are flexible and can be adapted to your personal situation and budget. By choosing Mondassur, you benefit from customized coverage, perfectly aligned with your specific requirements as an expatriate in Singapore. You can visit one of Asia’s must-see places in Singapore: Boat Quay, one of the world’s most beautiful skylines.
Discover more about health insurance in Singapore
- Visas and Health in Singapore
- Travel and Insurance in Singapore
- Health insurance in Singapore
- Expatriating to Hong Kong or Singapore?
- The situation of expatriates in Singapore
- The main work visas in Singapore for expatriates
- Top 4 best bakeries in Singapore
- WHV Singapore – Insurance
- How do I find a job in Singapore?
