Health insurance in Romania
Before you leave, have you considered taking out insurance for Romania?
Looking for a vacation in Romania? Are you planning an expatriation to Romania? Whatever your reason for going there, make sure you take out travel or expatriate health insurance for you and your family. In this way, you can avoid potential financial, health and legal complications in the event of an unexpected accident. We advise you to choose policies that cover repatriation, hospitalization, civil liability and other emergency medical expenses.
Student insurance Romania
The insurance that covers your stay for your studies in Romania.
From
27€
- Worldwide coverage
- Maximum age: 35
- Covers emergencies and accidents
- Covers hospitalization and routine medical care
- Up to €250,000 per year
- Standard dental and optical expenses up to €550
- Contraception coverage + vaccines
- Maternity care
- Covers pre-existing conditions
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate insurance Romania
Health insurance to cover your expatriation to Romania.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers hospitalization and routine medical care
- Up to €1,500,000 per year
- Maternity coverage up to €4,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical expenses up to €370
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Travel insurance Romania
International health insurance to cover your trip to Romania.
From
30€
- Worldwide coverage
- Maximum age: 85
- Covers emergencies and accidents
- Up to €500,000 per trip
- Covers loss, theft or destruction of luggage
- Repatriation assistance
- Travel assistance
- Civil liability
Any questions? Need advice?
Information about health insurance in Romania
Political system: Parliamentary republic
Capital: Bucharest
Surface area: 238 391 km²
Population: 19.05 million
Languages spoken: Romanian and Hungarian
Currency: the Leu
Romania's healthcare system
Romania’s healthcare system is based on a mixed model, combining public and private financing. The Caisse Nationale d’Assurance Santé (CNAS) manages the public system, financed mainly by contributions deducted from workers’ salaries. Citizens have access to primary and specialized healthcare through a network of public facilities, although the quality of care can vary. Public hospitals, often overcrowded, offer free basic care, but specialized services may require additional fees or private insurance. Despite ongoing reforms aimed at improving the efficiency and accessibility of healthcare services, challenges persist, notably in terms of lack of funding, regional inequalities and the flight of healthcare professionals to other countries. For those looking for comprehensive, secure coverage, take out international health insurance. This option gives you access to quality care in private clinics without having to pay the high out-of-pocket medical costs.
Why take out international health insurance in Romania?
Taking out international medical cover when traveling or living in Romania offers many essential advantages. This insurance guarantees extensive coverage and facilitates access to top-quality care in private clinics and hospitals, which are often better equipped. It covers high medical costs, both routine and emergency, so you don’t have to pay large sums out of pocket. What’s more, it includes services such as medical repatriation, crucial when necessary treatment is unavailable locally. Finally, this insurance offers the flexibility to receive medical care in various countries, which is ideal for those who travel frequently or live in several countries, providing valuable financial protection and peace of mind.
Vaccines and safety in Romania
Vaccinations and local diseases: No vaccinations are required for visitors.
For adults, don’t forget vaccinations against tetanus, polio, hepatitis A & B, typhoid, diphtheria and for at-risk groups: tuberculosis and rabies.
For children, don’t forget vaccinations against diphtheria, tetanus, whooping cough, polio, tuberculosis, measles, mumps, rubella, hepatitis A & B (long-stay) and typhoid (long-stay for travellers aged 5 and over).
The following diseases are common in Romania: Ascaris, diphtheria, tick-borne encephalitis (see ticks), hepatitis A & B, sexually transmitted diseases, polio, rabies, AIDS, tetanus, tuberculosis.
Safety in Romania: Romania is located in an active seismic zone. Earthquakes can occur, and the strongest tremors can cause significant damage. Please consult the France Diplomatie website before your departure for official embassy recommendations.
Hospitals in Romania
- Public hospitals: These are the most numerous in Romania. They offer a wide range of medical care and are state-funded. Romanian citizens and EU residents are entitled to certain treatments at reduced prices with valid health insurance. However, infrastructure and equipment can be less modern than international standards.
- Private hospitals and clinics: These establishments often offer better quality medical services, with more modern equipment and sometimes bilingual medical staff. They are generally more expensive than public hospitals and are preferred by expatriates. but also by people with international insurance allowing them access to private care.
- Specialized clinics: These exist in both the public and private sectors, offering specialized services such as dentistry, dermatology and cosmetic surgery.
Here’s a rough idea of the cost of healthcare in Romania:
- First outpatient visit: approx. 100-300 lei
- Specialist consultation: approx. 150-400 lei
- Outpatient emergency: approx. 200-600 lei
- Ordinary hospitalization: approx. 600-1500 lei per day
- Neonatal intensive care: approx. 1000-2000 lei per day
- Urine pregnancy test: approx. 20-50 lei
- Bed in common room: approx. 300-700 lei per day
- Surcharge for superior suite: approx. 1000-3000 lei per day
- MRI: approx. 500-1500 lei
- Natural childbirth: approx. 2,000-5,000 lei
- Caesarean delivery: approx. 3,000-7,000 lei
