Health insurance in Mexico
Why is it essential to take out health insurance in Mexico?
Mexico attracts millions of expatriates, students, travelers and retirees every year, seduced by its paradisiacal beaches, rich culture and delicious cuisine. With an expatriate insurance MexicoYou’re covered in your daily life against health expenses. So you can enjoy your new life to the full. If you’re going away to study, we can provide you with student insurance Mexicofor tailor-made protection. Finally, if you simply wish to visit our travel insurance Mexico allows you to discover the country in complete safety.
In this article, find out why health insurance is crucial to your stay in Mexico. What are the elements to consider when choosing your coverage, and what are the particularities of Mexico when it comes to health.
Student insurance Mexico
Insurance to cover your studies in Mexico.
From
27€
- Worldwide coverage
- Maximum age: 35
- Covers emergencies and accidents
- Covers hospitalization and routine medical care
- Up to €250,000 per year
- Standard dental and optical expenses up to €550
- Contraception coverage + vaccines
- Maternity care
- Covers pre-existing conditions
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate insurance Mexico
International health insurance to cover your expatriation to Mexico.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers hospitalization and routine medical care
- Up to €1,500,000 per year
- Maternity coverage up to €4,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs up to €370
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Travel insurance Mexico
Health insurance to cover your trip to Mexico.
From
30€
- Worldwide coverage
- Maximum age: 85
- Covers emergencies and accidents
- Up to €500,000 per trip
- Covers loss, theft or destruction of baggage
- Repatriation assistance
- Travel assistance
- Civil liability
Any questions? Need some advice?
Information about health insurance in Mexico
Political system: Federal Republic
Capital: Mexico City
Surface area: 1,972,550 km²
Population: 128.85 million
Languages spoken: Spanish
Currency: Mexican peso
How do I choose health insurance for Mexico?
Choosing your health insurance for Mexico depends on several factors: the length of your stay, your profile (student, traveler or expatriate), and the types of care you may need.
Before purchasing insurance, it’s important to assess your specific needs:
- Emergency medical cover: essential to cover high costs in the event of accident or serious illness.
- Consultations and routine care: if you’re planning to stay for several months, make sure that visits to GPs or specialists are covered.
- Civil liability insurance: this can be useful in the event of incidents causing property damage or bodily injury.
Local healthcare systems, like Mexico’s, are not always adapted to the needs of foreigners. International health insurance gives you access to the best care, even in private establishments.
Is it essential to take out health insurance for Mexico?
Taking out health insurance for Mexico is not legally compulsory for all travelers or temporary residents. However, it is strongly recommended for several reasons. Firstly, it is important to note that some visas, such as student or expatriate visas, may require proof of health insurance covering medical emergencies and repatriation.
In addition, health insurance protects you against unforeseen circumstances, such as a medical emergency or accident, by avoiding the need to pay substantial medical bills. Last but not least, medical fees in private hospitals in Mexico can be very high, especially in cities like Mexico City, Cancún or Monterrey, where access to quality care is expensive.
Health insurance to obtain a Mexican visa
In Mexico, the need for health insurance coverage depends on the type of visa. For students, health insurance covering emergency care and repatriation is required for the duration of the stay. Expatriates must also prove that they are covered for medical care during their stay, whether with local or international insurance.
Holders of a WHV visa are also required to take out Insurance WHV Mexico that meets these criteria. Mexican authorities generally require that coverage be valid for the entire stay.
The cost of medical care in Mexico
Medical costs in Mexico differ depending on whether you opt for the public or private sector. The public system, such as IMSS, offers affordable care, but waiting times and quality can be a problem. Conversely, the private sector guarantees fast, high-quality care in modern clinics. However, consultations generally cost between 500 and 1,500 pesos (€23 to €70), and procedures can quickly escalate. To avoid heavy unexpected expenses, it’s essential to take out health insurance in Mexico, whether you’re a resident or a traveler.
Mexico's healthcare system
Mexico has two main healthcare systems:
- The public sector: The public system, via IMSS and INSABI, offers low-cost care accessible to all, including expatriates and permanent residents. However, the quality of care can vary, and waiting times in public hospitals can be long, especially for non-urgent care.
- The private sector: This is very popular with expatriates and visitors alike, as it guarantees quality care in modern facilities. However, consultations and treatments are much more expensive than in the public sector.
Where to go for treatment: public or private?
While public hospitals are an affordable option, the quality and delay of care can be a drawback. Conversely, private facilities offer faster service and better quality care, but at a much higher price. For this reason, it is strongly recommended that you take out health insurance in Mexico, whether international or local, to protect yourself against unforeseen medical expenses.
Medical coverage for retirement in Mexico: peace of mind for your golden years
Mexico is a popular destination for retirees, thanks to its pleasant climate and affordable cost of living. However, it’s crucial to take out the right health insurance to enjoy your retirement with complete peace of mind.
Foreign retirees often opt for international insurance policies, which provide access to quality care while covering any specific age-related needs, such as specialist consultations or chronic treatments.
Mondassur: your international health insurance solution for Mexico
When you travel to Mexico, Mondassur is there to support you with customized health insurance offers tailored to your profile and needs.
Access the best healthcare in Mexico with Mondassur
With Mondassur, you benefit from :
- Worldwide coverage: perfect for expatriates, students or travelers.
- 24/7 assistance: to meet your needs at any time.
- Fast, simplified reimbursement: for your consultations, hospitalizations or pharmaceutical expenses.
Whether you’re planning a short stay or a long-term expatriation, Mondassur offers you the peace of mind you need to make the most of your Mexican adventure.
