Malta Insurance
Choose your health insurance in Malta with Mondassur!
Whether you’re already settled in Malta, an expatriate, a nomad or an international student, our international health insurance plans provide comprehensive cover for your medical expenses, while allowing you to enjoy your experience on the island to the full.
Student insurance Malta
Insurance to cover your studies in Malta.
From
27€
- Worldwide coverage
- Maximum age: 35
- Covers emergencies and accidents
- Covers hospitalization and routine medical care
- Up to €250,000 per year
- Standard dental and optical expenses up to €550
- Contraception coverage + vaccines
- Maternity care
- Covers pre-existing conditions
- Insurance in addition to RAMQ for access to private practitioners and clinics
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate insurance Malta
International health insurance to cover your expatriation to Malta.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers hospitalization and routine medical care
- Up to €1,500,000 per year
- Maternity coverage up to €4,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs up to €370
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Travel insurance Malta
Health insurance to cover your trip to Malta.
From
30€
- Worldwide coverage
- Maximum age: 85
- Covers emergencies and accidents
- Up to €500,000 per trip
- Covers loss, theft or destruction of baggage
- Repatriation assistance
- Travel assistance
- Civil liability
Any questions? Need advice?
Why take out health insurance in Malta?
Political system: Parliamentary Republic
Capital: Valletta
Surface area: 316 km²
Population: 552 747
Languages spoken: Maltese
Currency: Euro
Compulsory health insurance for students in Malta
If you are not a national of a country in the European Union, the European Economic Area or Switzerland, health insurance is compulsory to obtain your student visa for Malta.
Students enrolled in institutions such as GBS Malta, which offer full-time bachelor’s or master’s degree courses lasting longer than three months, must also apply for an e-Residence Permit. International student insurance for Malta is then compulsory to cover the entire duration of your stay in Malta.
With Mondassur, you can be sure of meeting legal requirements while benefiting from optimum coverage.
Health insurance and Malta Permanent Residence Programme (MPRP)
Expatriates wishing to settle permanently in Malta under the Malta Permanent Residence Programme (MPRP) are required to take out expatriate insurance for Malta (link to Malta expat page). The authorities require applicants to this program to be covered by an insurance policy that covers all risks in Malta and other European countries.
By choosing Mondassur, you meet the MPRP criteria and ensure your peace of mind in the event of unforeseen health problems.
Internal note: arrange contact with the authorized agents needed to assist customers with their residency requirements.
The cost of medical care in Malta
Malta offers a healthcare system renowned for its quality, with private-sector care that can represent a substantial budget without health insurance. Some examples of fees:
– General practitioner consultation: €25 to €50
– Specialist consultation: €50 to €100
– Hospitalization: €300 to €600 per day
– Medical imaging: €100 to €400
– Dental care: €50 to €300
With Mondassur health insurance, you’ll avoid unpleasant financial surprises and have access to the best healthcare facilities on the island.
Understanding Malta's healthcare system: public or private?
The Maltese healthcare system is based on a mixed model:
– The public sector, financed by the state and accessible at no or low cost to residents, covers a wide range of medical care.
– The private sector, prized for its short waiting times and flexibility, attracts many expatriates and international students.
However, access to the public system is very limited for expatriates and international students, unless you work in Malta and contribute to the local social security system. In the vast majority of cases, you’ll have to pay the full cost of medical care, especially in the private sector, where costs can quickly escalate.
That’s why taking out private health insurance like the one offered by Mondassur is highly recommended. It offers you a number of key advantages:
– Easier access to quality care;
– Shorter appointment times;
– The freedom to consult the healthcare professionals of your choice, without worrying about unexpected expenses.
Where to seek medical treatment in Malta? Focus on public and private hospitals
Malta has a modern medical infrastructure, well distributed between the public and private sectors.
– Public hospitals, such as Mater Dei Hospital or Gozo General Hospital, provide comprehensive care but may have waiting times for certain specialties.
– Private facilities, such as St. James Hospital in Sliema or DaVinci Hospital in Birkirkara, offer faster, more personalized care.
With Mondassur, you benefit from health cover tailored to your needs, whether you’re in Valletta, Sliema or elsewhere in Malta. Your insurance lets you freely choose your healthcare professionals and access the best care, without worrying about costs.
Access the best healthcare in Malta with Mondassur
With Mondassur, you can benefit from tailor-made international health insurance for your stay in Malta, whether you’re a student or an expatriate. Our flexible benefits cover all your essential needs, so you can study or work with complete peace of mind.
Our advisors are on hand to help you make the right decision and offer you the best deal for your situation. Get your free online quote now!
