Expatriate health insurance Malaysia | Mondassur
Are you moving to Malaysia as an expatriate? Already living in Malaysia? Find your expatriate insurance for Malaysia.
Are you planning to relocate to Malaysia or are you currently in Malaysia and looking for insurance? Health insurance must be a priority! With its mixed healthcare system, including both high-quality public and private facilities, opting for health insurance in Malaysia is a wise choice. In fact, it is preferable to guarantee comprehensive coverage in all circumstances.
Malaysia is a destination that is becoming more and more attractive every year, thanks to its affordable cost of living, its landscapes and its cultural richness. So whether you’re attracted by the dynamism of Kuala Lumpur, the serenity of Langkawi’s beaches or the historical heritage of Malacca, this Southeast Asian country has a lot to offer.
Our insurance offers for expatriates in Malaysia
Expatriate insurance Malaysia Gold Nomad Expat
Our contract with good levels of cover, adapted to life in Malaysia.
From
74€
- Worldwide coverage
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €500,000 per year
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate Insurance Malaysia Gold Expat Access
Economical international health insurance tailored to your expatriation plans.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Malaysia Gold Expat Safe
The insurance that provides effective coverage for accidents and illnesses.
From
107€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of routine medical care
- 100% hospitalization coverage
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Malaysia Gold Expat Premium
Our most comprehensive expatriate health insurance plan in Malaysia.
From
138€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Any questions? Need advice?
Some figures on health insurance in Malaysia
| Number of doctors per 1,000 inhabitants | 1,6 |
| Number of pharmacists per 1,000 inhabitants | 0,5 |
| Number of private hospitals in the country | 250 |
| Number of public hospitals in the country | 154 |
How Malaysia's healthcare system works
Firstly, Malaysia offers a robust and efficient healthcare system, appreciated for its quality and accessibility. The Malaysian healthcare system has two main components: public health insurance and private health insurance. Each shutter has its own characteristics, advantages and limitations. You can choose either option, or combine them for complete coverage during their stay in Malaysia. We therefore recommend taking out private health insurance. Thanks to the latter, you can benefit from rapid access to better quality care, consultations without waiting times and, above all, higher levels of cover. So you’re guaranteed superior comfort and peace of mind in Malaysia.
How does social security work in Malaysia?
Public health insurance
Malaysia’s public health insurance system is an essential pillar of well-being for local residents. In fact, the system is mainly financed by tax contributions from Malaysians. It offers social security to the majority of the population. Services covered by public or mutual insurance include general medical consultations, hospitalization, specialized care and certain surgical procedures.
Public facilities are generally well-equipped. However, they can sometimes suffer from long waiting times due to high demand. Malaysian citizens and permanent residents benefit from these services at very low cost, or even free of charge for certain treatments. However, you will not automatically be eligible for public health insurance. As a result, they often have to subscribe to special programs or pay higher fees for the same services.
In short, although the public system offers extensive coverage. It is, however, subject to certain restrictions and long waiting times. Therefore, so it’s a good idea to take out insurance before you leave for faster access to medical care with our medical insurance in Malaysia.
Private health insurance in Malaysia
Private health insurance in Malaysia offers an attractive and flexible alternative for those seeking fast, high-quality access to healthcare services.
Unlike public health insurance, Mondassur gives policyholders access to care in the best possible conditions. private clinics and hospitals. Waiting times are generally much shorter, and facilities are often more modern and comfortable.. Mondassur covers a wide range of services, including specialist consultations, dental and optical care, as well as hospitalization and surgery, depending on the plan selected.
Mondassur’s insurance offers provide additional peace of mind for those living in Malaysia. Our insurance costs vary according to the level of coverage chosen and individual needs. However, they remain competitive with local prices.
Buying expatriate insurance in Malaysia can be the ideal solution for ensuring fast, efficient access to healthcare services. In this way, you can avoid the long waiting times often associated with public facilities. If you’re still hesitating about taking out expatriate insurance, Mondassur offers a level of comfort and responsiveness that can greatly enhance your experience abroad.
Healthcare facilities in Malaysia
Malaysia boasts an extensive and well-developed network of healthcare facilities, including both public and private hospitals. There are also clinics and specialized centers.
Public hospitals are widely distributed across the country. They offer a full range of medical services, from general consultations to intensive care and surgery. These facilities are equipped with modern technology and run by well-trained healthcare professionals.
However, due to high demand, public hospitals can often be overloaded. That’s why some treatments and consultations can have long waiting times. On the other hand, private healthcare establishments, although fewer in number, offer high-quality care with reduced waiting times and a superior level of comfort. Private clinics and hospitals are often preferred for their efficiency and personalized service.
The quality of care in these establishments is generally very high. These include state-of-the-art equipment and standards of care aligned with international best practice. In terms of availability, Malaysia has a significant number of health centers in relation to its population, with the aim of guaranteeing access to medical services for the majority of residents. That’s why it’s important to take out insurance before you leave for Malaysia!
Emergency numbers in Malaysia
If you are going to Malaysia, it is important to know the appropriate telephone numbers:
- 999 is the main emergency number for police, fire and ambulance services.
- 112 is the international emergency number for medical emergencies.
These numbers are essential for fast, efficient assistance in urgent cases. In fact, you’ll be encouraged to memorize these numbers or have them easily accessible at all times.
Healthcare costs in Malaysia
The cost of healthcare services in Malaysia may seem affordable compared to many Western countries. However, it is crucial to note that costs can quickly add up, especially for more specialized care or prolonged hospitalization:
- Consultation with a general practitioner MYR 20-50 (approx. €10).
- Hospitalisation costs in public hospitals The cost of hospitalization: between MYR 100 and MYR 300 (€20 and €60) per day, often with long waiting times.
- Delivery in a private hospital MYR 3,000 to 10,000 (€600 to €2,000).
- Visit dental care Dental care: it can cost up to 600 MYR (€120) for wisdom teeth surgery.
- Medicines can represent a significant expense if prolonged treatment is required.
The cost of hospitalization in private hospitals is therefore higher. However, they guarantee superior comfort and reduced waiting times. Costs can quickly mount up in the event of complications or intensive care.
That’s why health insurance is essential. Mondassur has offers tailored to your needs in Malaysia. As a result, you’re guaranteed peace of mind and access to the best care available, without having to worry about costs. Investing in the right expatriate insurance in Malaysia is a wise choice to protect your health and your budget! To find out more about the cost of health insurance for expats, take a look at our dedicated article.
Choose Mondassur for your expat insurance in Malaysia!
Why take out expatriate insurance?
Buying expatriate insurance in Malaysia is an essential step for anyone planning to live, study or work in the country. Although the Malaysian healthcare system is of a high standard, the cost of care can rise rapidly, especially in private establishments. You may not be eligible for the same subsidies as local citizens. As a result, medical costs can be substantial.
Certain health problems can occur in Malaysia, with tropical diseases such as :
- Dengue fever
- The malaria
- The tuberculosis
- From
respiratory infections
If you’re wondering why you should take out insurance abroad, Mondassur offers comprehensive, personalized coverage. In this way, you guarantee access to the best possible care. What’s more, health insurance in Malaysia covers not only medical consultations and hospitalization, but also dental and optical care, and even medical evacuations if necessary, depending on the plan you choose. At Mondassur, we understand the circumstances facing expatriates. That’s why we offer health insurance solutions tailored to your specific needs. When you take out health insurance in Malaysia, you benefit from peace of mind and health cover.
Quick and easy subscription
Taking out expatriate insurance is quick and easy. We’ve simplified every step to ensure a smooth, hassle-free experience. Our website makes it easy for you to compare different coverage options. So you can choose the one that best suits your needs and budget. You can also obtain a quote for your expatriate insurance online in just a few minutes, and complete your subscription in complete security. Our team of advisors is also available to guide you and answer any questions you may have, Monday to Friday from 9am to 6pm, ensuring a smooth transition to your new life in Malaysia. So when you choose Mondassur, you benefit not only from reliable health insurance, but also quality customer service, ready to assist you every step of the way.
A wide choice of warranties
Mondassur offers a wide range of coverage to meet all your health needs. And whether you need basic coverage for medical consultations and hospitalization, or comprehensive coverage including dental, optical and repatriation insurance, we have the right solution for you. Our insurance plans are therefore flexible and can be customized to suit your preferences. That’s why we offer optimum protection. What’s more, our guarantees include access to a vast network of healthcare professionals in Malaysia, enabling you to receive quality care wherever you are. With Mondassur, you can be sure of choosing expatriate health insurance that protects you. What’s more, additional services such as 24/7 medical assistance and rapid reimbursement of medical expenses can meet your specific needs.
Other health insurance for Malaysia
At Mondassur, we strive to meet all your insurance needs. So whatever your profile or situation, we can cover you. In addition to our expatriate insurance, we offer comprehensive, tailored health insurance solutions. Our aim is to guarantee your peace of mind and security, wherever you are.
Are you planning to study in Malaysia? Take a look at our health insurance offers for students in Malaysia, so you can concentrate on your studies with complete peace of mind.
If you want to discover Malaysia for a short break or a longer stay, consider travel health insurance in Malaysia to give you peace of mind during your trip.
