Health insurance in India
Whatever your situation and the reason for your stay, you need to take out private health insurance to protect yourself: Mondassur is with you for your health insurance in India!
India, a country of diversity and age-old traditions, opens its doors to you for an unforgettable experience. With its varied landscapes, from Himalayan mountains to tropical beaches, and its vibrant culture, India is a fascinating destination for everyone. Students can enjoy prestigious universities and a unique cultural immersion, while expatriates will discover a dynamic professional environment rich in opportunities. Holidaymakers will be enchanted by architectural marvels such as the Taj Mahal, bustling markets and deliciously spicy cuisine.
For a worry-free experience, our insurance offers comprehensive coverage tailored to your needs. Whether you’re a student, expatriate or holidaymaker, discover India with complete peace of mind thanks to our insurance. Welcome to India, a journey that awakens all the senses!
Before you leave for India, have you thought about taking out insurance? Mondassur can help you cover all your risks (health, repatriation, baggage, etc.) by choosing personalized health insurance tailored to all your needs. Travel in complete peace of mind with the assurance of comprehensive protection during your stay in India.
Student insurance India
Insurance to cover your studies in India.
From
27€
- Worldwide coverage
- Maximum age: 35
- Covers emergencies and accidents
- Covers hospitalization and routine medical care
- Up to €250,000 per year
- Standard dental and optical expenses up to €550
- Contraception coverage + vaccines
- Maternity care
- Covers pre-existing conditions
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate insurance India
International health insurance to cover your expatriation to India.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers hospitalization and routine medical care
- Up to €1,500,000 per year
- Maternity coverage up to €4,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs up to €370
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Travel insurance India
Health insurance to cover your trip to India.
From
30€
- Worldwide coverage
- Maximum age: 85
- Covers emergencies and accidents
- Up to €500,000 per trip
- Covers loss, theft or destruction of baggage
- Repatriation assistance
- Travel assistance
- Civil liability
Any questions? Need some advice?
Information about health insurance in India
Political system: Parliamentary democracy
Capital: New Delhi
Surface area: 3,287,590 km²
Population: 1.339 billion
Languages spoken: Hindi, English, Tamil and 21 other languages
Currency: Rupi
India's healthcare system for foreigners
First of all, India is a country of highly contrasting development. While it may appear highly developed in some regions, it is virtually non-existent in others. The same applies to India’s healthcare system, which, while it does exist, covers only a tiny proportion of the country’s huge population.
For the few insured, the security scheme covers 4 risks:
- Old age and disability
- Sickness and maternity
- Unemployment
- Industrial accidents and occupational diseases
The country’s social security system is therefore 100% dependent on the Indian Ministry of Labor. However, the scheme is not universal and offers limited health coverage. In addition to the social security system, the government introduced a more extensive public pension scheme several years ago: The National Pension System.
Every year, India works to improve its health insurance system and extend it to the entire population.
Do I need health insurance in India?
The answer is yes. Indeed, India is a magnificent country with a multitude of flavors, but it is one of those countries where insurance is absolutely essential before traveling or expatriating. Some health care facilities are highly qualified, but require very high medical fees. As an expatriate in India dependent on the Indian social security system, you will not be covered in the best health establishments, but in public hospitals in particular. In order to benefit from the best care, we recommend that you take out health insurance. The latter will generally also cover repatriation and civil liability insurance. However, these points are not always included in the country’s social security system. In fact, India is one of those countries where health coverage is not something to be trifled with.
Which health insurance for India?
Take out GoldExpat insurance for your expatriation to India
To help you with your expatriation to India, Mondassur offers you GoldExpatThe ideal insurance for expatriates in India. GoldExpat is :
- 100% reimbursement of actual hospitalization costs: Hospitalization must be reimbursed at 100% of actual costs incurred, which is a real necessity for health insurance in India. The cost of hospitalization in India is high, so it’s essential that you are covered at 100% in the event of an accident.
- Third-party liability coverage: Being covered is one thing, but being covered for damage to others is quite another! So imagine you’re walking down the streets of Delhi and an incident occurs in which you’re at fault. Your medical expenses would be covered. However, if you don’t have third-party liability cover in your India insurance, the costs you have to pay to this third party will not be covered by your insurance, and you risk going into serious debt!
- Repatriation costs: There are many cases or medical situations where repatriation to the country of origin is required or strongly recommended. In such cases, the Indian social security system will never cover repatriation. You will therefore need private health insurance to enable you to return home for treatment.
So for all these situations and more, GoldExpat India insurance has you covered. It guarantees immediate coverage at a very reasonable price.
