Expatriate insurance Chile
Chile has become a preferred destination for expatriates thanks to its political stability, cultural diversity and friendly population. On this page, we offer some information that may be useful to you if you are planning to expatriate to Chile. Before you leave for Chile, make sure you know all about local life and take out expatriate insurance.
Chile is a cosmopolitan country, with a population of around 19 million. Many expatriate communities have made it their home. Here are some tips to help you prepare for your expatriation to Chile and get familiar with everyday life there. Apart from the need to be vigilant when it comes to safety, Chile is a welcoming country offering many opportunities. However, medical infrastructures are not always well developed, and the cost of private medical care in international facilities can be very high. That’s why we strongly recommend that you take out international health insurance for expatriates before you leave, to cover you in case of need.
Expatriate insurance Chile Gold Nomad Expat
Our policy with good levels of cover, suitable for your expatriation to Chile.
From
74€
- Worldwide coverage
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €500,000 per year
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate Insurance Chile Gold Expat Access
Economical international health insurance tailored to your expatriation plans.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Free choice of practitioners and hospitals abroad
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Chile Gold Expat Safe
Health insurance with a good cover/price ratio. It offers effective cover against accident and illness.
From
107€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- 100% hospitalization coverage
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Chili Gold Expat Premium
Our comprehensive expatriate health insurance in Chile.
From
138€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Any questions? Need advice?
Working in Chile
Europeans generally find it easy to find work. In fact, employers are often very satisfied with the efficiency of our Europeans. Working relationships are much warmer than in Europe, and opportunities for professional development are much greater.
It’s a good idea to get in touch with French associations to find a job. If you’re planning to expatriate, aim for the big multinationals for a good salary.
It’s essential to speak Spanish if you want to work in Chile. Only a minority of Chileans speak English. The official language is Spanish, but with a very different accent to that of Spain.
Schooling in Chile
There are approximately 50% public and 50% private schools in Chile. Public schools lack resources, so wealthy Chileans prefer to enroll their children in private schools, which are generally of good quality.
Santiago has just one school linked to the French Ministry of Education. There are also schools that follow the Chilean curriculum but have a mixed teaching system, with part of their courses in French.
Chilean universities are fee-paying and pose problems of social inequality. Courses are more or less expensive, depending on the chosen profession. At the Universidad Pública de Chile, it costs 300 euros a month for a career in engineering.
Accommodation in Chile
Prices vary according to your location. There are many pleasant neighborhoods in Santiago. Vitacura, La dehesa, Lo Barnechea and Las Condes are the posh suburban communities where you can easily find a large house.
In some well-to-do areas of the capital, a 2-room apartment will cost you around 800 euros/month at the entry-level.
What is the cost of living in Chile?
The cost of living in Chile is equivalent to the French cost of living in the provinces, although prices vary depending on where you buy. If you want to buy the same products as in Europe, the cost will be the same or higher than in France.
It’s cheaper to buy local. In agricultural regions, farmers sell their produce on the roadside at much lower prices than in the city. If you want to reduce your expenses in Chile, you should take out private health insurance for Chile. In fact, if you’re not insured, you’ll have to pay your own healthcare costs.
Health and eating habits in Chile
No hygiene problems in restaurants, markets or stores. Tap water is not drinkable. Prefer locally-branded bottled water: Panamavida, Vital, …
Choosing health insurance in Chile
As an expatriate, you will no longer be covered by the French health and welfare system, and will therefore lose your rights to L’Assurance maladie. To be on the safe side, it is essential to purchase good expatriate health insurance in Chile. Indeed, as Chile’s public sector remains inadequate, expatriates turn to the private sector (which enjoys a higher quality of care thanks to the cutting-edge techniques of its practitioners, on a par with the quality of the most developed countries), which explains the high cost of medical expenses.
