Health Insurance Canada
Expatriates, vacationers or international students, think about your health insurance in Canada with Mondassur!
Don’t worry and travel to Canada with Mondassur, whether you choose our expatriate insurance Canadaour student insurance Canada or our Canada travel insurance. Our offers protect you against the high medical costs of living, working and exploring cities such as Toronto, Vancouver and Montreal. So whether you’re an expatriate, a student or a traveler, you’ll be able to concentrate on your stay with the peace of mind that comes with having the right insurance. And if you’re retired, you’ll be able to take full advantage of this new phase in your life. With Mondassur, you can enjoy Canada in complete safety, whatever the purpose of your stay.
Student Insurance Canada
The insurance that covers your stay for your studies in Canada.
From
27€
- Worldwide coverage
- Maximum age: 35
- Covers emergencies and accidents
- Covers hospitalization and routine medical care
- Up to €250,000 per year
- Standard dental and optical expenses up to €550
- Contraception coverage + vaccines
- Maternity care
- Covers pre-existing conditions
- Insurance in addition to RAMQ for access to private practitioners and clinics
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate insurance Canada
International health insurance to cover your expatriation to Canada.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers hospitalization and routine medical care
- Up to €1,500,000 per year
- Maternity coverage up to €4,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical expenses up to €370
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Travel Insurance Canada
Health insurance to cover your trip to Canada.
From
30€
- Worldwide coverage
- Maximum age: 85
- Covers emergencies and accidents
- Up to €500,000 per trip
- Covers loss, theft or destruction of luggage
- Repatriation assistance
- Travel assistance
- Civil liability
Any questions? Need advice?
Why is it essential to take out expatriate insurance in Canada?
Political system: Parliamentary Monarchy
Capital: Ottawa
Surface area: 9,984,670 km²
Population: 40 million
Languages spoken: English, French
Currency: Canadian dollar
How do I choose health insurance for Canada?
First of all, moving to Canada, whether to work, study, enjoy retirement or travel, requires health insurance tailored to your situation. So it’s crucial to take out health insurance that covers your specific needs. Mondassur offers international health insurance policies for Canada. Our policies cover medical expenses, repatriation, civil liability and many other essential services. Each profile requires special attention: health cover for an expatriate will not be the same as that of a student, and the needs of a retiree differ from those of a simple vacationer. Choosing the right health insurance means you can approach your stay with the peace of mind you need.
Is health insurance compulsory in Canada?
Whether health insurance is compulsory in Canada depends on the length of your stay and the type of visa you hold. If you’re coming for a short stay, such as a vacation or business trip, health insurance is highly recommended, given the very high medical costs in Canada. If you’re visiting Canada as a tourist, travel insurance is essential to avoid major medical expenses in the event of an accident that could result in hospitalization or consultations with specialists.
As a student, it’s imperative that you take out student insurance in Canada to cover your medical expenses for the duration of your stay, especially if their studies take them to regions where private care is expensive. Finally, for expatriates and retirees, expatriate insurance in Canada gives you access to care without the fear of exorbitant fees and waiting periods. This coverage is essential to avoid surprises and benefit from optimal care.
Health insurance and visa for Canada
Some Canadian visas require mandatory health insurance. For example, Supervisa, for parents and grandparents of permanent residents, requires health coverage for the entire duration of the visa’s validity. This visa requires not only full medical coverage, but also a repatriation guarantee.
As a student, health insurance is highly recommended, or even compulsory, depending on the province. If you’re planning to move abroad, some work permits require international health insurance. If you’re wondering how to expatriate to Canada with EICThis program offers young foreigners opportunities to work and live temporarily in Canada. You’ll get a work permit, but you’ll also need health coverage for the duration of your stay.
And even when it’s not compulsory, we advise you to take out insurance to avoid high costs if you fall ill in Canada. In this way, you’ll meet administrative requirements and guarantee access to care during your stay in Canada.
Having health insurance that complies with Canadian standards can also facilitate the process of obtaining certain visas. With Mondassur, you can easily choose health coverage that meets your visa requirements and guarantees your protection during your stay.
The cost of medical care in Canada
Medical care in Canada is renowned for its quality, but also for its high costs. So don’t be surprised if you’re not insured! A simple consultation can cost several hundred dollars, while hospitalization or an emergency procedure can quickly add up to several thousand dollars. Without adequate health insurance, these costs can represent a major financial risk. Here are a few examples of costs for routine care in Canada:
- GP consultation: between CAD 100 and 200 (€66 and €132) per visit.
- Consultation with a specialist: approximately CAD 300 to 500 (between €200 and €330).
- Hospitalization costs: between CAD 3,000 and 4,000 per day, not including additional treatments and tests.
- Emergency surgery: between CAD 5,000 and 10,000 (between €3,300 and €6,600).
- Medical imaging: around CAD 700 to 1,500 (€460 to €990).
- Treatment of a fracture: between CAD 500 and CAD 2,000 (between €330 and €1,320) depending on severity and care required.
- Emergency dental care: between CAD 200 and 500 (between €132 and €330) for a simple extraction, up to CAD 1,500 (around €990) for a more complex procedure.
Health insurance in Canada is therefore highly recommended, so you don’t have to worry about unexpected medical costs.
Canada's healthcare system: what you need to know
Canada offers a universal health care system accessible to permanent residents and Canadian citizens. However, rules vary from province to province, which means that eligibility and benefits may differ. If you are a permanent resident, you can benefit from basic health care, including hospitalization and medical consultations. However, some services, such as dental, optical or paramedical care, may have little or no coverage.
If you are not eligible for this public system, private health insurance is essential to benefit from quality care without breaking the bank. Mondassur offers insurance policies that give you access to both private and public care, giving you the flexibility to choose your care facility without compromising on quality.
Public and private hospitals in Canada: where to get treatment?
Canadian public hospitals provide quality care, but access to health services can be limited by long waiting lists, especially for non-urgent care. In major cities like Toronto, Vancouver and Montreal, expatriates, vacationers and students often turn to private clinics for faster consultations. Private clinics offer faster access to care, but costs can be high if you’re uninsured.
With Mondassur insurance, you’re covered for consultations and hospitalization in both private and public establishments. Whether you’re an expatriate, a student, a retiree or a vacationer, Mondassur ensures that you receive care in the best possible conditions. What’s more, you’re free to choose the establishment of your choice without worrying about costs.
Health insurance for retirees in Canada: peace of mind for your golden years
Canada attracts many retirees for its exceptional living environment, breathtaking scenery and quality of life. However, for foreign retirees, access to the public healthcare system is not immediate. In addition, there may be a waiting period of several months before you can benefit from local coverage. During this period, private health insurance is necessary to avoid any unforeseen costs. Even after this period, public coverage does not include all care, and additional private insurance is often necessary. In fact, it’s the best solution for accessing dental, optical and paramedical care. That’s why Mondassur offers insurance solutions tailored to retirees, covering routine care, repatriation, dental and optical care, for total peace of mind. This coverage allows you to enjoy your retirement in Canada to the full, without worrying about the financial ups and downs of medical care.
Access the best care in Canada with Mondassur
With Mondassur, you benefit from comprehensive, personalized health coverage to meet all your needs in Canada. Whether you’re an expatriate, student, retiree or vacationer, our offers include coverage to suit every profile. Our international health insurance also offers you unique flexibility by covering care in both public and private facilities. So you’ll have access to quality care anywhere in Canada, in the healthcare facility of your choice.
When you take out health insurance with Mondassur, you’ll be covered at every stage of your stay in Canada. When you choose Mondassur, you benefit from affordable care and comprehensive coverage. So you can stay in Canada with real peace of mind, whatever your situation. If you have any doubts, our team of insurance brokers will be happy to advise you. You can also request a free quote online.
