Expatriate insurance
I'm going or living abroad
Mondassur can help you choose the right health insurance to protect you and your family abroad.
Are you an expatriate or planning to live abroad and looking for the best expatriate insurance? Mondassur is your expatriate insurance expert. Our team of brokers is here to help you compare and choose the medical cover best suited to your needs. We offer expatriate insurance from the 1st euro, giving you comprehensive health protection wherever you are in the world, or expatriate insurance to complement the CFE. Protect yourself and your family against unforeseen medical circumstances. Enjoy peace of mind during your stay abroad with our tailor-made expatriate health insurance plans.
Our insurance offers for expatriates
Insurance Gold Expat
For expatriates living abroad!
From
93€
- Worldwide coverage
- Maximum age for membership: 65
- Covers hospitalization and routine medical care
- Up to €1,500,000 per year
- Maternity cover up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Insurance Gold Start
For people staying abroad!
From
85€
- Worldwide coverage
- Maximum age for membership: 70
- Covers hospitalization and routine medical care
- Up to €300,000 per year (€500,000 for the USA)
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Insurance Gold Visa
For retired expatriates abroad!
From
116€
- Worldwide coverage
- Maximum age for membership: 75
- Covers hospitalization and routine medical care
- Up to €100,000 per year
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Legal protection
Insurance FrancExpat
For expatriates with coverage in France!
From
42€
- Worldwide coverage
- Maximum age for membership: 65
- Covers hospitalization and routine medical care
- Up to €1,500,000 per year
- Maternity cover up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional repatriation assistance
Any questions? Need some advice?
When choosing expatriate insurance, first identify the services included in your contract. Some contracts cover only basic care, while others offer additional services. At Mondassur, you can choose to cover your priority needs. For example, you can choose wellness options, prevention, dental and optical care coverage, and more. Take the time to check these services to make sure they meet your needs. You can also contact our team of brokers to guide you through the process.
First-euro expatriate insurance and CFE (Caisse des Français de l’Étranger) insurance are two attractive options before your expatriation. First-euro insurance offers direct, flexible coverage, with rapid reimbursements without having to go through the French Social Security system. CFE insurance, on the other hand, enables you to maintain a link with the French healthcare system while benefiting from basic coverage abroad.
These two expatriate insurance options are tailored to your specific needs. Find out which one suits you best, based on your profile and destination.
Mondassur offers you the possibility of having an insured interface with a simple visualization of important elements. You’ll be able to access your receipts and reimbursements, as well as chat directly with our administration department to manage your claims.
We also offer 24/7 assistance for any health problems you may have.
Guarantees are additional options you can add to your contract. They can be useful in certain situations, allowing you to personalize your contract. They include
- Prevention
- Wellness
- Civil liability
- Dental and optical care
Don’t forget to take out expatriate insurance tailored to your needs. That way, you’ll get a policy that’s just right for you!
If your company takes out expatriate insurance for you abroad, it usually covers all or part of the costs. This can represent a significant saving. On the other hand, if you take out insurance on your own, you’ll be responsible for all the costs associated with your policy, but you’ll have the freedom to choose the cover that’s right for you.
Self-employed people, on the other hand, pay all contributions, but these expenses can be deducted from taxable income, offering tax relief. Taking out your own insurance allows you to tailor your coverage to your needs, while taking into account potential tax advantages.
To be well protected abroad, it’s essential to choose a reliable, solvent insurer like Mondassur. A European insurer guarantees compliance with strict European Union regulations. This ensures solid financial security thanks to strict solvency standards, guaranteeing you timely reimbursements. And don’t hesitate to consult customer reviews before taking out insurance!
By opting for a French insurer, you also benefit from local expertise and greater transparency on contractual conditions. A solvent insurer offers the guarantee of being able to honor its financial commitments, so you can live your expatriation with confidence and peace of mind. Don’t hesitate to consult our tips for choosing expatriate insurance.
"My experience with MondAssur has always been incredible. I've used them for my tourist trips and now use them for my long term visa insurance. They are fast, efficient and very affordable."
"Very attractive rates for travel insurance in Asia. Very easy to put together. I warmly recommend"
"This is it. Don't waste your time with another insurance provider. They're wonderful. Charming. Fast. Top notch!!! called. You get the best people. You get the best price. This is the best."
"Excellent insurance policy at a competitive price, recommended for those who, like me, take long trips."
How do I take out expatriate insurance?
To purchase expatriate health insurance, you must first request a free expatriate insurance quote. Then follow these steps:
1. Complete the online application form, including the medical questionnaire if necessary.
2. Sign your application electronically.
3. Once your application has been accepted, pay your membership fee.
How does expatriate insurance work?
First of all, expatriate insurance offers you medical coverage tailored to your situation abroad. This includes 100% cover for routine medical treatment and hospitalization, with an annual ceiling that varies according to the plan chosen. Pre-existing medical conditions are covered, and pharmaceutical expenses are reimbursed. You benefit from free choice of practitioners and hospitals abroad, with options for dental and optical care, l’repatriation assistanceand third-party liability. In the event of illness, accident or emergency, medical expenses are covered and 24-hour assistance is available to help you.
With Mondassur, it’s easy to manage your expatriate insurance thanks to your personalized insured area. You can view :
- All your insurance documents, including your insurance card and certificate.
- Your reimbursements directly online thanks to our interactive management service.
- Communicate directly with our claims management department for the reimbursement of your claims.
- As a partner of the Caisse des Français de l’Étranger (CFE), Mondassur offers you a one-stop shop with electronic transmission of your statements, as well as direct coverage of your hospitalization costs.
- Take advantage of a secure platform for managing your personal data. So keep in touch with our team if you have any questions or need assistance.
How much does expatriate insurance cost?
The cost of expatriate insurance varies according to several factors:
- Country of expatriation ;
- Level of coverage ;
- Your age ;
- Your state of health…
Mondassur’s expatriate health insurance plans offer a very attractive cover/price ratio. From €93 per month, you can be sure of your health and peace of mind during your expatriation.
What are the advantages of expatriate insurance?
- Worldwide medical coverage: Access to quality healthcare anywhere in the world, with consultations, hospitalization and medical treatment covered.
- Repatriation assistance In the event of a medical emergency, we will assist you with repatriation to your country of origin or to a country with the necessary medical infrastructure.
- Choice of practitioners: Free choice of doctors and hospitals, guaranteeing care tailored to your specific needs.
- Coverage for pre-existing conditions: Coverage for existing illnesses or medical conditions, often not covered by local insurance.
- Financial protection: Coverage of high medical costs, avoiding unexpected expenses that could jeopardize your financial situation.
- Additional options: You can add benefits such as dental and optical care, third-party liability and other personalized services.
- Multilingual support: Assistance and services available in several languages, making it easier to communicate.
