Expatriate insurance from 1 euro
Gold Expat
With the Gold Expat contract, benefit from continuous health and expatriate insurance cover anywhere in the world.
Are you living abroad and need comprehensive expatriate insurance that covers you from the1st Euro? Are you going to live or work abroad and looking for private health insurance for your expatriation? If so, we recommend our insurance Gold Expat from the1st Euro for coverage abroad at a good value for money. This expatriate abroad insurance can be adapted to your needs and budget, as it is available in 3 different levels of cover. If you are a CFE member or would like to join the CFE, you can also take out complementary CFE expatriate insurance.
Gold Expatriate Insurance
Expat Access
1st Euro
Cost-effective medical coverage
Economical expatriate insurance with balanced cover.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical expenses up to €180
- Free choice of practitioners and hospitals abroad
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Expatriate Insurance
Gold Expat Safe
1st Euro
Balanced international health insurance
Expatriate insurance with a good cover/price ratio and high levels of coverage.
From
107€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of routine medical care
- 100% hospitalization coverage
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical expenses up to €230
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Expatriate Insurance
Gold Expat Premium
1st Euro
The most comprehensive expatriate insurance!
Expatriate insurance with superior coverage.
From
138€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs up to €370
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Any questions? Need some advice?
International expatriate insurance
I'm looking for expatriate insurance at 1 euro
GoldExpat expatriate insurance covers you for up to 100% of actual hospitalization costs, and up to 90% of routine medical expenses, with high reimbursement ceilings tailored to your situation abroad.
She is designed to adapt to the different geographical areas and specific medical costs of each country, with evolving rates adapted to your destination. Whether you’re going to United States, where medical costs can be particularly high, or if you are moving to Canada or Singapore, where healthcare costs are just as high, GoldExpat offers comprehensive coverage with reimbursements optimized for these regions. For destinations like Thailand, Mexico or Costa Rica, where costs are more moderate, our insurance adjusts to offer solutions tailored to your needs and budget, while guaranteeing maximum protection.
You benefit from effective coverage in the event of accident or illness, with no advance payment for hospitalization and no deductible.
GoldExpat1st Euro insurance is modular, allowing you to add various options, such as additional cover. For example, you can add the following coverages as you wish:
- Prevention and well-being with consultations with psychologists/psychiatrists and dieticians, for example.
- Coverage of pre-existing conditions
- Dental/optical care
- Maternity care
For optical optical and dental care as well as and repatriation assistance. You can also take out certain options with higher reimbursement limits. reimbursement ceilings, such as Dental/Optical Plus, Maternity Plus and Bien-Être (coverage of alternative medicine, psychology, etc.).
The advantages of expatriate insurance from 1 euro
Would you like to know exactly how much expatriate insurance costs? Mondassur offers expatriate insurance abroad from 93 Euros per month. In addition, the a ssurance from the 1st Euro is efficient and flexible for all budgets. So you only pay for what you need! What’s more, the Subscribing is quick and easy, with a personal online account. A 24/7 worldwide assistance platform is also at your disposal.
Other GoldExpat benefits include :
- Direct payment in the event of hospitalization
- Free choice of doctors and hospitals abroad, no deductible constraints
- Free access to a database of quality medical practitioners and facilities worldwide, with prices negotiated for you
- E-claiming to facilitate the reimbursement of medical expenses
- Free translation of your claims.
- Coverage of medical expenses for business trips and vacations abroad.
- Excellent warranty/price ratio, among the most affordable on the market
- Response to your e-mails within 24 working days
- Financial strength of leading expatriate insurance partners
How does expatriate 1st euro insurance protect you abroad?
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Financial risk: medical costs vary considerably from country to country, and can be extremely high in some places. For example, a day’s hospitalization in North America can cost up to €10,000. GoldExpat covers your medical expenses and pays directly for hospitalization. If you opt for a contract with additional options, your dental and optical expenses are also covered.
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Access to healthcare: in some countries, public healthcare systems do not always allow free choice of doctor or hospital. What’s more, access to care can take a long time. GoldExpat reimburses you for care provided by private establishments, while giving you the freedom to choose your doctor or hospital abroad.
Legal risk: in some countries, a simple road accident can lead to detention. Legal proceedings can be particularly stressful, especially in a foreign environment. To cope with this type of situation, GoldExpat offers optional legal assistance and civil liability coverage.
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Health risks: in some regions, medical infrastructures are inadequate. Access to quality care must be guaranteed, even in environments where medical services are limited. GoldExpat offers optional repatriation assistance to compensate for local deficiencies.
How to take out expatriate insurance for the 1st euro?
To take out expatriate insurance Gold Expat for the 1st euro, simply :
- Send the completed application form with the medical questionnaire.
- Please enclose a copy of your passport and your bank details so that we can set up reimbursements.
- Indicate the desired payment method. You can then subscribe by e-mail. To confirm your subscription, you will need to send us the documents by post.
Don’t hesitate to contact us with any questions you may have about this insurance. Our multilingual team is at your disposal by phone, email or Whatsapp. We can also advise you on how to choose the right expatriate insurance.
What are the conditions for taking out insurance? Gold Expat
Cover takes effect on receipt of the application form, medical questionnaire, bank details, copy of passport and payment of premiums, and after validation by the insurer. The beneficiary of the contract is therefore covered from the moment of enrolment:
- immediately for care and hospitalization due to accidents as well as for unexpected illnesses
- after 3 months for all others sickness and hospitalization
- after 6 months for care and prostheses including dental, orthodontics, optical expenses
- after 10 months for a maternity
These deadlines can be waived if a health insurance policy was previously taken out and cancelled less than one month previously, with the exception of maternity cover.
The contract is then drawn up for a period of one year, automatically renewable unless terminated with two months’ notice in accordance with the terms of the contract. Premiums can be paid quarterly, half-yearly or annually.
How does Gold Expat expatriate insurance work?
Firstly, if you need to be hospitalized, you don’t have to pay anything in advance. You are free to choose the hospital. The doctor (general practitioner and specialist) and medical practitioners are also freely chosen by the beneficiary. All you need to do is contact the medical platform, which is available 24/7, and which will send a claim form and pay the hospital directly.
Reimbursements for other medical expenses are paid very quickly, by bank transfer. Reimbursements can also be consulted via the Internet.
Why choose Mondassur for expatriate insurance?
- Expatriate insurance abroad, whatever your nationality and for all destinations, from the1st Euro spent.
- Top-level multilingual service to support you throughout your contract.
- A free analysis of your needs to find the most suitable insurance package for your budget.
- Tailor-made guarantees so you can pay the right price for your budget.
- The financial strength of leading partners in expatriate insurance abroad.
- A la carte insurance with 3 coverage options: Expat Premium, Expat Safe, Expat Access.
- Reimbursement of dental care, optical care and optional preventive and maternity cover with higher ceilings (optional).
- Insurance that can cover your pre-existing conditions.
