CFE complementary expatriate insurance
Gold Expat
Are you looking for insurance to complement CFE (Caisse des Français à l'Étranger)? Are you a member of the CFE (Caisse des Français à l'Étranger), or do you wish to join in order to be reimbursed for your medical expenses? Our Gold Expat contract can cover your healthcare costs in addition to CFE.
Are you living abroad and need comprehensive expatriate insurance to complement your CFE (Caisse des Français à l’Etranger) coverage? Are you going to live or work abroad and looking for private health insurance for your expatriation? If so, we recommend our Gold Expat insurance policy to complement the CFE and provide you with the best cover on the market at a very competitive price. With this policy, you benefit from effective accident and illness cover with no advance payment for hospitalization and no deductible. Don’t hesitate to consult our expatriate insurance contract for the 1st Euro.
Expatriate insurance
Gold Expat Access CFE
Cost-effective insurance
Economical international health insurance tailored to your expatriation plans.
From
32€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical expenses up to €180
- Free choice of practitioners and hospitals abroad
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance
Gold Expat
Safe CFE
Balanced insurance
Health insurance with a good cover/price ratio. It offers effective coverage for accidents and illnesses.
From
45€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- 100% hospitalization coverage
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical expenses up to €230
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance
Gold Expat
Premium CFE
Comprehensive insurance
Our most comprehensive international health insurance for expatriates.
From
68€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs up to €370
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
International health insurance for expatriates
I'm looking for international health insurance in addition to CFE for my expatriation
Are you an expatriate or planning to move abroad permanently? Are you a member of the CFE (Caisse des Français à l’Etranger) and would like to take out expatriate health insurance in addition to the CFE? Gold Expat insurance can be taken out by anyone living outside their country of nationality, going to live or living abroad and outside their country of origin, for any length of time. Similarly, whether you are self-employed, an employee or a restaurant owner, you can benefit from Gold Expat insurance in addition to CFE. Find out more about our advice on choosing expatriate insurance.
Your benefits with international health insurance Gold Expat CFE
- From 32 Euros per month
- Efficient, flexible CFE international insurance for all budgets
- Quick and easy subscription with an online personal space
- A 24/7 worldwide assistance platform
Other advantages of Gold Expat include
- Direct payment in the event of hospitalization
- Free choice of doctors and hospitals abroad, no deductible constraints
- Free access to a database of practitioners and quality medical facilities worldwide, with prices negotiated for you
- E-claiming to facilitate the reimbursement of medical expenses
- Free translation of your claims
- Coverage of medical expenses for business trips and vacations abroad
- Excellent warranty/price ratio, among the most affordable on the market
- Response to your e-mails within 24 working days
- Financial strength of leading international insurance partners
What is covered by expatriate insurance in addition to CFE?
The Gold Expat CFE insurance policy is modular, allowing you to add various options, such as additional cover for optical and dental care, third-party liability and repatriation assistance. You can also take out options with higher reimbursement ceilings, such as Dentaire/Optique Plus, Maternité Plus or Bien-Être (coverage for alternative medicine, psychology, etc.). Discover
Wondering how much expatriate insurance costs? You should know that Gold Expat CFE insurance offers an excellent cover/price ratio. In fact, it’s the expatriate health insurance offering the best coverage. You’re covered for 100% of actual costs for hospitalization and maternity. Medical visits (general practitioners or specialists), x-rays, medical analyses and pharmaceutical expenses are covered at 90% of actual costs, with excellent coverage ceilings.
How does expatriate insurance protect you abroad?
- Financial risk: healthcare costs vary widely from country to country, and can be very high in some countries. A day in hospital can cost up to €10,000 in North America. As a result, GoldExpat covers your healthcare costs and pays directly in the event of hospitalization. If you choose the optional contract, your dental and optical expenses will also be covered.
- The risk of access to medicine: public structures in some countries do not always allow a choice of doctor or hospital. What’s more, access to care can take a long time. GoldExpat reimburses private medical care, with a free choice of doctor or hospital, anywhere in the world.
- Legal risk: in some countries, a simple traffic accident can result in imprisonment. As any court summons is a destabilizing situation, this feeling can be heightened in an unfamiliar foreign context. That’s why GoldExpat offers you optional legal assistance and civil liability coverage.
- Health risks: in some parts of the world, medical facilities are very limited, so access to care must remain possible in a satisfactory medical environment. GoldExpat offers optional repatriation assistance cover to compensate for local shortcomings.
How to take out insurance Gold Expat in addition to CFE?
The formalities are reduced to a minimum and include the following steps, in this order:
- Send the completed application form with the medical questionnaire.
- Enclose a copy of your passport and your bank details to set up reimbursements.
- Indicate the desired payment method. You can then subscribe by e-mail. Finally, to confirm your membership, you will need to send us the documents by post.
Don’t hesitate to contact us with any questions you may have about this insurance. Our multilingual team is at your disposal by phone, email or Whatsapp.
What are the conditions for taking out Gold Expat CFE insurance?
Cover takes effect on receipt of the application form, medical questionnaire, bank details, copy of passport and premium payment. You must then obtain the insurer’s acceptance. The beneficiary of the contract is therefore insured as soon as he registers:
- immediately for care and hospitalization due to accidents and unexpected illnesses
- after 3 months for all other medical care and hospitalization
- after 6 months for treatment and prostheses, including dental care, orthodontics and optical expenses
- after 10 months for maternity
These deadlines can also be waived if a health insurance policy was previously taken out and cancelled less than a month ago, except for maternity.
The contract is therefore taken out for one year, renewable by tacit agreement. It can be terminated with two months’ notice, depending on the contract’s guarantees. In addition Membership fees are payable quarterly, half-yearly or annually. Payment can be made by bank transfer, French cheque, Visa or Mastercard. Direct debit is also available (from a European account only).
How does complementary health insurance work?
In the event of hospitalization, you have nothing to pay in advance. You also choose the hospital yourself. You then contact the 24/7 medical platform, which sends a claim form and pays the hospital directly.
As a result, reimbursements for other medical expenses are made on the basis of receipted invoices, very quickly by bank transfer. Reimbursements can be consulted via the Internet.
You are free to choose your doctor (general practitioner, specialist) and medical practitioners. As a result, Mondassur imposes nothing on you, and you remain free in the way you choose to be treated.
For policyholders who are members of the CFE, Mondassur has made available to its international policyholders a ” guichet unique “. This allows you to send in your claims via your personal CFE space. You can then request reimbursement from both CFE and Mondassur. Click here to find out how CFE reimbursements work.
Why choose Mondassur?
- Health insurance for expatriates, whatever your nationality and whatever your destination, from the1st Euro spent.
- Top-level multilingual service to support you throughout the duration of your contract.
- A free analysis of your needs to find the most suitable insurance package for your budget.
- Tailor-made guarantees so you can pay the right price for your budget.
- The financial strength of leading international insurance partners.
- A la carte insurance with 3 coverage options: Expat Premium, Expat Safe, Expat Access.
- Reimbursement of dental care, optical care and optional preventive and maternity cover with higher ceilings (optional).
- Finally, insurance that can cover your pre-existing conditions.
