The Brexit has profoundly altered the landscape of higher education in the UK. So, if you’re a European student planning to study overseas, it’s essential to understand the new rules in force to best prepare for your stay. Student insurance in the UK is therefore essential before you leave.
New Conditions for European Students in the UK
As of January 1, 2021, students from the European Union no longer benefit from “Home Student” status. European students are now considered international students. Tuition fees have increased, up to three times the previous amount. There is also no access to UK student loans. UK government grants and loans are no longer available to EU students.
Visas and Travel Authorizations: What you need to know
Student Visa Required
For stays of over 6 months: You must obtain a Student Visa. The procedure includes showing that you have been accepted at a British school, and proving that you have sufficient financial resources.
For stays of less than 6 months: From 2025, an Electronic Travel Authorization (ETA ) will be required for short stays, even if you didn’t need a visa before.
Introduction of Electronic Travel Authorization (ETA)
The UK is introducing a new system ofElectronic Travel Authorization (ETA ). This will be compulsory by April 2025 for all travelers, including short-stay European students. This electronic authorization is designed to facilitate border controls and enhance security.
Anticipate your administrative formalities by requesting your ETA several weeks before your departure.
Health insurance: an unavoidable obligation
Why take out health insurance?
There are several advantages to taking out student insurance in the UK. Without insurance, you have limited access to the NHS. International students do not have full, free access to the UK healthcare system. Private insurance such as that offered by Mondassur will cover you according to your needs. Furthermore, the UK has some of the highest medical costs in Europe. A health insurance policy will cover you against excessive costs. Finally, as far as visa requirements are concerned, insurance is a must. Taking out private insurance is often a condition for obtaining a student visa.
Gold Expat: Solutions tailored to your needs
At Mondassur, we understand how important it is to be well protected while studying abroad. That’s why we offer Gold Expat insurance, which comes in three packages:
- Gold Expat Premium The most comprehensive coverage, ideal for total peace of mind.
- Gold Expat Access An intermediate formula offering excellent value for money.
- Gold Expat Safe Essential protection at an affordable price, covering basic needs.
What’s more, you can take out these formulas with reimbursement from the first euro, or in addition to the CFE. Don’t wait any longer to be well insured! Get your free personalized quote online now.
End of the Erasmus Program and Introduction of the Turing Program
The UK will be leaving the Erasmus+ program at the end of 2020. To replace it, the British government has launched the Turing program. This is designed to fund British students’ studies and internships abroad. It is not limited to European countries, and encourages exchanges with institutions worldwide. The program funds British students abroad, but does not support international students wishing to come to the UK. Grants are available to cover travel and living expenses.
Impact on European students: Exchange opportunities to the UK via Erasmus+ are now limited or non-existent. However, if you want to study in the UK, think about student insurance in the UK.
Post-Brexit Challenges and Opportunities for Students
Seizing New Opportunities
Despite the obstacles, studying in the UK remains a rewarding experience:
- Quality of education: British universities are world-renowned for their academic excellence.
- Cultural diversity: A unique opportunity to live in a multicultural environment.
- Professional networks: Develop international contacts for your future career.
Preparation and Anticipation: The Keys to Success
- Financial planning: Establish a realistic budget, taking into account tuition fees and the cost of living.
- Administrative formalities: Start your visa and ETA applications as soon as possible.
- Language learning: Strengthen your command of English to facilitate your integration.
- Insurance: Make sure you take out student insurance before you leave. This way, you’ll be covered in the event of illness, hospitalization, etc.
Mondassur supports you
As experts in insurance for expatriates and international students, Mondassur is at your side to make your departure easier:
- Personalized advice: We help you choose the insurance package best suited to your situation.
- Dedicated support: A multilingual team of brokers will be happy to answer all your questions.
- International coverage: Optimum protection wherever you are in the world.
Ready to study in the UK with complete peace of mind? Get your free quote today and benefit from the best protection with Mondassur.
Preparing to study in the UK
The Brexit has undoubtedly complicated matters for European students wishing to study in the UK. Between increased tuition fees, new visa requirements and the importance of good health insurance, it’s crucial to be well prepared.
Don’t leave anything to chance: anticipate your needs, choose the right insurance with Gold Expat and focus on the success of your studies.
