Expatriate health insurance Australia | Mondassur
Australia has become one of the leading immigration countries for European nationals. Here is some practical information to help you settle in Australia.
Thinking of moving to Australia? Have you always dreamed of opening a bakery or patisserie in Australia? Mondassur is for you! Australia is a destination that attracts travelers because of its vast landscapes, cultural diversity and unique lifestyle. First and foremost, it is essential to take out comprehensive expatriate health insurance in Australia. At Mondassur, we understand that every expatriate has unique health protection needs. As a result, we offer a variety of insurance contracts that can be customized. These are designed to meet your specific needs while staying within your budget.
Our insurance offers for expatriates in Australia
Expatriate insurance Australia Gold Nomad Expat
Our policy with good levels of cover, suitable for your expatriation to Italy.
From
74€
- Worldwide coverage
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €500,000 per year
- Maternity coverage up to €4,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate Insurance Australia Gold Expat Access
Economical international health insurance tailored to your expatriation plans.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 80% of routine medical care
- 100% hospitalization coverage
- Up to €750,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Free choice of practitioners and hospitals abroad
- Optional dental and optical care
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Australia Gold Expat Safe
Health insurance with a good cover/price ratio. It offers effective cover against accident and illness.
From
107€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers 90% of common medicine
- 100% hospitalization coverage
- Up to €1,000,000 per year
- Maternity coverage up to €4,500
- Coverage of assisted reproduction up to €1,000
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Expatriate insurance Australia Gold Expat Premium
Our most comprehensive expatriate health insurance plan in Italy.
From
138€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers up to 100% of routine medical care
- 100% hospitalization coverage
- Up to €1,500,000 per year
- Maternity coverage up to €6,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical costs
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Any questions? Need advice?
Working in Australia
| Public hospitals | 697 |
| Private hospitals | 657 |
| Doctors per 1,000 inhabitants | 3.8 |
These figures show that Australia’s healthcare system is well developed. In fact, there are a large number of public and private hospitals. For expatriates, understanding the options available is crucial to ensuring adequate coverage. Mondassur strongly recommends that you purchase private health insurance for expatriates in Australia, to benefit from higher quality treatments, shorter waiting times and greater access to private healthcare facilities.
Schooling in Australia
Australia’s healthcare system is renowned for its quality and efficiency. It is based on two main pillars: the Medicare public health insurance system, and private health insurance. This structure guarantees complete medical coverage for the entire population. It also offers additional options for those wishing to access additional services and medical care. Expatriates therefore need to understand how this system works in order to choose the coverage best suited to their needs.
Accommodation in New Zealand
Accommodation in Australia
Medicare is the foundation of Australia’s public health system. In fact, it provides essential coverage for a wide variety of medical services. This includes GP consultations, treatment in public hospitals and certain specialized services. The quality of this coverage is generally high. However, it can vary depending on the region and local demand. All Australian citizens and permanent residents are eligible for Medicare. As a result, they can benefit from services that are often free or at reduced cost. Nevertheless, access to certain specialized treatments or surgeries can take a long time. This can be seen as a disadvantage for those requiring rapid care. For this reason, many expatriates choose to complement their coverage with an expatriate health insurance in Australia. As a result, they avoid high out-of-pocket healthcare costs.
Private health insurance
Private expatriate health insurance in Australia offers complementary coverage to Medicare. As a result, policyholders benefit from faster treatment. It also provides access to a range of additional services, such as dental care, optical care and mental health treatment . Private insurance also gives you a choice of hospitals and doctors. They also represent a significant advantage for those who want more personalized care. Prices vary according to the coverage chosen. This additional cost is justified by the speed of access to care and the quality of services provided by private hospitals. That’s why you need to take out expatriate insurance that meets your needs, such as Mondassur insurance policies!
Driving in Australia
Australia has an extensive and well-distributed healthcare network. Public hospitals are generally more numerous in urban areas. They offer free or low-cost services. They can, however, suffer from long waiting times for certain types of care, such as hospitalization. Private hospitals, on the other hand, although more expensive, offer shorter waiting times and greater comfort. The quality of care in private establishments is often superior. They offer faster access to specialized treatments and a wider range of quality services.
Australia’s major cities, such as Sydney, Melbourne and Brisbane, are well served by a multitude of health care centers. These guarantee easy access to medical services for the majority of the population. For a night in hospital, costs can vary considerably. Public hospitals are generally free for Medicare holders. However, private hospitals can charge several hundred dollars per night, depending on the level of service and private insurance coverage.
Hygiene and eating habits in Australia
When living in Australia as an expatriate, you need to know the local emergency numbers to ensure your safety and that of your loved ones:
- 000 is the national emergency number for police, fire and ambulance services.
- The 112 is an international emergency which can be dialed from a cell phone anywhere in the world, including Australia.
- The 106 is an emergency number for the deaf and hard of hearing. For the deaf or hard-of-hearing. It can be used to contact police or fire services, for example. The link is textual.
Knowing the number of your country’s embassy or consulate in Australia is also important. This can be useful for consular assistance in an emergency. Save these numbers in your phone and make sure everyone in your family knows them.
Choosing health insurance in Australia
The cost of healthcare services in Australia can vary considerably depending on whether you use public or private services.
- A standard consultation with a GP usually costs between AUD 50 and AUD 100 (€30 and €60). Full or partial reimbursement is possible via Medicare or private health insurance such as Mondassur.
- A delivery can cost up to AUD 1,500 (around €930) in the public sector, compared with 3,000 to 5,000 AUD (between €1,860 and €3,100) in the private sector.
- A visit to the dentist can cost between AUD 150 and AUD 300 (€93 and €185).
- A pair of glasses can fetch up to 500 AUD (about €310) with top-of-the-range options.
Medical prescriptions are not always required to buy over-the-counter medicines. However, specific medications may require a prescription, so you’ll need to see a doctor for these. Drug prices can therefore vary. However, pharmacies such as Chemist Warehouse often offer competitive prices.
Dental and optical care are often more expensive and not covered by Medicare. That’s why private health insurance in Australia covering these services is so important.
Repatriation insurance for Australia
You may ask yourself: Why repatriation insurance? It is, however, an essential component of all health cover for expatriates in Australia. This insurance guarantees emergency medical transport to your home country or another suitable country. Repatriation costs can be exorbitant, often running into tens of thousands of dollars. Specially equipped medical flights and accompanying medical staff are expensive. By taking out repatriation insurance, you are financially covered against these unforeseen expenses.
Mondassur offers health insurance plans that include comprehensive repatriation cover, giving you peace of mind. In the event of an emergency, the insurance will take care of all the logistical and financial aspects of repatriation.. This allows you to concentrate on your recovery. Consequently, good preparation and adequate insurance are the keys to living in Australia with peace of mind.
Choose Mondassur for your expatriate health insurance Australia!
Why take out expatriate insurance?
Buying health insurance for expatriates in Australia is essential to guarantee comprehensive medical cover tailored to your needs. As an expatriate, you may encounter unforeseen challenges, such as specific illnesses or accidents. The latter may require immediate medical attention. The Australian healthcare system, while of high quality, can be costly for non-residents and does not cover all the specific needs of expatriates. Mondassur offers health insurance specially designed for expatriates, ensuring fast, efficient care without the long waits of the public system. What’s more, our insurance covers a wide range of services. These include medical consultations, hospitalization, dental and optical care. Don’t let unforeseen medical circumstances compromise your Australian experience. Opt for comprehensive coverage with Mondassur.
Certain viruses are circulating in Australia, so it is essential to take these into account when preparing for your trip:
- Dengue virustransmitted by mosquitoes, causing flu-like symptoms.
- Japanese encephalitis a viral infection transmitted by mosquitoes. Symptoms can include high fever, headaches, and sometimes coma.
- Q fever Bacterial, transmitted by cattle. It can thus lead to severe flu-like symptoms.
- Hantavirus transmitted by rodents. It can cause severe lung disease.
- Lyme disease transmitted by ticks, especially in forested areas. The latter causes a variety of symptoms, including skin rashes and neurological problems.
Vaccination before going abroad is essential to avoid preventable diseases. It is also recommended to ensure adequate protection against infections specific to Australia.
Quick and easy subscription
At Mondassur, we understand that time is precious, especially when preparing for a move abroad. That’s why we’ve simplified the underwriting process for our health insurance for expatriates. In just a few clicks, you can get a free quote online, compare different coverage options and choose the one that best suits your needs. Our team of brokers is also available to answer your questions and guide you through the process. Once you’ve made your choice, subscription is quick and secure. You’ll receive your insurance documents immediately. With Mondassur, you can leave with peace of mind, so you’re well protected. You can even compare several countries, if you’re not sure whether to move to Australia or Canada, for example.
A wide choice of warranties
Mondassur offers a wide range of cover to meet the varied needs of expatriates in Australia. Whether you’re a young professional doing a WHV in Australia, a working person, or a retiree, we have plans to suit every situation. Our guarantees include coverage for various services. These include GP consultations, hospitalization, prescription drugs, provident insurance, third-party liability and emergency and repatriation services. By choosing Mondassur, you also benefit from access to a worldwide network of healthcare providers. This is good for the health of seniors and retirees! They guarantee optimum quality of service wherever you are. Our insurance plans are flexible and adaptable, allowing you to choose the level of coverage that suits your needs and budget.
Other insurance for Australia
In addition to our expatriate insurance, Mondassur offers a range of other insurance products tailored to the specific needs of travellers and residents in Australia:
- Australia travel insurance: for short stays, make sure you have a good vacation, whatever happens to you.
- Student Insurance Australia: specially designed for international students, this insurance covers health expenses while you are studying.
For an overview of our offers, visit our page dedicated tohealth insurance in Australia. Choose Mondassur for total peace of mind during your stay. So make the most of your expatriate experience with reliable health cover tailored to your needs.
