Health insurance in Romania
Before you leave, remember to take out health insurance in Romania. Retirement, vacations, expatriation or even studies: any excuse is good enough for you!
Romania, a land of mystery and natural beauty, offers a unique experience with its diverse landscapes, from the Carpathians to the shores of the Black Sea, as well as historic cities like Bucharest and Sibiu. Students will find universities here, as well as quality and a student life rich in discovery. Expatriates appreciate the affordable cost of living, the vibrant culture and the warm welcome of the Romanian people. Vacationers are seduced by medieval castles, local cuisine and folk traditions. Retirees enjoy a peaceful lifestyle, accessible healthcare and unspoilt natural surroundings. Mondassur can help you obtain your visa, for example, with health insurance in Romania!
For a carefree stay, our private health insurance offers you comprehensive coverage! Study, work, explore or retire in Romania with complete peace of mind with our insurance. Whatever your reason for visiting Romania, be sure to take out travel or expatriate health insurance. for you and your family. In this way, you can avoid potential financial, health and legal complications in the event of an unexpected accident. We therefore advise you to look for policies that cover repatriation, hospitalization, civil liability and other emergency medical expenses.
Student insurance Romania
The insurance that covers your stay for your studies in Romania.
From
27€
- Worldwide coverage
- Maximum age: 35
- Covers emergencies and accidents
- Covers hospitalization and routine medical care
- Up to €250,000 per year
- Standard dental and optical expenses up to €550
- Contraception coverage + vaccines
- Maternity care
- Covers pre-existing conditions
- Repatriation assistance
- Civil liability
- Individual protection
Expatriate insurance Romania
Health insurance to cover your expatriation to Romania.
From
93€
- Worldwide coverage
- Minimum age: 14
- Maximum age: 65
- Covers hospitalization and routine medical care
- Up to €1,500,000 per year
- Maternity coverage up to €4,000
- Coverage of assisted reproduction up to €1,500
- Covers pre-existing conditions
- Coverage of pharmaceutical expenses up to €370
- Optional dental and optical care
- Maternity plus option
- Prevention and well-being as an option
- Optional repatriation assistance
- Optional third-party liability
Travel insurance Romania
International health insurance to cover your trip to Romania.
From
30€
- Worldwide coverage
- Maximum age: 85
- Covers emergencies and accidents
- Up to €500,000 per trip
- Covers loss, theft or destruction of luggage
- Repatriation assistance
- Travel assistance
- Civil liability
Any questions? Need advice?
Information about health insurance in Romania
Political system: Parliamentary republic
Capital: Bucharest
Surface area: 238,391 km²
Population: 19.05 million
Languages spoken: Romanian and Hungarian
Currency: Leu
Romania's healthcare system
First of all, Romania’s healthcare system is based on a mixed model, combining public and private financing. The National Health Insurance Fund (CNAS) manages the public system. It is financed by contributions deducted from workers’ salaries. Citizens have access to primary and specialized healthcare through a network of public establishments. It should be noted, however, that the quality of care can vary. In addition, public hospitals, which are often overcrowded, offer free basic care. However, specialized services may require additional fees or private insurance.
Despite ongoing reforms aimed at improving the efficiency and accessibility of healthcare services, challenges persist. These include lack of funding, regional inequalities and the flight of healthcare professionals to other countries. If you’re looking for comprehensive, secure coverage, take out private health insurance in Romania. This option gives you access to quality care in private clinics, without having to pay the high medical costs out of your own pocket.
Why take out international health insurance in Romania?
First and foremost, taking out international medical cover when traveling or living in Romania offers many essential advantages. Mondassur guarantees extensive coverage and facilitates access to top-quality care. You’ll have access to care in private clinics and hospitals, which are often better equipped.
In addition, the insurance covers high medical costs, both routine and emergency, so that you don’t have to pay large sums out of pocket. It also includes services such as medical repatriation, crucial when necessary treatment is unavailable locally. Finally, this insurance offers the flexibility required to receive medical care in a variety of countries. It’s an ideal option if you travel frequently or live in several countries. It gives you valuable financial protection and peace of mind.
Vaccines and safety in Romania
Vaccines and local diseases
First of all, it should be noted thatno vaccinations are compulsory for visitors to Romania. There is, however, a list of vaccines recommended before visiting Romania!
For adults, don’t forget vaccinations against tetanus, polio, hepatitis A & B, typhoid and diphtheria. If you’re at risk, it’s best to get vaccinated against tuberculosis and rabies.
For children, don’t forget vaccinations against diphtheria, tetanus, whooping cough, polio, tuberculosis, measles, mumps, rubella, hepatitis A & B (long-stay) and typhoid (long-stay for travelers aged 5 and over).
In Romania, several diseases are common. So you need to be careful not to catch: Ascaris, diphtheria, tick-borne encephalitis (see ticks), hepatitis A & B, sexually transmitted diseases, polio, rabies, AIDS, tetanus, tuberculosis.
Safety in Romania
Romania is located in an active seismic zone. As a result, earthquakes can occur, and the strongest tremors can cause considerable damage. As far as crime is concerned, it is not particularly high in Romania, although there are a few cases in the big cities. Please consult the France Diplomatie website before your departure for official embassy recommendations.
Hospitals in Romania
There are 3 types of health establishments in Romania. There are public hospitals, private hospitals and specialized clinics.
Public hospitals are the most numerous in Romania. They offer a wide range of medical care and are state-funded. Romanian citizens and EU residents alike are entitled to certain treatments at reduced prices with valid health insurance. However, some infrastructure and equipment may be less modern than international standards.
Next, private hospitals and clinics often offer better quality medical services. They also have more modern equipment and a medical staff that is sometimes bilingual. Ils sont généralement plus chers que les hôpitaux publics. Ainsi, ils sont preferred by expatriates and those with private health insuranceallowing them access to private care.
Finally, there are specialized clinicswhich exist in both the public and private sectors. They offer specialized services such as dentistry, dermatology and cosmetic surgery.
Here is a rough idea of the cost of healthcare in Romania:
- First outpatient visit: between 100 and 300 lei (€20 and €60)
- Specialist consultation: between 150 and 400 lei (€30 and €80)
- Outpatient emergency: between 200 and 600 lei (between €40 and €120)
- Ordinary hospitalization: between 600 and 1500 lei per day (between €120 and €300)
- Neonatal intensive care: between 1000 and 2000 lei per day (between €200 and €400)
- Urine pregnancy test: between 20 and 50 lei (between €4 and €10)
- Bed in common room: between 300 and 700 lei per day (between €60 and €140)
- Surcharge for superior suite: between 1000 and 3000 lei per day (between 200€ and 600€)
- MRI : between 500 and 1,500 lei (€100 and €300)
- Natural childbirth: between 2,000 and 5,000 lei (€400 and €1,000)
- Cesarean delivery: between 3,000 and 7,000 lei (between €600 and €1,400)
