We know you’re sometimes confused about the need for travel insurance. That’s why we’re going back over its usefulness and how to choose the best contract.
What is the purpose of travel insurance?
Travel insurance is the guarantee of help in case of problems. On vacation, we think that nothing can happen to us and we tend to forget about this aspect. Unfortunately, hard knocks can happen to you too. This is where travel insurance comes in. A delay? A last-minute emergency preventing you from leaving? Gastroenteritis? No problem, your insurance is there for you.
Of course, we don’t want you to need this insurance! But leaving without travel insurance means that if anything goes wrong, you’ll have to pay for it out of your own pocket.
With it, you’re covered and reimbursed as quickly as possible. You can also choose travel cancellation cover on its own or as part of a package with health insurance.
However, there are many misconceptions about insurance. Mondassur is here to help you. Here are the most common misconceptions:
It’s enough to take out the cheapest travel insurance
Low cost is not necessarily synonymous with quality. Of course, you’ll be insured, but for smaller sums and you won’t have the best guarantees.
Not all travel insurances are the same, and the difference can be felt when problems arise… And it’s too late to change your mind and benefit from more advantages!
You should be aware that medical costs abroad can be very high (the United States comes to mind!). You need to be sure that the insurance you choose will meet your needs exactly when you’re there.
Although some low-cost insurances can be useful for administrative formalities, they may prove insufficient in an emergency. Before taking out a policy, check the medical costs in your destination country and the cover you may need. You’ll avoid finding yourself in a critical situation with inadequate coverage.
Get a free quote to discover our travel insurance offers, or contact our advisors. They’ll help you choose the coverage best suited to your needs.
I don’t need insurance if I’m healthy
Regardless of your state of health, no one is safe from an accident, such as a fall, a car accident, or other unforeseen situations that may arise while traveling. These incidents may require urgent medical attention which, without coverage, can be extremely costly abroad. Even people in excellent health can suddenly experience acute health problems, such as infections, food poisoning or severe allergic reactions. Travel insurance can cover the cost of medical treatment in such cases. In some cases, a health problem or accident may require repatriation to a better-equipped hospital, or even back to your home country. These operations are often very costly and are generally covered by good health insurance.
Some countries require visitors to have valid travel insurance to enter their territory, specifically to avoid tourists becoming a burden on their health systems in the event of a problem. So travel insurance isn’t just for pre-existing health problems; on the contrary, it’s essential for coping with a wide range of unforeseen situations.
Travel insurance reimbursement times are long
At Mondassur, we understand that efficient reimbursement is crucial for our customers. Contrary to popular belief that health insurance reimbursement times are long, we are committed to processing claims quickly and efficiently. Thanks to our optimized management system and dedicated team, we strive to keep processing times to a minimum. This ensures that our policyholders receive their reimbursements as quickly as possible. Our aim is to provide you with peace of mind, knowing that your requests will be handled with the utmost care and speed.
If you have any questions aboutinternational health insurance, don’t hesitate to consult our FAQ section, where you’ll find answers to many common questions. If your question remains unanswered, our advisors are at your disposal. Contact us for more information and personalized support.
